A plan for today, tomorrow and generations to come

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

Mother daughter laptop

Maria Teresa Torruella

Account Vice President

I joined UBS in January of 2002; after a decade working in various sales and marketing roles, giving me over 17 years of experience in the financial services industry. I believe that personalized service is essential when selecting the appropriate financial plan for my clients. Each plan must reflect their personal and business circumstance and help them build wealth over the long-term.

I focus on assisting my clients with developing comprehensive and diversified investment strategies, income management, financial planning, retirement income planning, as well as credit lines and estate planning, in order to create multi-generation wealth preservation. I am FINRA-registered and hold Series 7 & 66 Securities Licenses as well as insurance licenses for life, accident and variable annuities. Additionally, I have completed all Certified Financial Planner courses with the College for Financial Planning®.

I earned my Bachelor’s degree in Marketing and International Business from Bentley University in Boston in 1991 and I regularly support diverse charities that are related to children. In my spare time, I enjoy traveling, reading and spending quality time with my family.

Registered States:
  • AZ
  • CA
  • CT
  • FL
  • GA
  • KS
  • LA
  • MD
  • NC
  • NV
  • NY
  • PA
  • PR
  • TN
  • TX
  • VA
  • VI
  • WA


  • Bachelor’s degree in Marketing and International Business, Bentley University in Boston
250 Munoz Rivera Avenue
A.I Plaza, 16th Floor
San Juan, PR 00918
  • (787) 250-3652

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Aziris M. Quinones Profile picture

    Aziris M. Quinones

    Client Associate

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      Aziris holds a BS in Business Adminitration from the Interamerican University. She joined UBS in 1997 and has over 24 years of experience in the financial services industry.

      Aziris participates in many volunteer programs, and enjoys time with her two children in her free time.

        • Interamerican University, BS in Business Adminitration
          250 Munoz Rivera Avenue
          A.I Plaza, 16th Floor
          San Juan, PR 00918

        Focus on liquidity management

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        Legacy—Wealth for others

        For needs that go beyond your own—to help you improve the lives of others

        What will your legacy be?
        It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

        Learn more at ubs.com/wealthway.

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