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Observatory on mountain top

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Retired couple

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Bill Headshot

    William Harmuth, CFP

    Senior Vice President–Wealth Management

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    • AZ
    • CA
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    • CT
    • FL
    • IL
    • MA
    • MD
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    • NC
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    • NJ
    • NY
    • PA
    • RI
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    • VT

    Bill has been in the financial services industry for more than 20 years and has successfully guided his clients through unprecedented market conditions. Prior to joining UBS, he served as an investment professional at A.G. Edwards and Wachovia Securities. Bill focuses on working with affluent families. He is one of a select group of planners who have met the rigorous education, examination, experience and ethics requirements necessary to become a CERTIFIED FINANCIAL PLANNER™ professional. He earned a B.S. in science from Carroll School of Management at Boston College in 1981.

      • Carroll School of Management at Boston College, B.S. Science
      • Portfolio Manager
      • Retirement Plan Consultant
      • CERTIFIED FINANCIAL PLANNER™
      8 Essex Center Drive
      2nd Floor
      Peabody, MA 01960
    • Marco Calabro

      Marco Calabro

      First Vice President–Wealth Management

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      • AZ
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      • MA
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      • VT

      Marco has been in the financial services industry since 1996. Prior to joining UBS, he worked at Putnam Investments and Wachovia Securities.

      Marco oversees the vision and strategy for both individual and corporate clients served by The Harmuth Calabro Group. As a retirement plan consultant he brings a depth of experience to corporate clients requiring strategic guidance on fiduciary services, employee education, fund comparison and performance review, and investment policy statements.  Marco holds the Chartered Retirement Planning Consultant®  (CRPS®) designation and serves as a Portfolio Manager.

      In addition to serving the group's corporate clients, Marco provides both individuals and families with complete investment management and financial planning services.  He has extensive experience advising clients on wealth accumulation, retirement planning and the complex issues surrounding generational wealth transfer. 

      Marco and his wife Nancy live in Merrimac, MA with their 2 daughters Ally and Meg.

          • Chartered Retirement Plans Specialist℠
          • Portfolio Manager
          • Retirement Plan Consultant
          8 Essex Center Drive
          2nd Floor
          Peabody, MA 01960
        • Christian Headshot

          Christian Geronaitis

          Client Associate

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          • AZ
          • CA
          • CO
          • CT
          • FL
          • IL
          • MA
          • MD
          • ME
          • MO
          • MS
          • MT
          • NC
          • NH
          • NJ
          • NY
          • OH
          • PA
          • RI
          • SC
          • TX
          • VA
          • VT
          • WA

          Christian is a Client Service Associate at UBS.

          He graduated from the University of Massachusetts - Amherst in December of 2018 with a Bachelor of Arts in Economics. Christian currently holds the series 7, and 66 licenses.

          Christian currently resides in Cambridge, MA.

            • University of Massachusetts - Amherst, Bachelor of Arts in Economics: 2018
              8 Essex Center Drive
              2nd Floor
              Peabody, MA 01960

            The circular economy: What is it?

            Retirement planning

            Retirement planning

            Multigenerational planning

            Multigenerational planning

            Legacy—Wealth for others

            For needs that go beyond your own—to help you improve the lives of others

            What will your legacy be?
            It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

            Learn more at ubs.com/wealthway.

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