Impact Financial Group

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With over 25 years of experience in the financial services industry, Justin applies his extensive experience to the portfolio design process.  Focusing on pre-liquidity planning, he believes that careful planning precedes portfolio construction and manager analysis.  Prior to joining UBS, Justin served as a Vice President with Bear Stearns in New York City and with the Private Client division of CIBC Oppenheimer.

Justin earned a B.S. in business administration with a concentration in finance from Cal Poly State University, San Luis Obispo.  He attended New York University's School of Professional Studies, focusing on international finance and financial planning.  He is a graduate of Columbia University's ACPM Program earning the Certified Portfolio Manager designation. 

A native of San Luis Obispo, California, Justin and his family manage a working cattle ranch and avocado grove on the central coast.  As a licensed pilot, Justin volunteers with Angel Flight West as a Command Pilot and is also a member of the board.  The organization arranges free, non-emergency air travel for children and adults with serious medical conditions and other compelling needs.

Justin is a career-path mentor to military veterans as part of American Corporate Partners, which aims to ease the transition from the military to the civilian workforce. ACP is the only nonprofit organization engaged in national corporate career counseling for our returning military.

• Barron’s Top 100 Private Wealth Management Teams, 2021, 2022The Barron's rating is awarded annually in April based on information from the prior year Q4.
• Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• UBS Wealth Management Pinnacle Council, 2025UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

• Cal Poly State University, San Luis Obispo, B.S. in Business Administration with a Concentration in Finance
• New York University's School of Professional Studies, International Finance and Financial Planning

• Certified Portfolio Manager
• Senior Portfolio Manager
• Private Wealth Advisor

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Roger Wacker has over 44 years of wealth management experience working across the globe.

As a Private Wealth Advisor, Roger draws upon his vast experience and knowledge to offer customized wealth management advice and personalized service to his ultra-high net worth clients and their families and foundations. He works closely with his clients to develop investment strategies tailored to their needs. This ensures that he has a thorough understanding of their objectives, and that they have realistic expectations and an understanding of the risks and rewards inherent in their investments.

In 2015, Roger rejoined UBS as a Managing Director and Senior Portfolio Manager after serving as a Managing Director and Senior Relationship Manager in the Private Banking North America business of Credit Suisse. During his previous tenure at UBS, he was the Chief Investment Officer and head of the UBS Middle Eastern Group, where he managed assets in excess of CHF $11B. Then, after managing UBS’s West Coast Region for nearly a decade, Roger joined Julius Baer to head their North American Private Bank. He was key to UBS' acquisition of Julius Baer.

Roger earned a Swiss Banking Diploma and a Swiss Commercial Diploma. He is fluent in German, French and Swiss-German.

Roger serves on the Global Leadership Council for the Mayo Clinic, and on the Board of Directors for the Providence St. John's Health Center, where he is also a Trustee for the PSJHC Foundation and the John Wayne Cancer Institute. In addition, he is a Trustee for the California Institute of the Arts, serving on multiple committees, and is Chairman Emeritus of the Swiss-American Chamber of Commerce. Roger is also a former captain in the Swiss Army.

• Barron’s Top 100 Private Wealth Management Teams, 2021, 2022The Barron's rating is awarded annually in April based on information from the prior year Q4.
• Barron's Top 1,200 Financial Advisors, 2019, 2020, 2021
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Forbes America's Top Wealth Advisors, 2020The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes America's Top Wealth Advisors, 2017, 2019The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Senior Portfolio Manager
• Private Wealth Advisor

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Stefan Lendi was a Relationship Manager in the Private Banking North America business of Credit Suisse before rejoining UBS in 2015.

From 2006 to 2011, Stefan was a Managing Director at Deutsche Bank Private Wealth Management and also worked at UBS Wealth Management, Los Angeles as an Executive Director. Prior to that, he worked in the New York, Buenos Aires, Geneva and Zurich offices for Swiss Bank Corporation.

Stefan is fluent in German, English, Spanish, and French. He currently serves on the Board of Directors for Return to Zero: H.O.P.E. and the board of directors of the Swiss American Chamber of Commerce.

Stefan earned a B.A. from the Swiss Business School in Switzerland and the professional designation in Personal Financial Planning from UCLA.

• Forbes Best-in-State Wealth Management Teams, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Swiss Business School, B.A.
• UCLA, Professional Designation in Personal Financial Planning

• Private Wealth Advisor

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• Forbes Best-in-State Wealth Management Teams, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• University of Berne, Switzerland, Federal Bank Employee Diploma
• Commercial School of Biel, Switzerland, Federal Diploma of Commercial Banking Profession

• Senior Portfolio Manager
• Private Wealth Advisor

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Maria is a Senior Wealth Strategy Associate with over 27 years of financial industry experience. Maria is dedicated to helping families navigate their financial journeys with confidence. She is committed to building lasting and trusted relationships. Maria’s knowledge spans client servicing, wealth management and strategic financial planning, ensuring personalized solutions tailored to long-term financial goals.

Maria grew up in Los Angeles and earned her B.A. in Sociology from the University of California, Santa Barbara. Maria is a CFP® professional and holds FINRA Series 7, 66, 9 and 10 securities licenses. Maria has also worked for Bank Julius Baer and Credit Suisse in Los Angeles, as well as in Lugano, Switzerland and is fluent in Italian.

Maria is the CFO for Haven Academy of the Arts, an Arts Education Program that seeks to develop character and life skills in youth through the performing arts. Maria and her husband Fabio live in Los Angeles with their two children, Gianluca and Francesca.

• University of California, Santa Barbara, B.A. Sociology

• CERTIFIED FINANCIAL PLANNER

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• United States Military Academy West Point , BSc. Political Geography: 2007 - 2011

• CERTIFIED FINANCIAL PLANNER

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• University of San Diego, B.S. Economics

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• Wayne State University, B.A., cum laude

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Patrick is a Senior Client Service Associate and helps the team both onboard new clients and manage existing client relationships.

He is responsible for operational and administrative duties including trading, reporting and information gathering.

Patrick also supports the Financial Advisors with their offshore clientele booked in Switzerland, using his in-depth knowledge of international investment markets and financial products to enhance the client experience.

Patrick earned a B.A. in Banking and Finance from Academy of St. Gallen in Switzerland. He worked for several national and international banks in Switzerland for 18 years before joining Credit Suisse Private Bank in Los Angeles in June 2014. He joined UBS Private Wealth Management in November 2015 and holds FINRA Series 7 and 66 securities licenses.

Born and raised in St. Gallen, Switzerland, Patrick is fluent in Swiss-German and German and has proficiency in French. He currently lives in the South Bay with his wife and three children.

• Academy of St. Gallen, B.A. Banking and Finance

• Fashion Institute of Design and Merchandising, B.A. Business Management
• Chapman University School of Law, Juris Doctorate