Let's move forward. Together.

Curved helix bridge

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

Family photos

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Wendy-Nobles

    Wendy Nobles

    Senior Vice President–Wealth Management

    Financial Advisor

    • image
    • image
    • image
    • AL
    • AR
    • CA
    • CO
    • FL
    • GA
    • IA
    • IN
    • KS
    • LA
    • MO
    • NC
    • NM
    • NV
    • OK
    • OR
    • TN
    • TX

    In a world of confusing headlines and challenging markets, it takes more than investment guidance to help you confidently move forward. It takes an understanding of your entire financial life, your hopes and dreams. You also need a clear road map for getting where you need to go.

    As your personal advocate, I can provide you with advice that is tailored to your circumstances and priorities. I'll begin with a comprehensive plan for all you'd like your wealth to achieve. Over time, I will continue to adjust it, should circumstances change, so you can embrace your financial future with confidence no matter what the environment.

    California insurance license #0N04525

    • Forbes America’s Top Women Wealth Advisors, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
    • Forbes Best-in-State Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
    • Forbes Best-in-State Women Wealth Advisors, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

      • CERTIFIED FINANCIAL PLANNER™
      • Chartered Retirement Planning Counselor℠
      3450 Dowlen Road
      Suite A
      Beaumont, TX 77706
    • Gretchen-Hargroder

      Gretchen Hargroder

      Vice President–Wealth Management

      Branch Manager

      • image
      • image
      • AK
      • AL
      • AR
      • CA
      • CO
      • FL
      • GA
      • IA
      • IN
      • LA
      • MO
      • NC
      • NV
      • OK
      • OR
      • TX

      Drawing on my experience and knowledge, I offer an unparalleled level of Wealth Management advice and personalized service. I also work closely with my clients to develop investment strategies tailored to their needs. This ensures I have a thorough understanding of my clients objectives, and that they have realistic expectations and a clear understanding of the risks and rewards inherent to their investments.

            3450 Dowlen Road
            Suite A
            Beaumont, TX 77706
          •  Heather Marie Cravy

            Heather Marie Cravy

            Financial Advisor

            • image
            • image
            • image
            • AR
            • CA
            • FL
            • LA
            • NC
            • TX

            Heather Cravy was promoted in 2020, from a Senior Registered Client Service Associate to a Wealth Strategy Associate. Prior to joining UBS Financial Service, Inc., she was a registered client associate with Merrill Lynch in Beaumont, Texas. Heather works with clients on setting up banking services and handling daily account activity. Heather has a bachelor's degree in General Business from Lamar University.

                  3450 Dowlen Road
                  Suite A
                  Beaumont, TX 77706
                • Caitlin Danea Lafluer

                  Caitlin Danea Lafluer

                  Client Associate

                  • image
                  • image

                    Caitlin Lafluer is a Client Service Associate. She joined UBS in January, 2020. She works with clients doing banking services and account activities whilst taking directions from Wendy Nobles, Gretchen Hargroder, and Heather Cravy. Caitlin plans on pursuing a career in finance and has taken classes at Lamar University. She also plans on pursuing professional licensing through UBS.

                          3450 Dowlen Road
                          Suite A
                          Beaumont, TX 77706

                        The circular economy: What is it?

                        Retirement planning

                        Retirement planning

                        Multigenerational planning

                        Multigenerational planning

                        Legacy—Wealth for others

                        For needs that go beyond your own—to help you improve the lives of others

                        What will your legacy be?
                        It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                        Learn more at ubs.com/wealthway.

                        Backed by the strength of UBS

                        A global leader in wealth management

                        $2.8 trillion

                        In invested assets globally 
                        As of 06/30/2022

                        51 countries

                        Our global footprint

                        Global leader

                        UBS is a world-leading wealth manager

                        Insights