Let's move forward. Together.

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Gray Howard

First Vice President–Wealth Management

Financial Advisor

Gray joined UBS Financial Services Inc. in 2020 after his prior positions as a financial advisor at Morgan Stanley and Ameriprise Financial. He has over a decade of experience advising business owners and high net worth clients with their wealth & investment management needs.

Gray graduated from The Walker College of Business at Appalachian State University with a BS in Finance and a concentration in Financial Planning. Gray is the past president of the Charlotte Kiwanis Club, the past Treasurer for St. Luke's Lutheran Church, and sits on the Professional Advisory Cabinet for the Foundation for the Carolinas.

Gray lives in Charlotte with his wife, Amanda, and their two children, Katie and Keever.


  • Senior Portfolio Manager
13024 Ballantyne Corporate Place
Ste 650
Charlotte, NC 28277
  • (704) 343-4048

Email Me

The Year Ahead - Sustainable Investing

Retirement planning

Retirement planning

Multigenerational planning

Multigenerational planning

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

$2.8 trillion

In invested assets globally 
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager