Lighthouse Wealth Consultants
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Experience

Makes all the difference

Patrick Cvitanovich

Senior Vice President–Wealth Management

Financial Advisor

Personal & Community

Habitat For Humanity
 

Education 

M.A. Economics and Finance, Webster University

B.S. Chemistry and Physics, East Texas State University

 

Registered States:
  • AZ
  • CA
  • CO
  • DC
  • DE
  • FL
  • GA
  • IL
  • IN
  • MA
  • MD
  • MI
  • MT
  • NC
  • NJ
  • NM
  • NV
  • NY
  • OH
  • PA
  • RI
  • SC
  • TX
  • VA
  • WA
  • WV

Patrick Cvitanovich

440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

Patrick Cvitanovich

Senior Vice President–Wealth Management

Financial Advisor

Personal & Community

Habitat For Humanity
 

Education 

M.A. Economics and Finance, Webster University

B.S. Chemistry and Physics, East Texas State University

 

Registered States:
  • AZ
  • CA
  • CO
  • DC
  • DE
  • FL
  • GA
  • IL
  • IN
  • MA
  • MD
  • MI
  • MT
  • NC
  • NJ
  • NM
  • NV
  • NY
  • OH
  • PA
  • RI
  • SC
  • TX
  • VA
  • WA
  • WV
440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

patrick.cvitanovich@ubs.com
Patrick Cvitanovich
440 Monticello Ave,Norfolk,VA,23510

Robbyn Gayer

First Vice President–Wealth Management

Financial Advisor

Registered States:
  • AZ
  • CA
  • CO
  • DC
  • DE
  • FL
  • GA
  • IL
  • IN
  • MA
  • MD
  • MI
  • MT
  • NC
  • NJ
  • NM
  • NV
  • NY
  • OH
  • PA
  • RI
  • SC
  • TX
  • VA
  • WA
  • WV

Robbyn Gayer

440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

Robbyn Gayer

First Vice President–Wealth Management

Financial Advisor

Registered States:
  • AZ
  • CA
  • CO
  • DC
  • DE
  • FL
  • GA
  • IL
  • IN
  • MA
  • MD
  • MI
  • MT
  • NC
  • NJ
  • NM
  • NV
  • NY
  • OH
  • PA
  • RI
  • SC
  • TX
  • VA
  • WA
  • WV
440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

robbyn.gayer@ubs.com
Robbyn Gayer
440 Monticello Ave,Norfolk,VA,23510

Robert Hoeft

Financial Advisor

Education:

B.A Business and Economics Honors Graduate from the Virginia Military Institute

 

Personal & Community:

Officer in the US Army Reserves

Norfolk Rotary Club

Virginia Club

Registered States:
  • AK
  • AL
  • AR
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • HI
  • IA
  • ID
  • IL
  • IN
  • KS
  • KY
  • LA
  • MA
  • MD
  • ME
  • MI
  • MN
  • MO
  • MS
  • MT
  • NC
  • ND
  • NE
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OK
  • OR
  • PA
  • PR
  • RI
  • SC
  • SD
  • TN
  • TX
  • UT
  • VA
  • VI
  • VT
  • WA
  • WI
  • WV
  • WY

Robert Hoeft

440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

Robert Hoeft

Financial Advisor

Education:

B.A Business and Economics Honors Graduate from the Virginia Military Institute

 

Personal & Community:

Officer in the US Army Reserves

Norfolk Rotary Club

Virginia Club

Registered States:
  • AK
  • AL
  • AR
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • HI
  • IA
  • ID
  • IL
  • IN
  • KS
  • KY
  • LA
  • MA
  • MD
  • ME
  • MI
  • MN
  • MO
  • MS
  • MT
  • NC
  • ND
  • NE
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OK
  • OR
  • PA
  • PR
  • RI
  • SC
  • SD
  • TN
  • TX
  • UT
  • VA
  • VI
  • VT
  • WA
  • WI
  • WV
  • WY
440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

robert.hoeft@ubs.com
Robert Hoeft
440 Monticello Ave,Norfolk,VA,23510

Bobbi Sawyers

Senior Registered Client Associate

Registered States:
  • AZ
  • CA
  • FL
  • MA
  • MD
  • NC
  • NJ
  • NY
  • TX
  • VA

Bobbi Sawyers

440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

Bobbi Sawyers

Senior Registered Client Associate

Registered States:
  • AZ
  • CA
  • FL
  • MA
  • MD
  • NC
  • NJ
  • NY
  • TX
  • VA
440 Monticello Ave
20th Floor
Norfolk, VA 23510

Email Me

bobbi.sawyers@ubs.com
Bobbi Sawyers
440 Monticello Ave,Norfolk,VA,23510

Products and services mentioned on these web pages may not be available for residents of certain nations.  Please consult the sales restrictions relating to the service in question for further information. http://www.ubs.com  

As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business, that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. A small number of our financial advisors are not permitted to offer advisory services to you, and can only work with you directly as UBS broker-dealer representatives. Your financial advisor will let you know if this is the case and, if you desire advisory services, will be happy to refer you to another financial advisor who can help you. Our agreements and disclosures will inform you about whether we and our financial advisors are acting in our capacity as an investment adviser or broker-dealer. For more information, please review the PDF document at ubs.com/relationshipsummary.

Neither UBS Financial Services Inc. nor its employees (including its Financial Advisors) provide tax or legal advice. You should consult with your legal counsel and/or your accountant or tax professional regarding the legal or tax implications of a particular suggestion, strategy or investment, including any estate planning strategies, before you invest or implement.

Wealth management services in the United States are provided by UBS Financial Services Inc., a registered broker-dealer offering securities, trading, brokerage and related products and services. Member SIPC . Member FINRA . UBS Financial Services Inc. is also registered as a Futures Commission Merchant (FCM) with the U.S. Commodity Futures Trading Commission (CFTC) and offers brokerage services related to the execution and clearing of on-exchange futures and options on futures products. Member NFA 

Unless we separately agree in writing, we do not monitor your brokerage account, and you make the ultimate decision regarding the purchase or sale of investments. You can ask us to review your brokerage account and provide you with investment recommendations at any time.

Wealth Management and Private Wealth Management and UBS International are divisions of UBS Financial Services Inc., a subsidiary of UBS AG.  Private Wealth Management resources and services are provided by specially-accredited Financial Advisors within UBS Financial Services Inc. (including Private Wealth Advisors and International Private Wealth Advisors).

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