Disciplined Wealth Management and Institutional Consulting

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Sandy is a Senior Partner with Liberty Capitol Group. Sandy joined UBS Financial Services Inc. in 1998, following an initial career as a successful entrepreneur running her own business. Sandy founded The Capitol Group Institutional Consulting practice at UBS, where her business acumen and tireless work ethic have helped institutional clients achieve their goals for over 20 years. She provides consulting services to clients' retirement plans and reserve accounts, including plan design, investment policy assistance, fiduciary training, fees and services benchmarking, investment due diligence, plan governance support, and participant education to organizations of all types and sizes. Sandy serves as the co-chair of the UBS Retirement Plan Consulting Services Advisory Council, where she helps steer innovation to better serve clients and drive positive change in the retirement industry. Sandy also advises a select group of individual clients with their personal wealth.

Professional Experience
• Senior Vice-President - Investments, UBS Financial Services, Inc.: 1998-Present
• Small Business Owner, 1978-1998

Education, Certification & Recognition
• Bachelor's Degree from University of North Carolina at Greensboro
• CERTIFIED FINANCIAL PLANNER™ (CFP®), Georgetown University
• Certified Investment Management Analyst® (CIMA®), The Wharton School

Hometown
Beacon Falls, Connecticut

Alma Mater Team
UNC Greensboro Spartans

Favorite Philanthropy
Zonta Club of Washington DC

Interests
• Tennis
• Being active in my church
• Spending time with family & friends at the beach in South Carolina

Why I Do What I Do
"It's wonderful to see our clients' tremendous growth over the years and getting to know new clients who trust us with their business."

My Philosophy on Client Service
"Our clients always come first."

What I Love About Liberty Capitol Group
"It's a family atmosphere where we work hard and celebrate our shared success with clients."

• Barron's Top 1,200 Financial Advisors, 2015, 2018, 2019, 2020
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Barron's Top 100 Institutional Consultants, 2023The Barron's rating is awarded annually in April and is based on information from the prior year Q4. 
• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes America’s Top Women Wealth Advisors, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Women Wealth Advisors Best-in-State, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• NAPA Top Women Advisors, 2016, 2017, 2018, 2021, 2022The NAPA rating is awarded annually in October based on information from September of the award year.
• PLANADVISER Top Retirement Plan Advisers, 2014, 2022, 2023The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.

• Senior Institutional Consultant, UBS Institutional Consulting Program
• Senior Retirement Plan Consultant
• CERTIFIED FINANCIAL PLANNER®
• Certified Investment Management Analyst®

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Leland is a Partner with Liberty Capitol Group. Leland joined UBS Financial Services, Inc. in August of 2002, as a Financial Advisor. Leland has 16 years of experience building and nurturing relationships with non-profits, foundations, endowments, and retirement plans. Leland has extensive experience in developing investment policy statements, asset allocation modeling, investment manager due diligence, portfolio analysis, portfolio reporting, risk management, and portfolio construction. His institutional clients include pension plans, foundations, endowments and corporate benefit plans.

Leland is available for trustee education meetings and will work with you to identify strategies to achieve your organization's investmentgoals. We believe in taking an active role in helping to shape and execute an investment plan, and have a great deal of experience integrating our services with those provided by your other professional relationships.

Professional Experience
• Financial Advisor, UBS Financial Services, Inc., 2002-Present

Education & Certification
• B.S.G.S. in Organizational Behavior from Northwestern University
• M.B.A. with a concentration in securities analysis from Georgetown University
• Certified Investment Management Analyst® certification administered by Investment Management Consultants Association® and taught in conjunction with The Yale School of Management, Yale University.

Hometown
Duxbury, MA

Alma Mater Teams
Northwestern Wildcats, Vermont Catamounts & Georgetown Hoyas

Favorite Philanthropy
• St. Jude's Children's Research Hospital
• Teach for America
• Lift Me Up – Therapeutic Riding Program
• Days End Farm - Horse Rescue

Interests
• Time with family
• Skiing
• Cycling
• Tennis
• Golf
• Cooking on the grill
• Discovering new wines

Why I Do What I Do
"I am excited to be a part of a team of advisors committed to driving positive change for clients. We have a real opportunity to shape our business by creating better outcomes for retirees."

My Philosophy on Client Service
"There are no traffic jams along the extra mile." - Roger Staubach

What I Love About Liberty Capitol Group
“The people we work with. I have never worked with a groupof people that are more committed to doing what’s best forclients and each other. I feel like we are a family at Liberty Capitol Group.”

• Barron's Top 100 Institutional Consultants, 2023The Barron's rating is awarded annually in April and is based on information from the prior year Q4. 
• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• PLANADVISER Top Retirement Plan Advisers, 2023, 2024The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.

• Institutional Consultant, UBS Institutional Consulting Program
• Portfolio Manager
• Senior Retirement Plan Consultant
• Certified Investment Management Analyst®

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Leif is a Partner with Liberty Capitiol Group. He is a Financial Advisor & Senior Retirement Plan Consultant at UBS. He specializes in building stronger retirement plans for corporations and nonprofits by offering thoughtful advice on plan design, providing investment due diligence as a co-fiduciary, making sure costs are reasonable, partnering with vendors to deliver service excellence and pinch hitting for one-onone financial planning session with our plan participants. Leif joined UBS after working for 12 years on the retirement plan provider side of the business as a VP with John Hancock and Transamerica, giving him unique insights that can benefit clients. Leif started his career in financial services in 2002, after working summers for 8 years for his father's landscaping and construction business. These blue collar roots and work ethic help give Leif valuable perspective working with business owners and workers from all walks of life.

Professional Experience
• Financial Advisor, UBS Financial Services, Inc., 2018 - Present
• Regional Vice President - Transamerica Retirement Solutions, 2016 - 2018
• Vice President - John Hancock, 2006 - 2016
• Financial Advisor - Morgan Stanley, 2002 - 2006

Education & Certification
• Bachelor's degree from Harvard University
• Master's degree in Business Administration (MBA) from Boston University
• Certified Retirement Plan Counselor (CRPC) – College for Financial Planning
• Retirement Plans Associate (RPA) – Joint program of IFEBP & The Wharton School

Hometown
Brielle, NJ

Alma Mater Teams
Harvard Crimson and Boston University Terriers

Favorite Philanthropy
Ocean Conservancy

Interests
• Time with Family – Wife Jan, Daughters Savannah (2 yrs.) and Natasha (6 mos.)
• Traveling
• Skiing
• Sailing

Why I Do What I Do
“Building successful retirement plans is an excellent way to help a lot of people at once achieve financial security and get on track for retirement. It's also very rewarding to do one-onone financial planning when opportunities arise to hear people's stories and give them the direction they need to become good savers and successful investors."

My Philosophy on Client Service
“Follow through and follow up."

What I Love about Liberty Capitol Group
“We have real chemistry and a healthy sense of humor. We are also a team that spans three generations, so we can see things from different perspectives and relate to just about everyone."

• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• PLANADVISER Top Retirement Plan Advisers, 2023, 2024The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.

• Institutional Consultant, UBS Institutional Consulting Program
• Senior Retirement Plan Consultant
• Certified Investment Management Analyst®
• Certified Retirement Plan Counselor

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Brock is a Partner with Liberty Capitol Group. He joined UBS in 2016 as part of the UBS Wealth Planning Team which focused on High and Ultra-High net worth financial planning for individuals and families. Brock joined LCG in 2018 and works primarily with our private clients to organize, grow and protect their wealth. He specializes in retirement income and cash flow analysis, estate and multigenerational planning, insurance  and charitable giving strategies. Additionally, Brock provides education services to our retirement plan clients through seminars and one-on-one meetings with participants.

Brock began his career in financial services at Edward D. Jones & Co., L.P., in 2012, where he worked as a Financial Advisor and Equity Sales Associate.  He brings nearly a decade of experience in relationship management, financial planning and portfolio construction to the team.  Brock is a native of Tidewater, Virginia and currently resides in with his wife in Washington, DC.

Professional Experience
• Financial Advisor - UBS Financial Services, Inc., 2018 - Present
• Wealth Planning Associate - UBS Financial Services, Inc., 2016-2018
• Equity Sales Associate - Edward D. Jones & Co., L.P., 2015-2016
• Client Associate - Edward D. Jones & Co., L.P., 2013-2015
• Financial Advisor - Edward D. Jones & Co., L.P., 2012-2013

Education & Certification
• B.A., History, Hampden-Sydney College
• Accredited Wealth Management Advisor (AWMA®), College for Financial Planning

Hometown
Smithfield, VA

Interests
• College Football Season
• Backpacking
• Wine Tasting
• Traveling with my wife
• Spending time in Virginia Beach with my family

My Philosophy on Client Service
"I follow three rules: do the right thing, do the best you can, and always show people you care."
-Lou Holtz

What I Love About Liberty Capitol Group
"Liberty Capitol Group is a multigenerational financial services team. We draw upon each other's experience and expertise to deliver a truly customized client experience"

• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Accredited Wealth Management Advisor℠

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Mike Whatley joined UBS Financial Services Inc. in 2008. Prior to joining UBS, Mike worked as client service associate for high net worth clients in the private banking channel. Mike is an integral part of the UBS Institutional Consulting team. Mike assists our institutional clients with various operational day-to-day activities and quarterly deliverables. Mike is responsible for serving as an intermediary between client administrative assistants between partners and Liberty Capitol Group to ensure set deadlines are met, efficient processes are established and operational task items are completed on a timely basis.

Professional Experience
• Senior Client Service Associate & Operations Manager, UBS Financial Services, Inc., 2008-Present
• 18 years experience in financial services industry

Education & Certification
• Bachelors of Business Administration Degree from Mars Hill College
• Concentration in Banking & Finance
• Chartered Retirement Plans Specialist^SM 
• FINRA registered with Series 6, 7, and 66

Hometown
Port Charlotte, FL

Alma Mater Team
Mars Hill College Lions

Favorite Philanthropy
Madison House Senior Apartments

Interests
• Soccer
• Hiking
• Being active in my church
• Spending time with my family

Why I Do What I Do
"I enjoy working with clients to help them achieve their financial goals."

My Philosophy on Client Service
"Get it right the first time."

What I Love About Liberty Capitol Group
"The members of the Capitol Group are dedicated to doing what is in the client's best interest."

• Chartered Retirement Plans Specialist℠

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Holidae Hayes combines a strong background as a banking and securities attorney and two decades of financial services experience to deliver uniquely insightful advice to clients. Holidae serves as a financial advisor and consultant to business owners, executives, families, and foundations. By providing truly comprehensive advice to her clients, Holidae is able to leverage her decades of experience to help ensure that clients are able to achieve their goals. A strong commitment to integrity and trust have been hallmarks of Holidae’s enduring client relationships.

Professional Experience
• UBS Financial Services Inc., Senior Vice President–Wealth Management, 2009 – present
• Morgan Stanley, Senior Vice President, Wealth Advisor, Institutional Consultant, 2002 – 2009
• Sanford C. Bernstein, financial advisor, 1996 – 2002
• U.S. Senate Committee on Banking, Housing & Urban Affairs, Majority Counsel, 1993 – 1996
• Federal Reserve Board of Governors, enforcement attorney, 1991 – 1993

Education & Certification
• B.A., Business Administration, Economics Minor, University of Kentucky
• Juris Doctorate, University of Kentucky

Education
• B.A. in business administration, economics minor, University of Kentucky, Summa Cum Laude
• J.D., University of Kentucky College of Law, Order of the Coif, Law Review

Community involvement and personal interests
• Currently serves on the Board of Directors for No Greater Sacrifice and the Great Meadow Outdoors Foundation
• Meridian International Center Global Leadership Council Member
• Previously served on Board of Directors of Wolf Trap Foundation, Arena Stage, Helen Hayes Theater Awards, Columbia Lighthouse for the Blind and Chaired annual fundraisers for Make a Wish, Knock Out Abuse and numerous other community organizations
• She and her husband, Dr. Matt Gavin, have two daughters

• Barron's Top 100 Institutional Consultants, 2023The Barron's rating is awarded annually in April and is based on information from the prior year Q4. 
• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes America’s Top Women Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Women Wealth Advisors Best-in-State, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Working Mother Magazine/SHOOK Top Wealth Advisor Moms, 2021The Working Mother Magazine/SHOOK rating is compiled by Shook Research and awarded annually in October based on information from a 12 month period ending in March of the award year.

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Education & Certifications
• Bachelor of Science in Finance - George Mason University
• Concentration in Economics

Hometown
Fairfax, VA

Alma Mater Team
George Mason Patriots

Favorite Philanthropy
Loudoun Therapeutic Riding

Interests

• Riding Horses
• [Solidcore]
• Traveling
• Spending time with family & friends

Why I Do What I Do
A love for both people, problem solving, and finance

My Philosophy on Client Service

The devil is in the details: These details are critical - whatever one does should be done thoroughly.