Lasting relationships. For all that matters

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Architect at drawing table

Michael C. Cates, CFP®, CEPA

Financial Advisor

CERTIFIED FINANCIAL PLANNER™

As a CERTIFIED FINANCIAL PLANNERTM and CERTIFIED EXIT PLANNING ADVISOR, I help individuals, families, and business owners plan and invest with purpose by:

-Facilitating in-depth financial discovery meetings to establish short and long-term goals

-Tailoring personalized financial plans and investment strategies

-Providing education about risk, opportunity, and cost effectiveness for various investing tools

-Providing thorough implementation, vigilance and regular communication

 

For individuals, I help with:

-Life changing events like family deaths or divorce

-Advanced cash flow analysis for estate planning and inheritance

-Philanthropic and charitable giving

 

 

For families, I help with:

-Next generation financial education

-Discussions around long held assets, estate planning efficiencies, and charitable gifting

-Transition of privately held business interests

-Establishing what is most important to a family and drafting a “legacy” statement

 

For business owners, I help with:

-Maximizing qualified savings accounts

-Evaluating business strengths and weaknesses

-Determining the most desirable exit strategy

 

 

About me – I’m an avid angler, runner, hiker, and golfer.  Additionally, I’m very passionate about volunteering with my local Kiwanis Club.  I also love traveling with my wife Victoria, and going on adventures with our dog Hank. 

 

If you would like to learn more about me and the Gibbs-Cates Wealth Management team, feel free to reach out via email at michael.cates@ubs.com or phone 303-267-3045.  You can also see more at our website ubs.com/gibbs-cates.

CA Insurance - 0M51352

Registered States:
  • AR
  • AZ
  • CA
  • CO
  • FL
  • GA
  • ID
  • MD
  • MI
  • NJ
  • NV
  • NY
  • OH
  • OK
  • OR
  • TX
  • UT
  • VA
  • WY

Education

  • BA Biochemistry and Minor in Business, University of Colorado

Credentials

  • CERTIFIED FINANCIAL PLANNER™

Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Financial planning
Business succession
401(k) plan services
Lending services
Multi-generational families
Entrepreneurs
Family Offices
Legacy planning
4600 South Ulster Street
Suite 700
Denver, CO 80237
  • (303) 267-3045

Email Me

Michael C. Cates, CFP®, CEPA is also part of:
Gibbs-Cates Wealth Management

Business transition and succession planning

Business transition and succession planning

The rising generation in a new world

The rising generation in a new world

Your life, wealth and future

Your life, wealth and future

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

$2.8 trillion

In invested assets globally 
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

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