A plan for today, tomorrow and generations to come

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By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

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    John W. Young

    Senior Vice President

    Financial Advisor

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    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • KY
    • MA
    • MD
    • MI
    • NC
    • NJ
    • NM
    • NY
    • PA
    • SC
    • TN
    • VA

    John splits his time between Bethesda, Maryland and Palm Beach, FL.  For more than 25 years, John Young has offered his clients just two products: advice and experience.  Over this time he witnessed the "internet run up", watching the markets rise effortlessly day after day, and was in the process of obtaining his Certified Financial Planner designation when the bubble burst in 2000. This reaffirmed his belief that the financial planning process is critical to long term financial success of his clients.  John always tries to place himself in his client's shoes, and truly believes that he succeeds only when his clients succeed. To this day, John has never lost sight of that maxim.

    He enjoys understanding non-traditional and private investments, using UBS's global, comprehensive platform to offer sophisticated solutions.   He is resolute in the belief that all high net worth and ultra-high net worth investors need to consider them as a meaningful part of their portfolios (more on home page). 

    His oldest daughter works for a tech firm in Tysons, while the youngest just finished Georgetown and works for an OBGYN.  When not at work or with family, he can be found on the golf course, playing pickle ball at Congressional C.C. or playing croquet at the NCC in West Palm.  

    • University of Maryland, B.S. in Economics (Go Terps!)
    • CERTIFIED FINANCIAL PLANNER ™
    • UBS Presidents Council, 2013-2017

      • University of Marylan, Economics
      • Senior Portfolio Manager
      • CERTIFIED FINANCIAL PLANNER™
      Estate planning strategies
      Exit planning
      Alternative investments
      7272 Wisconsin Avenue, Floor 23
      Bethesda, MD 20814
    • Gabriel

      Gabe Cabrera

      Client Associate

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      • AK
      • AL
      • AR
      • AZ
      • CA
      • CO
      • CT
      • DC
      • DE
      • FL
      • GA
      • HI
      • IA
      • ID
      • IL
      • IN
      • KS
      • KY
      • LA
      • MA
      • MD
      • ME
      • MI
      • MN
      • MO
      • MS
      • MT
      • NC
      • ND
      • NE
      • NH
      • NJ
      • NM
      • NV
      • NY
      • OH
      • OK
      • OR
      • PA
      • PR
      • RI
      • SC
      • SD
      • TN
      • TX
      • UT
      • VA
      • VI
      • VT
      • WA
      • WI
      • WV
      • WY

      Gabriel is a Senior Registered Client Service Associate. He started his career in 2017 at Morgan Stanley’s Latin American Private Wealth Division in Miami. Prior to joining UBS, he worked for Merrill Lynch as a Registered Client Associate for their Wealth Management group where he partnered with Financial Advisors to manage client relationships.

      Gabriel focuses on responding to client requests and assisting with team operations and account maintenance. He also assists with trading, performance reporting, and enhancing the client experience.

      Gabriel graduated cum laude from Florida International University with a B.A. in Finance & Real Estate, and holds the Series 7, 66, and SIE licenses. Gabriel is also fluent in Spanish as a first generation Cuban-American and Miami native. He enjoys hikes with his dog, playing golf, and traveling.

            1735 Market Street
            35th Floor
            Philadelphia, PA 19103
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            Carrera Santiago

            Wealth Planning Associate

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            • PA

            Carrera joined UBS in 2021 as a Wealth Planning Associate and now covers Philadelphia, DC and the surrounding areas. She has significant experience in alternative investments having most recently worked in numerous roles within FS Investment Solutions for the past 6 years, including Strategy & Analytics. Originally from Delran, New Jersey, Carrera graduated in 2016 from Drexel University with a Bachelor of Science in Psychology. Carrera enjoys spending time down the Jersey shore, fixing up her new house in Cinnaminson, NJ, and playing with her adorable dogs named Ruca and Roxy.

                  1735 Market Street
                  Mellon Bank Center
                  Philadelphia, PA 19103
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                  Kaitlyn Pelzer

                  Client Associate

                  Kaitlyn is a Client Service Associate. She has been with UBS since 2021 and has worked in Operations as well as a Team Associate. She focuses on client requests and account maintenance.

                  Outside of work, Kaitlyn enjoys going to concerts and Baltimore Orioles games. She also loves spending time with family and friends and supporting the Baltimore Humane Society when she can.

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                UBS and Credit Suisse—stronger than ever

                Legacy—Wealth for others

                For needs that go beyond your own—to help you improve the lives of others

                What will your legacy be?
                It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                Learn more at ubs.com/wealthway.

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