Let's move forward. Together.

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We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Wendy-Nobles

    Wendy Nobles

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AL
    • AR
    • CA
    • CO
    • FL
    • GA
    • IL
    • IN
    • KS
    • LA
    • MO
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    • NV
    • OK
    • OR
    • TN
    • TX

    In a world of confusing headlines and challenging markets, it takes more than investment guidance to help you confidently move forward. It takes an understanding of your entire financial life, your hopes and dreams. You also need a clear road map for getting where you need to go.

    As your personal advocate, I can provide you with advice that is tailored to your circumstances and priorities. I'll begin with a comprehensive plan for all you'd like your wealth to achieve. Over time, I will continue to adjust it, should circumstances change, so you can embrace your financial future with confidence no matter what the environment.

    California insurance license #0N04525

    • Forbes America’s Top Women Wealth Advisors, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
    • Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
    • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
    • Forbes Top Women Wealth Advisors Best-in-State, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

      • CERTIFIED FINANCIAL PLANNER™
      • Chartered Retirement Planning Counselor
      3450 Dowlen Road, Suite A
      Suite A
      Beaumont, TX 77706
      wendy.nobles@ubs.com
      Wendy Nobles
      3450 Dowlen Road, Suite A,Beaumont,TX,77706
    • Gretchen-Hargroder

      Gretchen Hargroder

      Vice President–Wealth Management

      Financial Advisor

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      • AK
      • AL
      • AR
      • CA
      • CO
      • FL
      • GA
      • IN
      • LA
      • MO
      • NC
      • NM
      • NV
      • OK
      • OR
      • TN
      • TX

      Drawing on my experience and knowledge, I offer an unparalleled level of Wealth Management advice and personalized service. I also work closely with my clients to develop investment strategies tailored to their needs. This ensures I have a thorough understanding of my clients objectives, and that they have realistic expectations and a clear understanding of the risks and rewards inherent to their investments.

      • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

          3450 Dowlen Road, Suite A
          Suite A
          Beaumont, TX 77706
          gretchen.hargroder@ubs.com
          Gretchen Hargroder
          3450 Dowlen Road, Suite A,Beaumont,TX,77706
        •  Heather Marie Cravy

          Heather Marie Cravy

          Financial Advisor

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          • AK
          • AL
          • AR
          • CA
          • CO
          • FL
          • GA
          • IA
          • IL
          • IN
          • KS
          • LA
          • MO
          • NC
          • NM
          • NV
          • OK
          • OR
          • TN
          • TX

          Heather Cravy was promoted in 2020, from a Senior Registered Client Service Associate to a Wealth Strategy Associate. Prior to joining UBS Financial Service, Inc., she was a registered client associate with Merrill Lynch in Beaumont, Texas. Heather works with clients on setting up banking services and handling daily account activity. Heather has a bachelor's degree in General Business from Lamar University.

          • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

              3450 Dowlen Road, Suite A
              Suite A
              Beaumont, TX 77706
              heather.cravy@ubs.com
              Heather Marie Cravy
              3450 Dowlen Road, Suite A,Beaumont,TX,77706
            • Caitlin Danea Lafluer

              Caitlin Danea Lafluer

              Client Associate

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                Caitlin Lafluer is a Client Service Associate. She joined UBS in January, 2020. She works with clients doing banking services and account activities whilst taking directions from Wendy Nobles, Gretchen Hargroder, and Heather Cravy. Caitlin plans on pursuing a career in finance and has taken classes at Lamar University. She also plans on pursuing professional licensing through UBS.

                      3450 Dowlen Road, Suite A
                      Suite A
                      Beaumont, TX 77706
                      caitlin.lafluer@ubs.com
                      Caitlin Danea Lafluer
                      3450 Dowlen Road, Suite A,Beaumont,TX,77706

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                    Global Wealth Report 2024

                    Crafted wealth intelligence

                    Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

                    Gain additional insights into the trends shaping wealth in the US and around the world.

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