Insight-based advice

Observatory on mountain top

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Ernie

    Ernie Kloock

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AL
    • AZ
    • CA
    • CO
    • CT
    • DE
    • FL
    • GA
    • HI
    • IA
    • IL
    • KY
    • MA
    • MD
    • ME
    • MI
    • MN
    • MS
    • NC
    • NH
    • NJ
    • NV
    • NY
    • OH
    • OR
    • PA
    • RI
    • SC
    • TN
    • TX
    • VA
    • VT
    • WA

    Ernie has been providing individuals, families, and businesses with comprehensive wealth management and investment solutions for over two decades. He employs a disciplined and holistic approach of analyzing cash flows and risk tolerances to construct individualized and tailored portfolios that suit specific needs. Ernie also provides extensive knowledge in retirement and legacy planning, as well as financing strategies and options.

    Ernie spent 12 years with Merrill Lynch and 4 years with Morgan Stanley before joining UBS in 2014. Ernie is proud to provide our clients with the extensive research and wealth management solutions that UBS has to offer.

    Ernie resides in Oakland, NJ with his wife Tracy, and daughters Ava and Olivia.

     

    • Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

      • Portfolio Manager
      61 South Paramus Road
      Mack Center IV, 4th Floor
      Paramus, NJ 07652
    • James

      James Kremen

      Senior Wealth Strategy Associate

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      • FL
      • GA
      • NJ
      • NY

      James has over 18 years of financial industry experience. He joined UBS in 2014 after more than 10 years as part of a wealth management team, with Ernie Kloock, at Merrill Lynch.  James works closely with Ernie, managing client relations including investment oversight and monitoring risk, as well as assisting with other various wealth management solutions.

      James graduated with a degree in Finance and Economics from Syracuse University in 2004. He also went on to attain his Chartered Retirement Planning Counselor License in 2008.

      James resides in Wayne, NJ with his daughter Ava.

        • Syracuse University, B.S., Finance and Economics
        • Chartered Retirement Planning Counselor℠
        61 South Paramus Road
        Mack Center IV, 4th Floor
        Paramus, NJ 07652
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        Jill Kloock

        Client Associate

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          Jill is the most recent member of Kloock Wealth Management. She oversees all administrative aspects of Kloock Wealth Management and works closely with the team to ensure that all clients receive the high level of service they deserve.

          Jill is married with two children and resides in Clifton. Outside the office, she enjoys gardening, the outdoors, and spending time with her family and friends.

                61 South Paramus Road
                Mack Center IV, 4th Floor
                Paramus, NJ 07652
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                Bruce Orenstein

                First Vice President–Wealth Management

                Financial Advisor

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                • AZ
                • CA
                • CT
                • FL
                • GA
                • KY
                • MA
                • MD
                • NC
                • NJ
                • NV
                • NY
                • OH
                • OK
                • PA
                • SC
                • TN
                • TX
                • VA

                      61 South Paramus Road
                      Mack Center IV, 4th Floor
                      Paramus, NJ 07652

                    The circular economy: What is it?

                    Retirement planning

                    Retirement planning

                    Multigenerational planning

                    Multigenerational planning

                    Legacy—Wealth for others

                    For needs that go beyond your own—to help you improve the lives of others

                    What will your legacy be?
                    It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                    Learn more at ubs.com/wealthway.

                    Backed by the strength of UBS

                    A global leader in wealth management

                    $2.8 trillion

                    In invested assets globally 
                    As of 06/30/2022

                    51 countries

                    Our global footprint

                    Global leader

                    UBS is a world-leading wealth manager

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