Insight-based advice

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Karen Degro, CFP

Financial Advisor

I began my career as a CPA in my native Puerto Rico, helping individuals, businesses, and nonprofits with tax planning, auditing and compliance issues. It was there that I discovered my passion: helping clients make smart decisions about their wealth. Now, I work closely with them to develop wealth management strategies tailored to their needs and objectives.

I am FINRA-registered and hold Series 7 and 66 securities licenses. I hold the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation.  My bachelor's degree in Accounting and my degree of Juris Doctor are from the Pontifical Catholic University of Puerto Rico.

I have run a local Chapter of the Puerto Rico Society of Certified Public Accountants and have been a proud member of Rotary International.

I also speak Spanish, if that is your preferred language.

Personal & Community

  • Active member of Pathfinder Chapter of the American Business Women Association
  • Past president El Vigia Rotary Club (Ponce, Puerto Rico)
  • Past president Ponce Chapter of State Society of CPA (Puerto Rico)
Registered States:
  • CA
  • FL
  • LA
  • MD
  • MO
  • OH
  • OR
  • PA
  • PR
  • SC
  • TN
  • WA


  • Juris Doctor, Pontifical Catholic University of Puerto Rico
  • Accounting, Pontifical Catholic University of Puerto Rico



Our advice is comprehensive. We help diverse clients in a broad range of areas, including:

Sustainable investing
Financial planning
Retirement planning
Education planning
775 Page Mill Road
Palo Alto, CA 94304
  • (650) 496-7422

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A focus on personalized access and service

Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

Your life, wealth and future

Your life, wealth and future

Retirement planning

Retirement planning

US banking sector update: Where we are now

Sustainability matters

Seek returns and drive change through sustainable investing

Your values define you. But do your investments reflect who you are? As a global leader in sustainable investing, we can help your portfolio align with your principles, while seeking returns.

Backed by the strength of UBS

A global leader in wealth management

$2.8 trillion

In invested assets globally 
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager