Experience

Integrity, professionalism and over 50 years of experience – these are just a few of the ways to describe Albert Kapigian and how he works with clients to help them achieve their financial goals.  He started in the business in 1961 and has advised generations of families, small businesses and charitable organizations.  Through several market cycles, strong economies and recessions, Al has provided a steady hand in guiding clients.  His philosophy of putting his clients first is why they have continued to seek his advice and guidance for so many years.

Al has always had a passion for investing in the financial markets and started in the industry as an associate in 1961 based in New York.  Al works with each client personally to help them and their families understand their needs while providing a service experience with his clients that is responsive, thorough and friendly.  Each client gets a personalized approach to investing that corresponds to that particular client's goals and objectives.  Al's long career has allowed him to work with multiple generations.  He has partnered with families to help create and manage wealth and as a result of the strong relationships he builds, he now has the opportunity to work with their children and grandchildren. 

Al graduated from Wagner College with a Bachelor of Arts in Business Administration and then served three years in the United States Marine Corps as a lieutenant, stationed primarily in Quantico, Virginia.  He started his career in 1961 at Walston & Co.  After eight years he joined Burnham & Co. and as a result of a number of mergers, Al would go on to spend 44 years at what would eventually become Morgan Stanley.  He joined UBS Financial Services in 2013 and has been able to combine his many years of experience and wealth of knowledge with UBS's global capabilities to continue to deliver excellent service to his clients.  Al holds FINRA Series 7, 8, 63 and 65 licenses.

Al lives in Bergen County, NJ with his wife and has two sons and also two grandchildren.  He is an avid golfer and is actively involved in a number of charities in the greater Bergen County area. 

Greg has worked in the financial services industry for over 20 years with experience in institutional equity trading and wealth management.  It is those two backgrounds that Greg now combines to bring a planning and goals based focus to wealth management.

After several years in institutional equity trading, Greg joined UBS Financial Services in 2014 and soon after achieved the designation of CERTIFIED FINANCIAL PLANNER™ (CFP®).   Greg leads clients by creating a financial roadmap that covers several key elements of planning, including investing, retirement and estate planning and insurance.  As changes occur in a client's life, the plan is updated to reflect those changes.  This personalized approach to investing allows Greg to go beyond investing and deliver the advice to help his clients reach their financial goals. 

Greg holds FINRA Series 7 and 66 licenses along with Life, Accident, Health and Long Term Care Insurance licenses.  He earned a BA in Economics from Muhlenberg College and an MBA in Finance from Rutgers University.  He and his wife have two children and reside in Essex County, NJ.