Wealth planning experience for every generation

Heritage Wealth Management is committed to a multigenerational approach to wealth management. Our team spans five generations and has navigated the experiences that your family faces. We want to be your Family Office.

We provide a tailored approach that helps bring clarity, direction, and confidence. We support you over time with responsive emotional support, education and access to the wide array of services and connections that we provide.

With a bi-coastal effort from two offices—Portland, Oregon and Charleston, South Carolina—we are committed to your long-term success and strive every day to ensure your wealth stays aligned with your values and goals.

Start the conversation

Always mindful of the challenges facing each generation, we chose the name ‘Heritage’ because we understand the importance of understanding your values and aspirations when planning your financial future.
- Joseph W. Cheek

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Cameron Cheek

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AK
- AL
- AZ
- CA
- CO
- DC
- DE
- FL
- GA
- ID
- LA
- MA
- MD
- MN
- MO
- MT
- NC
- NJ
- NV
- NY
- OR
- PA
- SC
- TX
- UT
- VA
- WA
CA Insurance license #4060921

Cameron started at UBS in one of the stock market's most tumultuous months on record. Over the past 15 years, he has helped clients manage their wealth through good times and bad. He joined UBS in August of 2001 and after three years of working on the equity research desk in New York City, he moved back to the Portland area to work with his father, Joe Cheek.

With his clients, Cameron emphasizes asset allocation and total wealth management with a focus on retirement planning. He also helps his clients with education funding, insurance planning, structures for charitable giving, and estate planning. FINRA-registered, Cameron holds the Series 7 and 66 licenses as well as licenses for life and health insurance.

Cameron earned his B.S. degree in finance from Linfield College. Cameron, his wife Becky, and daughters, Adelyn and Beatrice, live in Charleston, South Carolina. He enjoys golfing, traveling, and spending time in South Carolina with his wife's family.
- Barron's Top 1,200 Financial Advisors, 2018, 2019, 2020
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Linfield College, B.S. Finance
- Senior Portfolio Manager
941 Houston Northcutt Blvd
Mount Pleasant, SC 29464
Joseph Cheek

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- DE
- FL
- ID
- MA
- NC
- NJ
- NV
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Joe began his financial career with U.S. Bank's Trust Department, where he probated estates and managed family and institutional trusts. He served as the Treasurer for Winter Products, which at the time, was the second largest furniture hardware manufacturer in the U.S. In 1980, he joined UBS predecessor firm Paine Webber.

As a Financial Advisor, Joe has always employed a broad range of strategies to help clients achieve their financial goals. His deep understanding of fixed income markets is a crucial aspect of the individualized plans he develops. Joe has served as a FINRA (formerly NASD) arbitrator since 1996 and is an industry expert in dispute resolution.

Joe earned his B.S. degree in business administration from Portland State University. He holds Series 7 and 63 securities licenses, as well as a life insurance license.

He enjoys a busy family life, spending time with his wife, Terra, traveling and squeezing in a round of golf during his spare time.
- Portland State University, B.S. Business Administration
5300 SW Meadows Road
Suite 300
Lake Oswego, OR 97035
Teresa Hart, CRPS

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AL
- AZ
- CA
- CO
- DC
- DE
- FL
- GA
- IA
- ID
- MA
- MD
- MN
- MT
- NC
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Teresa is the "global citizen" of Heritage Wealth Management. Between 1976 and 1986, she traveled around the world from Europe to Asia, Australia, and Africa. She encountered many people, each with unique dreams and aspirations. Because of her genuine interest in people, it is no surprise that Teresa has distinguished herself as one of UBS's most successful Financial Advisors.

She brings more than 30 years of experience helping clients meet their most meaningful and often complex wealth goals. Teresa provides advice and solutions to address all areas of her clients' lives including financial planning, investment management and asset allocation to longevity, and multigenerational estate planning.

Teresa earned her Chartered Retirement Plan Specialist designation (2000) and completed The College of Financial Planning at The American Institute of Banking and Finance (1989). FINRA-registered, Teresa holds Series 7, 63 and 65 securities licenses and a NFS Securities Futures Certificate (2003), as well as licenses for life and health insurance.

Her interests include traveling, skiing, and watercolor painting.
- Barron's Top 1,200 Financial Advisors, 2019
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes America’s Top Women Wealth Advisors, 2020, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Working Mother Magazine/SHOOK Top Wealth Advisor Moms, 2019The Working Mother Magazine/SHOOK rating is compiled by Shook Research and awarded annually in October based on information from a 12 month period ending in March of the award year.
- Senior Portfolio Manager
- Chartered Retirement Plans Specialist℠
5300 SW Meadows Road
Suite 300
Lake Oswego, OR 97035
Richard Brandon Hall, AAMS, CFP

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- DC
- DE
- FL
- GA
- ID
- MA
- MD
- MN
- MT
- NC
- NJ
- NV
- NY
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Brandon has been providing holistic financial planning for families and business owners since 2004. He is an Accredited Asset Management Specialist and CERTIFIED FINANCIAL PLANNER™. He offers clients in-depth analysis of their entire financial scenario. His tailored approach ensures your wealth aligns with your values and goals. He is known for his integrity, work ethic, and delivering excellent service.

Brandon earned his B.S. degree in Business Administration and International Business from Oregon State University. In addition to being fully licensed, Brandon holds the Series 9 and Series 10 licenses. Administered by the Financial Industry Regulatory Authority (FINRA), this qualifies him to act as a principal to manage or supervise the sales activities of financial firms.

Brandon is an Oregonian and lives in the suburbs of Portland with his wife and daughter. They love to travel and spend time with their family and friends.
- Oregon State University, B.S. Business Administration and International Business
- Accredited Asset Management Specialist℠
- CERTIFIED FINANCIAL PLANNER™
5300 SW Meadows Road
Suite 300
Lake Oswego, OR 97035
Alan Greg Hollingsworth

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- KY
- MA
- MD
- MN
- MO
- MS
- MT
- NC
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Greg began his career in one of the equity market’s most tumultuous months on record—and over the past 32 years he has helped clients manage their wealth throughout good times and bad. Greg joined UBS in 2008 after 5 years at Morgan Stanley and prior tenure at Smith Barney.

With his clients, Greg emphasizes asset allocation and total portfolio management with a focus on retirement income planning; while also giving them advice on education funding, structures for charitable giving and estate planning. Greg is FINRA-registered and holds the Series 7 and 63 securities licenses as well as licenses for life, health insurance, and variable annuities.

Greg earned his bachelor’s degree in chemistry and zoology is from the University of Maryland at College Park and his M.B.A. in finance and information systems from George Mason University in Fairfax, VA. Greg is a former Naval Officer and veteran and is originally from the Washington DC area.

Greg resides in Charleston, SC with his wife, Mary. In their free time they enjoy traveling and spending time with their family
941 Houston Northcutt Blvd
Mount Pleasant, SC 29464
Wendy Pace

Senior Client Associate
View bio
- CA
- OR
- SC
- TX
- WA
Wendy began her career in 1988 with PaineWebber and in 1995 had the great fortune to start working with Joe Cheek. Currently, she dedicates herself to providing superior service to our clients by anticipating their needs and managing day-to-day operations for the team. Wendy is FINRA-registered and holds Series 7 and 66 securities licenses.

Wendy earned her B.A. degree in business marketing from Portland State University. In her spare time, Wendy enjoys crafting, in particular quilting, embroidery, and crochet.
- Portland State University, B.A. Business Marketing
805 South West Broadway
Suite 2600
Portland, OR 97205

Cameron Cheek

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AK
- AL
- AZ
- CA
- CO
- DC
- DE
- FL
- GA
- ID
- LA
- MA
- MD
- MN
- MO
- MT
- NC
- NJ
- NV
- NY
- OR
- PA
- SC
- TX
- UT
- VA
- WA
CA Insurance license #4060921

Cameron started at UBS in one of the stock market's most tumultuous months on record. Over the past 15 years, he has helped clients manage their wealth through good times and bad. He joined UBS in August of 2001 and after three years of working on the equity research desk in New York City, he moved back to the Portland area to work with his father, Joe Cheek.

With his clients, Cameron emphasizes asset allocation and total wealth management with a focus on retirement planning. He also helps his clients with education funding, insurance planning, structures for charitable giving, and estate planning. FINRA-registered, Cameron holds the Series 7 and 66 licenses as well as licenses for life and health insurance.

Cameron earned his B.S. degree in finance from Linfield College. Cameron, his wife Becky, and daughters, Adelyn and Beatrice, live in Charleston, South Carolina. He enjoys golfing, traveling, and spending time in South Carolina with his wife's family.
- Barron's Top 1,200 Financial Advisors, 2018, 2019, 2020
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Linfield College, B.S. Finance
- Senior Portfolio Manager
941 Houston Northcutt Blvd
Mount Pleasant, SC 29464
Joseph Cheek

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- DE
- FL
- ID
- MA
- NC
- NJ
- NV
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Joe began his financial career with U.S. Bank's Trust Department, where he probated estates and managed family and institutional trusts. He served as the Treasurer for Winter Products, which at the time, was the second largest furniture hardware manufacturer in the U.S. In 1980, he joined UBS predecessor firm Paine Webber.

As a Financial Advisor, Joe has always employed a broad range of strategies to help clients achieve their financial goals. His deep understanding of fixed income markets is a crucial aspect of the individualized plans he develops. Joe has served as a FINRA (formerly NASD) arbitrator since 1996 and is an industry expert in dispute resolution.

Joe earned his B.S. degree in business administration from Portland State University. He holds Series 7 and 63 securities licenses, as well as a life insurance license.

He enjoys a busy family life, spending time with his wife, Terra, traveling and squeezing in a round of golf during his spare time.
- Portland State University, B.S. Business Administration
5300 SW Meadows Road
Suite 300
Lake Oswego, OR 97035
Teresa Hart, CRPS

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AL
- AZ
- CA
- CO
- DC
- DE
- FL
- GA
- IA
- ID
- MA
- MD
- MN
- MT
- NC
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Teresa is the "global citizen" of Heritage Wealth Management. Between 1976 and 1986, she traveled around the world from Europe to Asia, Australia, and Africa. She encountered many people, each with unique dreams and aspirations. Because of her genuine interest in people, it is no surprise that Teresa has distinguished herself as one of UBS's most successful Financial Advisors.

She brings more than 30 years of experience helping clients meet their most meaningful and often complex wealth goals. Teresa provides advice and solutions to address all areas of her clients' lives including financial planning, investment management and asset allocation to longevity, and multigenerational estate planning.

Teresa earned her Chartered Retirement Plan Specialist designation (2000) and completed The College of Financial Planning at The American Institute of Banking and Finance (1989). FINRA-registered, Teresa holds Series 7, 63 and 65 securities licenses and a NFS Securities Futures Certificate (2003), as well as licenses for life and health insurance.

Her interests include traveling, skiing, and watercolor painting.
- Barron's Top 1,200 Financial Advisors, 2019
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes America’s Top Women Wealth Advisors, 2020, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Working Mother Magazine/SHOOK Top Wealth Advisor Moms, 2019The Working Mother Magazine/SHOOK rating is compiled by Shook Research and awarded annually in October based on information from a 12 month period ending in March of the award year.
- Senior Portfolio Manager
- Chartered Retirement Plans Specialist℠
5300 SW Meadows Road
Suite 300
Lake Oswego, OR 97035
Richard Brandon Hall, AAMS, CFP

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- DC
- DE
- FL
- GA
- ID
- MA
- MD
- MN
- MT
- NC
- NJ
- NV
- NY
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Brandon has been providing holistic financial planning for families and business owners since 2004. He is an Accredited Asset Management Specialist and CERTIFIED FINANCIAL PLANNER™. He offers clients in-depth analysis of their entire financial scenario. His tailored approach ensures your wealth aligns with your values and goals. He is known for his integrity, work ethic, and delivering excellent service.

Brandon earned his B.S. degree in Business Administration and International Business from Oregon State University. In addition to being fully licensed, Brandon holds the Series 9 and Series 10 licenses. Administered by the Financial Industry Regulatory Authority (FINRA), this qualifies him to act as a principal to manage or supervise the sales activities of financial firms.

Brandon is an Oregonian and lives in the suburbs of Portland with his wife and daughter. They love to travel and spend time with their family and friends.
- Oregon State University, B.S. Business Administration and International Business
- Accredited Asset Management Specialist℠
- CERTIFIED FINANCIAL PLANNER™
5300 SW Meadows Road
Suite 300
Lake Oswego, OR 97035
Alan Greg Hollingsworth

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- KY
- MA
- MD
- MN
- MO
- MS
- MT
- NC
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TX
- UT
- VA
- WA
Greg began his career in one of the equity market’s most tumultuous months on record—and over the past 32 years he has helped clients manage their wealth throughout good times and bad. Greg joined UBS in 2008 after 5 years at Morgan Stanley and prior tenure at Smith Barney.

With his clients, Greg emphasizes asset allocation and total portfolio management with a focus on retirement income planning; while also giving them advice on education funding, structures for charitable giving and estate planning. Greg is FINRA-registered and holds the Series 7 and 63 securities licenses as well as licenses for life, health insurance, and variable annuities.

Greg earned his bachelor’s degree in chemistry and zoology is from the University of Maryland at College Park and his M.B.A. in finance and information systems from George Mason University in Fairfax, VA. Greg is a former Naval Officer and veteran and is originally from the Washington DC area.

Greg resides in Charleston, SC with his wife, Mary. In their free time they enjoy traveling and spending time with their family
941 Houston Northcutt Blvd
Mount Pleasant, SC 29464
Wendy Pace

Senior Client Associate
View bio
- CA
- OR
- SC
- TX
- WA
Wendy began her career in 1988 with PaineWebber and in 1995 had the great fortune to start working with Joe Cheek. Currently, she dedicates herself to providing superior service to our clients by anticipating their needs and managing day-to-day operations for the team. Wendy is FINRA-registered and holds Series 7 and 66 securities licenses.

Wendy earned her B.A. degree in business marketing from Portland State University. In her spare time, Wendy enjoys crafting, in particular quilting, embroidery, and crochet.
- Portland State University, B.A. Business Marketing
805 South West Broadway
Suite 2600
Portland, OR 97205

Long-lasting relationships

How do you want to work together?

Thoughtful and accountable, we understand each client has a unique situation with diverse needs. That’s why we listen carefully, so we can work closely together and proactively uncover opportunities. With a full range of services, our aim is to be helpful in every aspect of your financial life.

What to expect from our team. We offer high-touch support that anticipates your needs and helps simplify your life. We bring together the boutique services of a dedicated team with the global resources of one of the world’s largest wealth management firms. In addition, our trusted and consistent client service team is always on-hand for a host of financial and administrative needs.

We’re in touch in the way that works best for you. Our entire team is highly accessible, offering consistent communication, personal touch points and ongoing reviews. Responsive and attentive, we provide a flexible communication plan specific to your schedule. Our investment reviews are an excellent planning tool and are available on request or at regular intervals (monthly, quarterly, semi-annually, or annually) depending upon your needs.

We can work closely with your other legal and tax advisors. We work together with your accountants, attorneys and trusted advisors, as well as our network of financial specialists within and outside UBS. That way, we can incorporate all perspectives into one integrated approach.

“It is gratifying to develop meaningful relationships with each of our clients. We build long standing relationships, that includes all generations within your family.”

— Wendy Pace

_{Neither UBS Financial Services Inc. nor any of its employees provide tax or legal advice. You should consult with your personal tax or legal advisor regarding your personal circumstances.}

Financial planning

What do you want to accomplish with your wealth?

Our financial planning approach seeks to understand your individual needs and make sure that your financial decisions reflect both short term desires and long term goals.

A financial plan covers more than your investments. When we build a comprehensive financial plan, we start by listening and learning about you. Our goals-based approach to planning can help you see the connections between all aspects of your financial world, including insurance and liability, banking, lending, trust and estate, and philanthropy.

We help make sure your entire family is protected and prepared for the future. We look at all the areas of your family’s life—everything from retirement planning to education funding, supporting aging parents and long term care planning. We are keenly attuned to protecting the financial independence of your entire family, structuring a deliberate and meaningful family legacy and directing capital to reflect your values.

Estate planning and the impact on your taxes is a key consideration. If maximizing what you pass on to your heirs is a primary consideration, we offer strategies that are appropriate to your unique situation. Your investing success and rates of return should always be considered on an after-tax basis. By working with your tax professionals, we can help take measures that may minimize the drag of taxes.

“We take the time to understand your entire financial life so we can make the planning recommendations that put you on the right track to reaching your goals.”

— Cameron L. Cheek

_{Neither UBS Financial Services Inc. nor any of its employees provide tax or legal advice. You should consult with your personal tax or legal advisor regarding your personal circumstances.}

Retirement planning

Are you getting the best guidance for today and tomorrow?

A key concern among our clients is, simply, will they be able to retire comfortably. With a specialty in retirement and lifetime income planning, our team can work with you to help protect your lifestyle and livelihood in retirement.

Helping to make sure you have saved enough to retire comfortably. Entering retirement, many people fear the possibility of outliving their savings. Our protective strategies can help ease concerns about how long you will need to draw your funds in retirement and preparing for unexpected expenses.

Easing your concerns about generating enough income in retirement. With a full suite of financial planning tools, we’ll help you evaluate your potential retirement cash flow, income sources and your investment choices more clearly. We’ll look at such influences as risk and investment time horizon, evaluate your current asset allocation and work with you to maximize your employer benefits, address retirement income gaps, and optimize social security benefits.

We help you face the rising costs of healthcare. We address the potential significance of rising healthcare costs and the importance of long-term care planning. We objectively analyze all of your current insurance policies such as life, long-term care, and disability insurance to determine whether they meet your current and future needs. Our solutions help to protect your assets so you can maintain your lifestyle.

“We provide the perspective and guidance to help make sure you’re prepared for a long, healthy and secure retirement.”

— Teresa D. Hart

Customized investing

What are the best strategies for reaching your goals?

Once we’ve helped you define your financial and retirement goals, our team provides quality investment strategies tailored to your needs. With direct access to the global resources of UBS, we offer timely perspectives, customized investment management and a fully-integrated suite of financial solutions.

Building portfolios to withstand market volatility. We understand how today’s uncertain economy is the cause of a lot of anxiety. We help demystify investments by being straight-forward and clear about how we’re handling your hard-earned money. As active portfolio managers or by working with select money managers, we build custom portfolios. Ongoing monitoring and review helps us track your investments and quickly adapt to changes in the markets or in your life.

Understanding what risk mean to you. Through our comprehensive due diligence and planning process, we gain a deep understanding of your financial picture so we help balance your tolerance for risk with your family’s goals, growth and income needs. This allows us to craft an asset allocation that supports your financial plan and seeks to limit risk and lower volatility.

Access to financial solutions within and beyond UBS. We look for the right solutions for you, whether that can be found at UBS or elsewhere. This open architecture, along with a disciplined planning process, ensures we develop customized strategies specific to your unique situation that are based on highly-focused research.

“Our investment strategies focus on helping you preserve and grow your wealth in a way that’s accessible, educational and highly personable.”

— Cameron L. Cheek

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

^$2.8 trillion

In invested assets globally
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

Wealth planning experience for every generation

Pursuing your goals together

Cameron Cheek

Joseph Cheek

Teresa Hart, CRPS

Richard Brandon Hall, AAMS, CFP

Alan Greg Hollingsworth

Wendy Pace