Empowering confident financial decisions

Liberty Trail WM team photo

We have a long history of providing financial advice and services to a broad range of individual and institutional clients. We combine personalized wealth management for individuals and families with institutional consulting and retirement plan services for public and private businesses, foundations and endowments.

Our level of care and understanding has earned our clients’ lifelong trust. Our 12-member team has extensive experience and offers a specific focus on the needs of corporate executives, business owners and ultra-high net worth families.

We at Liberty Trail Wealth Management help lead our clients on a path to financial freedom. Our clients count on us for our experience, multi-generational perspective and deep understanding of the aspects associated with significant wealth.

- Liberty Trail Wealth Management

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Jack Riley

    Jack Riley

    Managing Director–Wealth Management

    Financial Advisor

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    • AK
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    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • MT
    • NC
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OR
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    • RI
    • SC
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    • TN
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    • WA
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    Jack joined the industry in 2000. After 13 years at Morgan Stanley Smith Barney, he transitioned with the group to UBS in 2013. He is responsible for equity and fixed income portfolio management, with a specialty in equity compensation planning. Jack is committed to building relationships not only with individuals but also with entire families, helping to coordinate with their other professional advisors so that he can better help them achieve their lifetime goals.

    Jack has been recognized by the Financial Times Top 400 (2017), Barron’s Top 1,000 Advisors in America (2011– 2013) and by On Wall Street “Top 40 Under 40 Advisor” (2010 – 2012). He earned his B.A. degree in marketing from West Virginia University. A resident of Basking Ridge, NJ, Jack has four young children, Ella, Avry, Declan, and Lyla. Outside of work, he enjoys spending time with his family, playing golf, skiing and fishing.

    • Barron's Top 1,200 Financial Advisors, 2019, 2020, 2021
    • Financial Times Top 400 Financial Advisers, 2019
    • Forbes Best-in-State Wealth Advisors , 2019, 2020, 2021
        184 Liberty Corner Road
        Suite 101
        Warren, NJ 07059
      • John T. Cusate

        John T. Cusate, CFP, ChFC, CLU

        Senior Vice President–Wealth Management

        Financial Advisor

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        • AK
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        • DE
        • FL
        • GA
        • HI
        • IA
        • ID
        • IL
        • IN
        • KS
        • KY
        • LA
        • MA
        • MD
        • ME
        • MI
        • MN
        • MO
        • MT
        • NC
        • NH
        • NJ
        • NV
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        • OR
        • PA
        • RI
        • SC
        • TN
        • TX
        • UT
        • VA
        • VT
        • WA
        • WI
        • WY

        With over 40 years of experience in the financial services industry, John attributes his success to the fact that he cares deeply about his clients and their families. After 23 years in the life insurance industry, he joined the team in 1998.

        John knows the value of hard work and dedication. After graduating from high school, he went straight to work for Mutual Benefit Life Insurance Company in Newark, NJ. He attended Rutgers University in the evenings and earned a B.S. degree in business management, graduating with high honors. He has earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) CHARTERED FINANCIAL CONSULTANT (ChFC®) and CHARTERED LIFE UNDERWRITER (CLU®) designations.

        A New Jersey native, John and his wife, Suzanne, live in Morris Township. They have three children, Lauren, John, and Tess. John and his family enjoy spending time at the New Jersey Shore and are regular contributors to The Seeing Eye, Homeless Solutions, the First Aid Squad and the Volunteer Fire Dept. of Morristown. Outside of work, he enjoys playing basketball, tennis, golf, and bowling.

              184 Liberty Corner Road
              Suite 101
              Warren, NJ 07059
            • Jesse E. Kent

              Jesse E. Kent, CFP

              Senior Vice President–Wealth Management

              Financial Advisor

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              • AK
              • AZ
              • CA
              • CO
              • CT
              • DC
              • DE
              • FL
              • GA
              • HI
              • IA
              • ID
              • IL
              • IN
              • KS
              • KY
              • LA
              • MA
              • MD
              • ME
              • MI
              • MN
              • MO
              • MT
              • NC
              • NH
              • NJ
              • NV
              • NY
              • OH
              • OR
              • PA
              • RI
              • SC
              • TN
              • TX
              • UT
              • VA
              • VT
              • WA
              • WI
              • WY

              Jesse entered the financial services industry in 2001 and moved to UBS Financial Services in 2013. With a deep knowledge of his clients’ employer benefit package, he focuses specifically on retirement planning, asset preservation and estate planning.

              A graduate of Johnson & Wales University with a degree in marketing, Jesse has also earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. He and his wife, Antonietta, have three young children, Joseph, Luke, and Laura.

                    184 Liberty Corner Road
                    Suite 101
                    Warren, NJ 07059
                  • Michael Jordao

                    Michael Jordao, CRPC

                    Senior Vice President–Wealth Management

                    Financial Advisor

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                    • AK
                    • AZ
                    • CA
                    • CO
                    • CT
                    • DC
                    • DE
                    • FL
                    • GA
                    • HI
                    • IA
                    • ID
                    • IL
                    • IN
                    • KS
                    • KY
                    • LA
                    • MA
                    • MD
                    • ME
                    • MI
                    • MN
                    • MO
                    • MT
                    • NC
                    • NH
                    • NJ
                    • NV
                    • NY
                    • OH
                    • OR
                    • PA
                    • RI
                    • SC
                    • TN
                    • TX
                    • UT
                    • VA
                    • VT
                    • WA
                    • WI
                    • WY

                    Mike entered the financial services industry in 2006 and joined UBS in 2013 with the team. With a highly personalized approach focused on service and proper asset allocation, Mike provides clients with retirement planning, education planning and 401(k) rollover guidance that is informed by his extensive understanding of net unrealized appreciation (NUA).

                    Mike studied international business and philosophy at Northeastern University and earned the Chartered Retirement Planner Counselor (CRPC®) designation. An Eagle Scout, he’s active in the community with scouting and as a youth soccer coach. He and his wife reside in Morris County with their young daughter and son.

                          184 Liberty Corner Road
                          Suite 101
                          Warren, NJ 07059
                        • John F. Ryan

                          John Ryan

                          First Vice President–Wealth Management

                          Financial Advisor

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                          • AK
                          • AZ
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                          • DC
                          • DE
                          • FL
                          • GA
                          • HI
                          • IA
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                          • IL
                          • IN
                          • KS
                          • KY
                          • LA
                          • MA
                          • MD
                          • ME
                          • MI
                          • MN
                          • MO
                          • MT
                          • NC
                          • NH
                          • NJ
                          • NM
                          • NV
                          • NY
                          • OH
                          • OR
                          • PA
                          • RI
                          • SC
                          • TN
                          • TX
                          • UT
                          • VA
                          • VT
                          • WA
                          • WI
                          • WY

                          After ten years in the accounting and consulting, John entered the securities industry as an analyst at Smith Barney in 2008. In 2009 he transitioned with his group to UBS where he had a key role in the management of Portfolio Management Programs that Liberty Trail Wealth Management participated in. John joined our group in 2019 as a Portfolio Manager in the LTWM PM Program.

                          John graduated from Bates College with a BS in BioPhysics. He pursued post graduate studies in business and accounting to meet the 150 semester hour requirement of CPA licensure. He is a former volunteer firefighter who lives in Northern California. He and his family enjoy managing timber for forest improvement and all adventures with their son Jack.

                                184 Liberty Corner Road
                                Suite 101
                                Warren, NJ 07059
                              • Harrison C. Hoyes

                                Harrison C. Hoyes, CFP, CRPS, CRPC

                                Vice President–Wealth Management

                                Financial Advisor

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                                • AZ
                                • CA
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                                • IA
                                • IN
                                • LA
                                • MA
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                                • MN
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                                • NC
                                • NJ
                                • NY
                                • OH
                                • OR
                                • PA
                                • SC
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                                • UT
                                • VA
                                • WA

                                Harrison joined UBS in 2013 after a year with AXA Advisors and five years with The Rasweiler Group at Morgan Stanley. Committed to stellar client service and being responsive to their needs, Harrison focuses on retirement planning, net unrealized appreciation (NUA) analysis, asset allocation and equity diversification.

                                A graduate of Franklin & Marshall College, Harrison earned a B.S. degree in business, organizations and society. He is a Certified Financial Planner (CFP®) and holds the Chartered Retirement Plans Specialist (CRPS®) and Chartered Retirement Planning Counselor (CRPC®) designation and his Series 7, 31 and 66 securities licenses. He is also accredited to offer life and health insurance.

                                      184 Liberty Corner Road
                                      Suite 101
                                      Warren, NJ 07059

                                    Connecting you to the deep resources of UBS

                                    By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

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                                    How we work

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                                    Corporate executive care

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                                    Customized investing for your specific situation

                                    Estate planning and wealth transfer strategies

                                    Financial planning for all stages of life

                                    Understanding the concerns of business owners

                                    How do you plan confidently for the retirement you want?

                                    Start by building a strategy based on the resources and needs over the course of your life.

                                    Imagine the retirement you want. Then, let’s build a framework to help you pursue it. Learn more at ubs.com/wealthway.

                                    Backed by the strength of UBS

                                    A global leader in wealth management

                                    $2.8 trillion

                                    In invested assets globally 
                                    As of 06/30/2022

                                    51 countries

                                    Our global footprint

                                    Global leader

                                    UBS is a world-leading wealth manager