Meeting the challenges of business and family wealth

The Harris Gibson Group seeks to provide a thorough wealth management experience using a disciplined process to help you and your family define and pursue your goals wherever you are in life. With a specific focus on the imperative needs of small business owners and the challenges of managing multigenerational wealth, we have the experience and expertise necessary to handle your unique financial situation.

You face important decisions and it’s essential to have an experienced advisor in your corner. We provide an objective and integrated wealth management process that helps harmonize all aspects of your financial life and protect the lifestyle you have so carefully built. Is it time for a more sophisticated approach to your financial life, led by a team of highly skilled professionals?

Why work with us:

Our goals-based planning approach centers on understanding your priorities, working with you at each stage of life and helping you develop your estate planning strategy.
We have extensive experience helping clients preserve and transition their businesses.
We’re your advocate. We are dedicated to your best interests, your business and each generation of your family.

Start the conversation

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Bart Gibson, CFP, CEPA

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Bart has been managing business owners and high net worth families for over 20 years. Prior to joining UBS, he spent 10 years at Merrill Lynch creating and implementing a wide range of wealth management strategies and solutions. Bart has an in-depth understanding of the complicated issues that business owners face and he is creative in his approach to implement solutions that range from business transition strategies to retirement plans. His specialties include developing comprehensive financial plans, liability management, insurance analysis, and estate planning strategies. He received the CERTIFIED FINANCIAL PLANNER™ designation in 2006. Bart received his B.A. in business administration from the University of Florida.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Florida, B.A. Business Administration
- CERTIFIED FINANCIAL PLANNER™
- Certified Exit Planning Advisor
500 East Pratt Street
11th Floor
Baltimore, MD 21202
Kyle Harris, CIMA, CEPA

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Kyle has been working with high net worth families and business owners for over 17 years. His experience coupled with his expertise in captive insurance companies allows him to address the needs of corporations and groups that have a desire to take financial control and manage their own risk. Kyle serves as a member of the Investment Management Consultants Association. He uses a customized approach when constructing portfolios and prides himself on performing in-house due diligence while leveraging the resources of one of the world’s premier global wealth management firms, UBS. Kyle obtained the Certified Investment Management Analyst® designation from the University of Pennsylvania, Wharton School of Business. He is a cum laude graduate of the University of North Carolina at Chapel Hill where he received his B.A. in business administration.
- Financial Planning Top 40 Financial Advisors Under 40, 2022The Financial Planning rating is awarded annually in Q1 based on information from a 12 month period ending in Septermber of the prior year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2019, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2018, 2019, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of North Carolina at Chapel Hill, B.A. Business Administration, cum laude
- Certified Investment Management Analyst®
- Certified Exit Planning Advisor
500 East Pratt Street
11th Floor
Baltimore, MD 21202
George Caswell, CFP, AWMA

Financial Advisor

CERTIFIED FINANCIAL PLANNER™
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
George has been serving high net worth families and business owners for the past seven years. Prior to joining the Harris Gibson Group, George was a Wealth Planning Analyst for UBS. In this role, he worked closely with financial advisors in the Mid-Atlantic Market to deliver comprehensive wealth management through customized financial plans. George's areas of focus include retirement income planning, risk management, education funding, charitable giving, and estate planning. George earned the Accredited Wealth Management Advisor, AWMA® designation in 2016 and the CERTIFIED FINANCIAL PLANNER™ designation in 2017. He graduated from Gettysburg College in 2013 with a B.A. in Economics.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Gettysburg College, B.A. Economics
- CERTIFIED FINANCIAL PLANNER™
- Accredited Wealth Management Advisor℠
500 East Pratt Street
11th Floor
Baltimore, MD 21202
Jenny Carpenter

Authorized Officer

Team Administrator
View bio
- CO
- CT
- DC
- DE
- FL
- GA
- MA
- MD
- MT
- NC
- NJ
- NY
- PA
- SC
- TX
- UT
- VA
- VT
- WA
Jenny has 24 years in the financial services business, starting with Alex. Brown & Sons, Inc., Credit Suisse First Boston, and has spent the past 16 years with UBS Financial Services. As Team Administrator, Jenny leads the daily operations of the team and ensures excellence for clients. She partners with Kyle and Bart to develop strong relationships and deliver the resources of the firm. Jenny oversees the on boarding of new clients, as well as educating clients on account services and the firm's capabilities. She is FINRA-registered holding the Series 7 and 63 securities licenses. Jenny earned a B.A. from Dickinson College and an MBA in finance from Loyola University.
- Dickinson College, B.A.
- Loyola University, M.B.A. Finance
500 East Pratt Street
11th Floor
Baltimore, MD 21202
Sherry Outen

Client Associate Senior
View bio
- DC
- DE
- FL
- MA
- MD
- MT
- NC
- NJ
- NY
- PA
- SC
- TN
- VA
500 East Pratt Street
11th Floor
Baltimore, MD 21202

Bart Gibson, CFP, CEPA

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Bart has been managing business owners and high net worth families for over 20 years. Prior to joining UBS, he spent 10 years at Merrill Lynch creating and implementing a wide range of wealth management strategies and solutions. Bart has an in-depth understanding of the complicated issues that business owners face and he is creative in his approach to implement solutions that range from business transition strategies to retirement plans. His specialties include developing comprehensive financial plans, liability management, insurance analysis, and estate planning strategies. He received the CERTIFIED FINANCIAL PLANNER™ designation in 2006. Bart received his B.A. in business administration from the University of Florida.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Florida, B.A. Business Administration
- CERTIFIED FINANCIAL PLANNER™
- Certified Exit Planning Advisor
500 East Pratt Street
11th Floor
Baltimore, MD 21202
Kyle Harris, CIMA, CEPA

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Kyle has been working with high net worth families and business owners for over 17 years. His experience coupled with his expertise in captive insurance companies allows him to address the needs of corporations and groups that have a desire to take financial control and manage their own risk. Kyle serves as a member of the Investment Management Consultants Association. He uses a customized approach when constructing portfolios and prides himself on performing in-house due diligence while leveraging the resources of one of the world’s premier global wealth management firms, UBS. Kyle obtained the Certified Investment Management Analyst® designation from the University of Pennsylvania, Wharton School of Business. He is a cum laude graduate of the University of North Carolina at Chapel Hill where he received his B.A. in business administration.
- Financial Planning Top 40 Financial Advisors Under 40, 2022The Financial Planning rating is awarded annually in Q1 based on information from a 12 month period ending in Septermber of the prior year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2019, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2018, 2019, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of North Carolina at Chapel Hill, B.A. Business Administration, cum laude
- Certified Investment Management Analyst®
- Certified Exit Planning Advisor
500 East Pratt Street
11th Floor
Baltimore, MD 21202
George Caswell, CFP, AWMA

Financial Advisor

CERTIFIED FINANCIAL PLANNER™
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
George has been serving high net worth families and business owners for the past seven years. Prior to joining the Harris Gibson Group, George was a Wealth Planning Analyst for UBS. In this role, he worked closely with financial advisors in the Mid-Atlantic Market to deliver comprehensive wealth management through customized financial plans. George's areas of focus include retirement income planning, risk management, education funding, charitable giving, and estate planning. George earned the Accredited Wealth Management Advisor, AWMA® designation in 2016 and the CERTIFIED FINANCIAL PLANNER™ designation in 2017. He graduated from Gettysburg College in 2013 with a B.A. in Economics.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Gettysburg College, B.A. Economics
- CERTIFIED FINANCIAL PLANNER™
- Accredited Wealth Management Advisor℠
500 East Pratt Street
11th Floor
Baltimore, MD 21202
Jenny Carpenter

Authorized Officer

Team Administrator
View bio
- CO
- CT
- DC
- DE
- FL
- GA
- MA
- MD
- MT
- NC
- NJ
- NY
- PA
- SC
- TX
- UT
- VA
- VT
- WA
Jenny has 24 years in the financial services business, starting with Alex. Brown & Sons, Inc., Credit Suisse First Boston, and has spent the past 16 years with UBS Financial Services. As Team Administrator, Jenny leads the daily operations of the team and ensures excellence for clients. She partners with Kyle and Bart to develop strong relationships and deliver the resources of the firm. Jenny oversees the on boarding of new clients, as well as educating clients on account services and the firm's capabilities. She is FINRA-registered holding the Series 7 and 63 securities licenses. Jenny earned a B.A. from Dickinson College and an MBA in finance from Loyola University.
- Dickinson College, B.A.
- Loyola University, M.B.A. Finance
500 East Pratt Street
11th Floor
Baltimore, MD 21202
Sherry Outen

Client Associate Senior
View bio
- DC
- DE
- FL
- MA
- MD
- MT
- NC
- NJ
- NY
- PA
- SC
- TN
- VA
500 East Pratt Street
11th Floor
Baltimore, MD 21202

Business owners

Helping you preserve what you’ve built

Whether you are weighing the right investment strategy, maintaining adequate liquidity or planning your exit, we can work closely together to provide solutions at each stage of your business' life cycle.

Your financial advocate
Although many business owners share similar concerns, we recognize that your business needs are unique. From banking and risk management solutions to retirement planning and our strategic partnership capabilities, we work together with you, connecting you to the resources you need to solve any issue that may arise.

Transitioning your business
When you’re looking to transition or exit your business, we have the experience, network and access to our investment bank network to meet your needs. We can work with CPAs and attorneys to help compare the economic benefits of various tax-efficient succession scenarios. Our process offers detailed cash flow modeling, clearly illustrating what it would look like to sell to a strategic buyer, sell to a financial buyer, utilize a dividend recap or sell to an ESOP.

Solutions for captive insurance companies
With more than 15 years of industry experience, The Harris Gibson Group understands the needs of corporations and groups that want to take financial control and manage their own risk. Our relationship with Oxford Risk Management Group allows us to specifically address the investment needs of captive insurance companies.

Wealth planning

Understanding what is important

By actively listening, our team gets to know you, your family and what’s most important in your life. It takes a committed and deep conversation to get a full appreciation of your goals for the future. We believe it’s how we build trust in our advice so you will understand how dedicated we are to your financial well-being.

Liquidity. Longevity. Legacy.
Our approach starts with questions and a discussion that help us focus on what’s really important to you. Then, we can help you organize your financial life into three key strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

_{Timeframes may vary. Strategies are subject to individual client goals, objectives and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.}

Financial planning
We help you create a personalized financial plan that evolves with your changing life and priorities. In that way, we can help you pursue what matters most—today, tomorrow and for generations to come.

Trust and estate planning strategies
You’ve worked hard to provide for your family, send your kids to school and plan your retirement. For your wealth to grow through generations, you need tailored strategies specific to your family situation. We can provide tax-efficient solutions to help preserve your assets across generations.

Charitable giving and philanthropic solutions
Through family foundations, donor-advised funds and a variety of strategies specific to your situation, we can help you get the most from your charitable giving while potentially providing relief on your taxes. In addition, our actionable plan can help children and heirs prepare for the future and understand the value of their assets.

Bart Gibson and Kyle Harris support the Casey Cares Foundation, a nonprofit organization that provides uplifting programs for critically ill children and their families throughout the Mid-Atlantic region.

Client service

Clear communication that keeps you connected

Exceptional service builds enduring client relationships. That belief is fundamental to our practice. And proactive communication is the heart of our service philosophy.

Attention on your terms
We work closely with you and your family, keeping in touch through regular calls and meetings that fit your schedule. Timely information is essential to helping you keep your financial plan up to date and on track.

Collaborating with your other trusted advisors
By working with your CPA, estate attorney, business attorney or other trusted advisors, we help coordinate all perspectives into one, integrated approach. In addition, we have access to an extensive network of legal and tax professionals.

Client service team
Clients rely on our client service team for an array of administrative and operational support, including setting up online accounts, providing customized reporting, helping organize tax information, or simplifying financial and investment issues.

Our fiduciary duty
Integrity, objectivity and diligence are the heart of our business. Integrity—we do what we say we’re going to do, full disclosure and no surprises. Objectivity—we serve your best interests by remaining impartial and understanding the facts. Diligence—we listen, research, strategize and implement, taking into account your entire financial picture.

Selling your business: Proceed with passion

UBS Business Transition Services can help unlock the possibilities

Too many business owners don't plan in advance for when they’re ready to exit. We can provide guidance, along with UBS Business Transition Services, to help you prepare early for the transition and what comes next.

Backed by the strength of UBS

A global leader in wealth management

^$3.9 trillion

In invested assets globally
As of 12/31/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

Meeting the challenges of business and family wealth

Pursuing your goals together

Bart Gibson, CFP, CEPA

Kyle Harris, CIMA, CEPA

George Caswell, CFP, AWMA

Jenny Carpenter

Sherry Outen

Bart Gibson, CFP, CEPA

Kyle Harris, CIMA, CEPA

George Caswell, CFP, AWMA

Jenny Carpenter

Sherry Outen

*

*

Education

Credentials

*

*

Education

Credentials

*

*

Business owners

Wealth planning

Client service

Selling your business: Proceed with passion

Backed by the strength of UBS

A global leader in wealth management

Request your report

Error

Thank you!

Insights

Thank you for contacting us.

Error

*

Start the conversation