Financial planning and beyond

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

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Watch & Learn: Top Picks

Explore our collection of short videos designed to simplify financial planning. From managing today’s needs to planning for the future, each video offers practical insights to help you make more confident financial decisions.

Preparing

Preparation is the foundation of successful financial planning. In this video, we explore why having a clear plan helps you manage your money, set meaningful goals, and stay prepared for life’s unexpected moments.

Liquidity Longevity Legacy

Break down the three key pillars of wealth planning—liquidity, longevity, and legacy. Discover how liquidity supports your short-term needs, longevity helps sustain your lifestyle over time, and legacy allows you to create a lasting impact for future generations. Learn how balancing these three concepts can help you build a more purposeful and complete financial strategy.

Treating The Family Like A Business

We explore how applying simple business principles can strengthen relationships, reduce conflict, and create a more organized, supportive family dynamic. By focusing on trust, structure, and intentional planning, you can build a stronger foundation at home—just like a successful team.

Philanthropy

Incorporating charitable giving into your financial plan helps align your wealth with your values, creating a lasting impact while supporting your long-term goals.

Now vs Later

When it comes to philanthropy, timing can shape your impact. We explore the key differences between giving now and giving later—whether through lifetime donations or leaving a legacy.

Retirement

Retirement planning is one of the most important pieces of a strong financial plan. Preparing early helps you build long-term financial security, create reliable income for the future, and maintain the lifestyle you want after you stop working.

Retirement Planning

A successful retirement plan is more than a collection of individual pieces—it’s a connected strategy.

Smart Investors

Smart investing isn’t about reacting—it’s about staying grounded. Successful investors avoid emotional decisions driven by fear or excitement and instead rely on discipline, strategy, and long-term thinking.

Uncertainty

Uncertainty is a constant in financial planning—but it doesn’t have to be a setback. Understanding uncertainty can help you make smarter, more resilient financial decisions. Learn why the future can’t always be predicted, and how building flexibility, preparing for multiple outcomes, and staying focused on long-term goals can help you navigate change with confidence.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

T. Craig Mills

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- DC
- FL
- HI
- IA
- IL
- IN
- MA
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
- WY
Craig Mills is a Senior Vice President–Wealth Management and one of a select group of UBS Financial Advisors who hold the prestigious Wealth Advisor designation. With deep expertise in money management, estate planning, and business sales, Craig delivers tailored financial solutions to individuals, corporations, and nonprofit organizations.

As a partner of Highline Wealth Management, Craig works closely with his team to develop and execute strategic trading plans, including those compliant with SEC Rule 10b5-1. Highline Wealth Management also offer a variety of diversification strategies for clients with concentrated stock positions. Craig is a designated Corporate Stock Benefits Consultant and provides specialized guidance on corporate stock benefit plans. Highline Wealth Management currently oversees more than $700 million in assets under management.

Craig is also deeply committed to giving back to his community. He has held board chair roles with the Dumb Friends League, Animal Assistance Foundation, and Denver Kids, and has served in leadership capacities with the Denver Children’s Foundation and Tennyson Center. Additionally, Craig and his family have volunteered in Haiti with Friends for Health in Haiti, helping to launch a sustainable agricultural initiative.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Director’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- James Madison College at Michigan State University, B.A. in Liberal Arts and Economics
- Corporate Stock Benefit Consultant
- Wealth Advisor
4600 South Ulster Street
Suite 700
Denver, CO 80237

HighlineWM@ubs.com

T. Craig Mills

4600 South Ulster Street,Denver,CO,80237
Scott Winter, CFP®

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- AZ
- CA
- CA
- CO
- CO
- FL
- FL
- HI
- HI
- IL
- IL
- IN
- MA
- MA
- MI
- MI
- MN
- MN
- MO
- MO
- MT
- MT
- NC
- NC
- NH
- NH
- NJ
- NJ
- NM
- NM
- NV
- NV
- NY
- NY
- OH
- OH
- OR
- OR
- PA
- PA
- SC
- TN
- TN
- TX
- TX
- UT
- UT
- VA
- VA
- WA
- WA
- WI
- WV
- WV
- WY
- WY
Scott Winter is a First Vice President – Wealth Management at UBS. Over the course of his career, Scott has developed a significant expertise in portfolio management, holistic family planning, and long-term estate planning.

As a member of Highline Wealth Management, Scott leads the group’s investment analysis and implementation efforts. He also is the team’s resident expert for alternative investments, including private equity, private credit, private real estate, and hedge funds. Scott is a designated Corporate Stock Benefits Consultant and provides specialized advice on corporate stock benefit plans. As a team, Highline Wealth Management oversees more than $700 million in client assets at UBS.

Outside of the office, Scott loves spending time with his wife, Mary, and his three children, Aiden, Colten, and Ruby. He has a passion for sports and routinely can be found attending various sporting events in Denver. After his baseball career came to an end in college, Scott developed a love for golf, something he shares with Mary and Colten.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Rutgers University, B.S Business
- CERTIFIED FINANCIAL PLANNER
4600 South Ulster Street
Suite 700
Denver, CO 80237

scott.winter@ubs.com,scott.winter@ubs.com

Scott Winter, CFP®

4600 South Ulster Street,Denver,CO,80237,4600 South Ulster Street,Denver,CO,80237
Liam Ryan, CFP®

Associate Director

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- FL
- HI
- ID
- IL
- MA
- ME
- MI
- MO
- MT
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Liam is the Senior Wealth Strategy Associate for Highline Wealth Management. In his role, Liam is responsible for analyzing portfolios, developing customized investment solutions for clients, and most importantly delivering exceptional service to clients.

Liam has held roles in several business areas within UBS prior to joining the team, including the firm’s Chief Investment office, Capital Markets division, and UHNW portfolio advice segment. Liam’s firm experience allows him to leverage various resources across the firm to provide the best service to clients.

Liam has his BA in Economics from College of the Holy Cross in Worcester, MA. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, obtaining his license with Northwestern University. In his free time, Liam can be found skiing, playing acoustic guitar, and travelling with his wife.
- College of Holy Cross , B.A, Economics
- CERTIFIED FINANCIAL PLANNER
4600 South Ulster Street
Suite 700
Denver, CO 80237

liam.ryan@ubs.com

Liam Ryan, CFP®

4600 South Ulster Street,Denver,CO,80237
Isabelle Mullane

Registered Client Associate
View bio
- AZ
- CA
- CO
- FL
- HI
- IL
- IN
- MA
- MI
- MN
- MO
- MT
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Isabelle joined Highline Wealth Management in 2022 as a Client Service Associate. She has previous experience working as an Administrative Assistant and client support in the medical field. Isabelle values building relationships with clients and helping them meet their needs. She strives to deliver excellent client service. Isabelle grew up in Western Massachusetts and moved to Colorado in 2021. She holds her Series 7 and 66 licenses.
4600 South Ulster Street
Suite 700
Denver, CO 80237

isabelle.mullane@ubs.com

Isabelle Mullane

4600 South Ulster Street,Denver,CO,80237
Lexie Chick

Registered Client Associate
View bio
- AZ
- CA
- CO
- FL
- HI
- IL
- IN
- MA
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Lexie has been on the team as a registered client associate since 2025. Before UBS, Lexie worked as a financial planning analyst and investment specialist. She graduated from the University of Arkansas with a BSBA in Marketing and decided to move to Colorado in 2022 with her Golden Retriever. Lexie's favorite part of working in this role is the opportunity to get to connect with clients. She got married in February of 2025 and outside of work enjoys reading, fitness, serving at her church, cooking, and all things beauty. She holds her SIE, Series 7, Series 63.
4600 South Ulster Street
Suite 700
Denver, CO 80237

alexis.chick@ubs.com

Lexie Chick

4600 South Ulster Street,Denver,CO,80237

T. Craig Mills

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- DC
- FL
- HI
- IA
- IL
- IN
- MA
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
- WY
Craig Mills is a Senior Vice President–Wealth Management and one of a select group of UBS Financial Advisors who hold the prestigious Wealth Advisor designation. With deep expertise in money management, estate planning, and business sales, Craig delivers tailored financial solutions to individuals, corporations, and nonprofit organizations.

As a partner of Highline Wealth Management, Craig works closely with his team to develop and execute strategic trading plans, including those compliant with SEC Rule 10b5-1. Highline Wealth Management also offer a variety of diversification strategies for clients with concentrated stock positions. Craig is a designated Corporate Stock Benefits Consultant and provides specialized guidance on corporate stock benefit plans. Highline Wealth Management currently oversees more than $700 million in assets under management.

Craig is also deeply committed to giving back to his community. He has held board chair roles with the Dumb Friends League, Animal Assistance Foundation, and Denver Kids, and has served in leadership capacities with the Denver Children’s Foundation and Tennyson Center. Additionally, Craig and his family have volunteered in Haiti with Friends for Health in Haiti, helping to launch a sustainable agricultural initiative.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Director’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- James Madison College at Michigan State University, B.A. in Liberal Arts and Economics
- Corporate Stock Benefit Consultant
- Wealth Advisor
4600 South Ulster Street
Suite 700
Denver, CO 80237

HighlineWM@ubs.com

T. Craig Mills

4600 South Ulster Street,Denver,CO,80237
Scott Winter, CFP®

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- AZ
- CA
- CA
- CO
- CO
- FL
- FL
- HI
- HI
- IL
- IL
- IN
- MA
- MA
- MI
- MI
- MN
- MN
- MO
- MO
- MT
- MT
- NC
- NC
- NH
- NH
- NJ
- NJ
- NM
- NM
- NV
- NV
- NY
- NY
- OH
- OH
- OR
- OR
- PA
- PA
- SC
- TN
- TN
- TX
- TX
- UT
- UT
- VA
- VA
- WA
- WA
- WI
- WV
- WV
- WY
- WY
Scott Winter is a First Vice President – Wealth Management at UBS. Over the course of his career, Scott has developed a significant expertise in portfolio management, holistic family planning, and long-term estate planning.

As a member of Highline Wealth Management, Scott leads the group’s investment analysis and implementation efforts. He also is the team’s resident expert for alternative investments, including private equity, private credit, private real estate, and hedge funds. Scott is a designated Corporate Stock Benefits Consultant and provides specialized advice on corporate stock benefit plans. As a team, Highline Wealth Management oversees more than $700 million in client assets at UBS.

Outside of the office, Scott loves spending time with his wife, Mary, and his three children, Aiden, Colten, and Ruby. He has a passion for sports and routinely can be found attending various sporting events in Denver. After his baseball career came to an end in college, Scott developed a love for golf, something he shares with Mary and Colten.
- Forbes Best-in-State Wealth Management Teams, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Rutgers University, B.S Business
- CERTIFIED FINANCIAL PLANNER
4600 South Ulster Street
Suite 700
Denver, CO 80237

scott.winter@ubs.com,scott.winter@ubs.com

Scott Winter, CFP®

4600 South Ulster Street,Denver,CO,80237,4600 South Ulster Street,Denver,CO,80237
Liam Ryan, CFP®

Associate Director

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- FL
- HI
- ID
- IL
- MA
- ME
- MI
- MO
- MT
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Liam is the Senior Wealth Strategy Associate for Highline Wealth Management. In his role, Liam is responsible for analyzing portfolios, developing customized investment solutions for clients, and most importantly delivering exceptional service to clients.

Liam has held roles in several business areas within UBS prior to joining the team, including the firm’s Chief Investment office, Capital Markets division, and UHNW portfolio advice segment. Liam’s firm experience allows him to leverage various resources across the firm to provide the best service to clients.

Liam has his BA in Economics from College of the Holy Cross in Worcester, MA. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, obtaining his license with Northwestern University. In his free time, Liam can be found skiing, playing acoustic guitar, and travelling with his wife.
- College of Holy Cross , B.A, Economics
- CERTIFIED FINANCIAL PLANNER
4600 South Ulster Street
Suite 700
Denver, CO 80237

liam.ryan@ubs.com

Liam Ryan, CFP®

4600 South Ulster Street,Denver,CO,80237
Isabelle Mullane

Registered Client Associate
View bio
- AZ
- CA
- CO
- FL
- HI
- IL
- IN
- MA
- MI
- MN
- MO
- MT
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Isabelle joined Highline Wealth Management in 2022 as a Client Service Associate. She has previous experience working as an Administrative Assistant and client support in the medical field. Isabelle values building relationships with clients and helping them meet their needs. She strives to deliver excellent client service. Isabelle grew up in Western Massachusetts and moved to Colorado in 2021. She holds her Series 7 and 66 licenses.
4600 South Ulster Street
Suite 700
Denver, CO 80237

isabelle.mullane@ubs.com

Isabelle Mullane

4600 South Ulster Street,Denver,CO,80237
Lexie Chick

Registered Client Associate
View bio
- AZ
- CA
- CO
- FL
- HI
- IL
- IN
- MA
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Lexie has been on the team as a registered client associate since 2025. Before UBS, Lexie worked as a financial planning analyst and investment specialist. She graduated from the University of Arkansas with a BSBA in Marketing and decided to move to Colorado in 2022 with her Golden Retriever. Lexie's favorite part of working in this role is the opportunity to get to connect with clients. She got married in February of 2025 and outside of work enjoys reading, fitness, serving at her church, cooking, and all things beauty. She holds her SIE, Series 7, Series 63.
4600 South Ulster Street
Suite 700
Denver, CO 80237

alexis.chick@ubs.com

Lexie Chick

4600 South Ulster Street,Denver,CO,80237

Defining your priorities. Pursuing what matters.

Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

A leading global wealth manager

Retirement plan services

Wealth transfer across generations

A new era of wealth is underway

And this is your time to define success on your terms.

Money isn’t just changing hands, it’s changing meaning. This is your new era of wealth, with real opportunities to pursue your ambitions based on your values.

When it comes to building your legacy, we don’t prescribe a single path. We seek to understand yours. Because the best wealth strategy starts with you.

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Backed by the strength of our parent company, UBS AG

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UBS Group invested assets
As of 12/31/2025

51 countries

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UBS is a leading and truly global wealth manager