Wealth advice that helps inspire confidence

• AZ
• CA
• CO
• CT
• FL
• GA
• IL
• IN
• KY
• MA
• ME
• MT
• NH
• NJ
• NY
• PA
• RI
• WA

Andrew delivers personalized wealth management advice to a select number of high net worth individuals and families. He utilizes integrated planning strategies to help clients manage both sides of their personal balance sheets efficiently. After thoroughly understanding his clients' investment personality and financial goals, he implements a customized plan tailored to their specific needs, including strategies for retirement planning, asset and liability management, tax and estate planning strategies, and life insurance analysis and funding.

Andrew leans on over 18 years of experience in the financial services industry and has successfully navigated clients through multiple market climates since he began his career after graduating from Vanderbilt University with a Bachelor of Arts in Economics. Prior to joining UBS in October 2020, he was a Vice President and Wealth Management Advisor with Merrill Lynch.  Passionate about delivering excellent service, he holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc. He is committed to prioritizing his clients' best interests first.

Outside of the office, Andrew loves to spend time with his wife Meri and his children Walter and Sadie in their coastal town of Marblehead. He enjoys sharing in activities with his family such as skiing in the mountains of Vermont, boating along the North Shore of Boston, playing squash at the Lynch/van Otterloo YMCA, and as a native Western New Yorker, supporting his lifelong favorite team, the Buffalo Bills. Active in the community, Andrew volunteers as a commissioner and coach for the New England Flag Football League and participates in UBS' Season of Service programs which benefit several organizations throughout Massachusetts.

• Vanderbilt University, B.A.

• CERTIFIED FINANCIAL PLANNER®
• Chartered Retirement Planning Counselor

• AK
• AL
• AZ
• CA
• CO
• CT
• DE
• FL
• GA
• ID
• IL
• IN
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NY
• PA
• RI
• SC
• TN
• VA
• VT
• WA
• WY

Sandy has over 25 years of experience in the financial services industry. She began her career with Merrill Lynch as an Operations Manager and later a Compliance Officer. She joined UBS in 2011 as a Senior Registered Service Associate; her primary responsibilities are client focused, from opening and servicing new relationships to the ongoing client experience. Sandy takes pride in developing close relationships and true understanding of all our clients' individual needs and situations. Sandy holds the Series 3, 7, 9, 10 and 63 licenses.

• CT
• MA

As a Wealth Planning Associate at UBS, Heather works closely with Financial Advisors in various offices located in the Greater Boston Wealth Management Market. She collaborates with your Advisor to help clients pursue their goals through comprehensive planning.

As a CERTIFIED FINANCIAL PLANNER®, Heather has in-depth knowledge of the many financial planning solutions that can be tailored to address your individual priorities.

Heather provides guidance in the following areas:

– Financial planning solutions based on client’s needs and goals

– Retirement savings and income planning

– Risk management analysis

– Foundational estate planning strategies

– Liability management

– Education funding needs and strategies

– Charitable planning

Outside of the office, Heather is passionate about Health & Wellness. She is a Certified Yoga Sculpt instructor and teaches group fitness classes in Boston. On the weekends you can find her in NH, VT and ME hiking or skiing. Having grown up on Cape Cod, she visits family and friends there often.

• Emmanuel College, B. A.

• CERTIFIED FINANCIAL PLANNER®