Tailored wealth advice

Professional guidance that helps inspire confidence


Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Two people talking overhead

Connecting you to the deep resources of UBS

By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

Retirement planning

Retirement planning

Estate planning strategies

Estate planning strategies

Sustainable investing

Sustainable investing

Your primary source for financial advice

We are here to provide quality strategies customized to your needs. We concentrate on developing long-term relationships through a commitment to quality client service. You can rely on our personalized advice, first-class solutions, and extensive wealth management experience.

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    Justin Bowers, CRPC, CSRIC, AWMA

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CO
    • CT
    • DE
    • FL
    • HI
    • IL
    • MA
    • MD
    • ME
    • MO
    • NC
    • NJ
    • NM
    • NY
    • OH
    • PA
    • SC
    • TX
    • VA
    • WV

    With over 15 years of experience working with corporate executives; primarily in the pharmaceutical sector, Justin has become a resource in assisting professionals and their families with their overall planning needs. His primary focus is retirement planning and legacy protection. Having a deep understanding of the corporate executive compensation structure allows Justin to provide additional insight and guidance to incorporate these assets into a comprehensive plan.

    Justin's current title at UBS is First Vice President – Wealth Management and Portfolio Manager. His primary objective is to provide clients with the planning and investment resources they need as he guides them through the wealth management process. He prides himself on providing exceptional service and a great experience. Justin has earned a degree in Economics from Rutgers University and holds the designation of Chartered Retirement Planning Counselor (CRPC®) from the College for Financial Planning.

    • Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2018The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
    • Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2018, 2019The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.

      • Accredited Wealth Management Advisor℠
      • Chartered Retirement Planning Counselor℠
      • Chartered SRI Counselor℠
      500 Campus Drive
      Florham Park, NJ 07932
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      Meghan Elizabeth Casteel

      Client Associate

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      • NJ

            500 Campus Drive
            Florham Park, NJ 07932
          • Gregg Arum Photo

            Gregg Arum, CFP

            Executive Director

            Structured Solutions Consultant

            Gregg serves as a Structured Solutions Consultant for the New York City and Northern New Jersey Market Areas, and Private Wealth Management; responsible for the positioning of Structured Products across all asset classes. Gregg works closely with Financial Advisors and their clients, helping them understand the risks and rewards of structured products, and how both portfolio and tactical ideas can fit into a client’s overall portfolio strategy.

            Professional History
            Gregg joined UBS in 1998 and has held a variety of positions in Capital Markets. In his previous role, he served as a Municipal Bond Portfolio Specialist on the Northeast Municipal Bond Desk. Prior to that, he worked in Unit Investment Trusts as a member of the Equity Advisory Group. He has also served as a Financial Advisor in New York City.


            Gregg holds a B.A from the University of Florida.

            Licenses and Certifications

            FINRA Series 7, 63 and 65
          • Henry Dreyer


            Senior Wealth Management Banker

            Current role and areas of expertise

            Traditionally, clients tend to concentrate on their assets when considering their financial situation. However, the use of strategic financing or other banking solutions may be an important component of a client’s overall wealth management plan. That’s where we come in. Senior Wealth Management Bankers are responsible for providing Financial Advisors and their clients with banking solutions that complement a client's overall wealth management objectives. As a Senior Wealth Management Banker, Henry provides expertise in the following areas:

            • Securities Backed Lending
            • Mortgages
            • Credit Cards

            Senior Wealth Management Bankers can also offer the following services:

            • Art, aircraft and yacht financing
            • Commercial real estate financing
            • Asset-Based lending
            • Small Business lending
            • Student loan refinancing

            Professional history

            Henry has over 17 years of experience in financial and related services. In addition to his role with UBS, Henry has past experience in mutual fund sales and as a mortgage banker.

            Education and personal information

            Henry has a bachelor degree in marketing from Clemson University. He holds several active licenses including the Series 7, 63 securities licenses and NMLS mortgage license.

            Henry lives in Cranford, NJ with his daughter and enjoys football, music, and traveling.
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            Sam Gallucci, CFP®, CPWA®, CEPA®


            Wealth Planning Strategist

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            Kevin P. Kelly


            Equity Specialist


          Sustainability matters

          Seek returns and drive change through sustainable investing

          Your values define you. But do your investments reflect who you are? As a global leader in sustainable investing, we can help your portfolio align with your principles, while seeking returns.

          Backed by the strength of UBS

          A global leader in wealth management

          Global leader

          UBS is a world-leading wealth manager

          More than 150 years

          offering financial advice


          Global Equity Research 

          Institutional Investor, 2021 Global Rankings