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We believe that good financial planning advice is invaluable—it helps prepare you for whatever life brings. But it is especially important during times of major life change. Our process focuses on you and the priorities, goals, concerns and beliefs that will ultimately impact your financial well-being for years to come. We're here to help you tackle your concerns and embrace the opportunities that can enrich and empower you today and for years to come.

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  • LZ

    Lawrence R. Zech, CRPC, CRIC

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CO
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • MD
    • MI
    • MO
    • MT
    • NC
    • NJ
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • SC
    • TN
    • TX
    • UT
    • VA
    • WA
    • WI

    Lawrence joined PaineWebber as a Financial Advisor in 1996. He became Branch Manager soon thereafter and took on additional duties as a multi-branch, complex manager earning the firm’s Director’s Council award twice while maintaining his dual role as a Financial Advisor. Lawrence left the ranks of management to once again focus on working with individual clients and families in 2015.

    When not working, Lawrence enjoys spending time with his wife, Debra, and their daughter. Table tennis, skiing, hiking and almost anything outdoors are favorite activities.

          75-280 Highway 111
          Indian Wells, CA 92210
          lawrence.zech@ubs.com
          Lawrence R. Zech, CRPC, CRIC
          75-280 Highway 111,Indian Wells,CA,92210
        • WO

          Warren Overman

          First Vice President–Wealth Management

          Financial Advisor

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          • AZ
          • CA
          • CO
          • FL
          • HI
          • IA
          • ID
          • IL
          • IN
          • KS
          • MD
          • MI
          • MO
          • MT
          • NC
          • NJ
          • NV
          • NY
          • OH
          • OK
          • OR
          • PA
          • SC
          • TN
          • TX
          • UT
          • WA
          • WI

          Warren has more than 36 years experience in the financial services industry, and more than 25 of those years have been spent with UBS.  Warren is a native of the Chicagoland area - Downer's Grove, IL - and is a graduate of the University of Illinois College of Business in Champaign-Urbana.  He currently lives with his wife Heidi in Rancho Mirage, CA and enjoys traveling, attending golf and tennis events, and spending time with family.  Warren and his wife have four children, five grandchildren, and one great grandson.

                75-280 Highway 111
                Indian Wells, CA 92210
                warren.overman@ubs.com
                Warren Overman
                75-280 Highway 111,Indian Wells,CA,92210
              • Phil

                Phillip Tanner CFP®

                Financial Advisor

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                • AZ
                • CA
                • CO
                • FL
                • HI
                • IA
                • ID
                • IL
                • IN
                • KS
                • MD
                • MI
                • MO
                • MT
                • NC
                • NJ
                • NV
                • NY
                • OH
                • OK
                • OR
                • PA
                • SC
                • TN
                • TX
                • UT
                • WA
                • WI

                With more than 18 years in the financial services industry, Phil enjoys helping clients with their comprehensive financial planning and wealth management needs.  Prior to joining UBS, Phil served clients as a Wealth Manager at Goldman Sachs’ independent channel.

                Phil is a native of the Coachella Valley and returned to the desert after attending Purdue University.  Phil and his wife Amber live in Palm Desert with their two sons, ages 10 and 7.  In his free time Phil enjoys coaching, hiking, skiing, running his dogs, and many other outdoor activities with his family. 

                  • Palm Desert High School
                  • Purdue University
                  • CERTIFIED FINANCIAL PLANNER™
                  75-280 Highway 111
                  Indian Wells, CA 92210
                  phillip.tanner@ubs.com
                  Phillip Tanner CFP®
                  75-280 Highway 111,Indian Wells,CA,92210
                • SP2

                  Stacy Porras

                  Client Associate

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                  • AZ
                  • CA
                  • ID
                  • MD
                  • OH
                  • OK
                  • WA

                  Stacy joined UBS in 2007 beginning her career in the financial industry. She holds Series 7 and 66 licenses.  Stacy is the Administrative Manager for the team, working with Clients and the Firm to fulfill Client requests.

                  Stacy is a native desert resident currently living in Palm Desert. Stacy is married with three children.  She enjoys spending time with her family and volunteering at her church.

                   

                        75-280 Highway 111
                        Indian Wells, CA 92210
                        stacy.porras@ubs.com
                        Stacy Porras
                        75-280 Highway 111,Indian Wells,CA,92210
                      • Roubina

                        Roubina Kurkjian

                        NMLS #947868

                        Senior Wealth Management Banker, UBS Bank USA

                        Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

                        Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

                        Professional history

                        Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

                        Education and personal information

                        In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

                        Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

                        Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender

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