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$7 trn
UBS Group invested assets
As of 12/31/2025
Understanding your life, your wealth and what you want to accomplish is at the core of our practice. We'll discuss your goals, the people who are most important in your life and your vision for the future. Then we'll help you organize your financial life into three strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.
Timeframes may vary. Strategies are subject to individual client goals, objectives and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.
For more than two decades, Matt has been helping clients pursue their financial goals with confidence. He provides strategic guidance to individuals, families, and small business owners seeking to build, preserve, and transfer wealth. Since joining UBS in 2003, he has guided his clients through a variety of market cycles, building trusted relationships grounded in personalized advice and long-term planning.
Matt works closely with clients on wealth management, retirement planning, financial planning, and insurance strategies. He earned the designation of Senior Retirement Plan Consultant for his work with company-sponsored 401(k) and retirement plans. He also maintains the AAMS® and CRPS® designations, reflecting his commitment to professional education and retirement planning expertise.
Matt is actively involved with the Boys and Girls Clubs of Central MN, serving on the Board of Directors and Executive Committee. As the chair of the Resource Development Committee, he has played a pivotal role in overseeing the club's successful expansion.
He is also deeply envolved with the United Way of Central MN, where he chairs the Financial Stability Advisory Board and serves on the Board of Directors. Matt is a past member of the Finance and Executive Committees of the United Arts, which supports Central MN Arts, and is currently a board member for the St Cloud Blue Sox baseball team.
When he's not working with clients, Matt enjoys cycling, golf, tennis, and skiing. He and his wife, Jessica, are proud to call St. Cloud home, where they are raising their three sons.
MN License Number: 20436783
Recognized as an industry leader:
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Education
Credentials
Our advice is comprehensive. We help diverse clients in a broad range of areas, including:
Matthew Nikodym, AAMS, CRPS is also part of:
Karl Nikodym Wealth Management Group
Lets connect
For more than two decades, Matt has been helping clients pursue their financial goals with confidence. He provides strategic guidance to individuals, families, and small business owners seeking to build, preserve, and transfer wealth. Since joining UBS in 2003, he has guided his clients through a variety of market cycles, building trusted relationships grounded in personalized advice and long-term planning.
Matt works closely with clients on wealth management, retirement planning, financial planning, and insurance strategies. He earned the designation of Senior Retirement Plan Consultant for his work with company-sponsored 401(k) and retirement plans. He also maintains the AAMS® and CRPS® designations, reflecting his commitment to professional education and retirement planning expertise.
Matt is actively involved with the Boys and Girls Clubs of Central MN, serving on the Board of Directors and Executive Committee. As the chair of the Resource Development Committee, he has played a pivotal role in overseeing the club's successful expansion.
He is also deeply envolved with the United Way of Central MN, where he chairs the Financial Stability Advisory Board and serves on the Board of Directors. Matt is a past member of the Finance and Executive Committees of the United Arts, which supports Central MN Arts, and is currently a board member for the St Cloud Blue Sox baseball team.
When he's not working with clients, Matt enjoys cycling, golf, tennis, and skiing. He and his wife, Jessica, are proud to call St. Cloud home, where they are raising their three sons.
MN License Number: 20436783
Recognized as an industry leader:
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Education
Credentials
Our advice is comprehensive. We help diverse clients in a broad range of areas, including:
Matthew Nikodym, AAMS, CRPS is also part of:
Karl Nikodym Wealth Management Group
Lets connect
By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.
And this is your time to define success on your terms.
Money isn’t just changing hands, it’s changing meaning. This is your new era of wealth, with real opportunities to pursue your ambitions based on your values.
When it comes to building your legacy, we don’t prescribe a single path. We seek to understand yours. Because the best wealth strategy starts with you.
$7 trn
UBS Group invested assets
As of 12/31/2025
51 countries
Our global footprint
Global leader
UBS is a leading and truly global wealth manager
