Holistic Wealth Management and Legacy Planning

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Ernie is a senior partner of Lineage Advisors, a wealth management team at UBS' flagship office in midtown Manhattan. Ernie provides a customized boutique experience backed by the global financial resources of UBS. His practice is focused on risk management, unbiased macroeconomic research, asset allocation and a professional philosophy grounded in communication, trust and collaboration.

Experience

• More than 20 years of financial industry experience
• Vice President and Financial Advisor, Barclays Wealth
• Financial Advisor, Bernstein Global Wealth Management
• Managing Director- Dealogic LLC, a capital markets research and technology firm

Education

• M.B.A., New York University Stern School of Business
• B.S., finance, Rutgers University
• B.A., economics, Rutgers University
• Series 7, 31 and 66 securities licenses and life and health, insurance licenses

• New York University Stern School of Business, M.B.A.
• Rutgers University, B.S. Finance
• Rutgers University, B.A. Economics

• Certified Exit Planning Advisor
• Portfolio Manager
• Wealth Advisor

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For over 30 years, Robert has provided investment advice and customized financial planning for clients across the globe.  Robert started his career in 1988 at Lehman Brothers. After twenty years as a Managing Director in Private Banking at Lehman, Robert moved to Credit Suisse where he was Managing Director and on the Chairman’s Council. Through thoughtful conversations, Robert implements portfolio construction based on his clients' needs and goals. His advice has led clients and their families, to plan for the future. Currently at UBS, Robert and his team focus specifically on developing comprehensive financial plans for their clients to help them pursue the goals that matter most in their life.

Robert graduated from the University of Massachusetts Amherst. He has his series 7, 63 & 65 licenses. Robert is married to his wife Serena; they have three boys and reside in Greenwich, Connecticut.

• Forbes Best-in-State Wealth Advisors, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

• University of Massachusetts Amherst

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Michele has more than 30 years of experience in the financial services industry and has spent the past 27 years working directly with highly affluent clients. Prior to joining Merrill, she was a Vice President in the Private Client Services Group at Goldman Sachs & Co. for nine years.

Michele has extensive experience working with entrepreneurs and executives of public companies in developing customized wealth management strategies including risk management strategies for concentrated stock positions. Michele’s additional areas of focus include working with women going through transitions such as career change, divorce or loss of a spouse.

Michele holds a Master’s in Management from the Kellogg Graduate School of Management, Northwestern University, and a B.S. with honors in finance and marketing from Boston College.

Michele is actively involved with several charitable organizations including AmeriCares, Kids Helping Kids and Al’s Angels. Michele resides with her husband, son and daughter in New Canaan, CT, where she enjoys gardening and cooking.

• Forbes America’s Top Women Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Forbes Best-in-State Wealth Advisors, 2018, 2019, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Women Wealth Advisors Best-in-State, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Working Mother Magazine/SHOOK Top Wealth Advisor Moms, 2017, 2018, 2019, 2021The Working Mother Magazine/SHOOK rating is compiled by Shook Research and awarded annually in October based on information from a 12 month period ending in March of the award year.

• Northwestern University, M.B.A.
• Boston College, B.S. Finance and Marketing

• Private Wealth Advisor

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Richard has had a passion for markets and investing from an early age and has spent his career at the intersection of securities law and finance.  Richard specializes in advising an elite group of ultra-high net worth clients and institutions on asset allocation, portfolio construction and opportunistic investing.  As an investment manager, Richard specializes in providing creative, thoughtful, tax-sensitive investment solutions with special attention given to risk mitigation.  In addition, Richard focuses on manager search and selection and also leverages his legal background to assist clients with trust and estate planning strategies.

After graduating from Fordham Law School in 2009, Richard worked as a securities litigator before being hand selected to work for the legal group at Credit Suisse during one of the most challenging periods in Wall Street history.  After spending over four years at Credit Suisse, Richard transitioned to the investment advisory business at UBS.   In his spare time, Richard enjoys golf and skiing as well as collecting art and fine wines.  He lives on the Upper East Side of Manhattan.  

• Fordham University, J.D.: 2009

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Chad graduated from the University of Miami where he earned both his B.B.A. and M.B.A in finance.  Chad began his career working with a family office in South Florida where he specialized in research & analysis, portfolio management, and financial modeling.  He then went on to work with the private bank at Credit Suisse in 2013 and later moved with his team to UBS in 2015.  Among his responsibilities, Chad specializes in analyzing portfolios and presenting investment solutions tailored to clients’ individual needs. 

 Chad is a Chartered Financial Analyst charter holder (CFA®) and an active member of the CFA Society of New York.  He also maintains his Series 7, and 66 securities license.

 Outside of UBS, Chad and his wife, Marisa enjoy traveling and spending time with family and friends.  Chad is an active participant in the UBS Community Affairs & Corporate Responsibility program.

• University of Miami, B.B.A. Finance
• University of Miami, M.B.A. Finance

• Chartered Financial Analyst®

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