51 countries
Our global footprint
We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.
Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.
Ron began his financial services career in 2003 as an Account Executive in the residential mortgage division of HSBC before transitioning to UBS in 2007. In 2017, Ron was promoted to Branch Manager of the Merced branch.
When not at work, Ron enjoys playing competitive golf, water and snow skiing, and spending time with his wife and two children.
Ron holds Series 7, 9, 10, and 66 securities licenses as well as life and health insurance
Agent License #0G07278
A model of consistency and dedication, Tim has worked as a financial advisor in Merced since 1983. In that time, Tim has helped countless clients plan for and achieve their financial goals.
Drawing on his vast experience, Timothy emphasizes time-tested approaches to investing. He is committed to client service and believes that client relationships are his most important asset.
He earned his B.S.C. in finance from the University of Santa Clara. He is FINRA-registered and holds Series 7, 9, 10, and 66 securities licenses as well as licenses for life insurance and annuities
Agent License #0A67623
For Ed, being a Financial Advisor is more than just providing financial plans. It's a way to guide clients on the path to realizing their goals. He primarily services small business owners, individuals, and their families in the areas of fixed income, equities, and estate and retirement planning.
Ed began his financial services career in 2003 as Associate District Manager of GMAC Mortgage. He moved to RPM Mortgage as a Vice President/Partner in 2006 before transitioning to UBS in 2007.
He holds Series 7 and 66 securities licenses as well as life and health insurance licenses.
Agent License #0G14632
Alex joined the firm in 2000 and currently excels as the team's primary Portfolio Manager. An Accredited Asset Management Specialist (AAMS®), he has developed and continues to improve our proprietary models for analyzing stock and mutual performance.
Alex is the Founder and a member of the Board of Directors of the Chowchilla Athletic Foundation. He is also the Head Coach of the Chowchilla High School Varsity Football Team.
Alex earned his B.A. in Organizational Behavior and Management from Brown University. He is FINRA-registered and holds Series 7 and 66 securities licenses as well as licenses for life insurance and annuities.
Agent License #0D18944
Missy joined the team in January of 2012. Prior to joining the team, she already had twelve years of experience in the financial services industry working in various capacities. It is her goal to deliver service at the highest level to our clients.
Missy volunteers with several non-profit organizations and is a member of the local Ag Boosters Board of Directors.
She holds Series 7 and 66 securities licenses as well as licenses for life insurance and annuities.
Agent License #0F56327
Brian joined UBS in January of 2007, and since then he has helped many clients manage their wealth through extraordinarily volatile times.
As a Certified Financial Planner® and Chartered Retirement Planning Counselor®, he is uniquely equipped to develop both large and small scale financial plans for clients of all sizes. Brian also guides businesses in the establishment and management of corporate retirement plans.
He received his M.B.A. from Azusa Pacific University as well as a B.S. in Marketing. He is FINRA-registered and holds Series 7 and 66 securities licenses.
Agent License #0F72702
Andrew first joined UBS in 2017 in the Silicon Valley leading Business Owners, Corporate Executives, and Individual Families through the Financial Planning Process , guiding them through their current financial stage and setting them on a path to where they wanted to be in their near, immediate and long term future.
Andrew has obtained his B.S. in Finance from the University of Mary Hardin-Baylor, the Certified Financial Planner® designation from the CFP Board, The Certified Exit Planning Advisor from the Exit Planning Institute, and The Accredited Wealth Management Advisor® designation from the College for Financial Planning. He is FINRA-registered and holds Series 7 and 66 licenses as well as life, health and long-term care insurance licenses.
Agent License #0K94791
Sue began her career with UBS over 25 years ago as a Wire Operator before becoming a Client Service Associate and eventually Operations Manager. She then transitioned to her current role as a Wealth Management Associate. Sue assists the team and its clients by providing and delivering premium services.
In addition to being a notary public, Sue holds Series 7, 63, and 66 securities licenses as well as life, variable life, health, and variable annuity insurance licenses
A graduate of Azusa Pacific University in 2014, Nick has been with our team since that time. As a Relationship Manager, he provides support to our Financial Advisors and assists on various tasks ranging from financial planning to equity and fixed income trading.
He holds Series 6, 7, and 63 securities licenses.
Agent License #0M83990
Holly began her financial services career in 2002 with Washington Mutual Bank, later merging to Chase Bank as a Licensed Personal Financial Representative before transitioning to UBS in 2015. Holly assists the team and clients in providing superior service from start to finish. In addition to being a Notary Public, Holly holds Series 6, 63 and California life insurance license. Holly and her husband, Robby, stay busy with their 3 active sons in sports and racing.
Agent License #0G47111
With more than 30 years in the financial services industry, David advises individuals, families, and businesses on techniques to help them accumulate, protect, and transfer wealth. David leverages his knowledge of and experience with financial and retirement planning, fixed income, equities, and structured products to help his clients pursue their financial goals.
David earned a B.A. from Cal State - Chico with concentrations in social sciences/education and has received his secondary teaching credential. He holds Series 7, 63, and 66 securities licenses as well as life, health, and long-term care insurance licenses.
Agent License #0A46725
Ron began his financial services career in 2003 as an Account Executive in the residential mortgage division of HSBC before transitioning to UBS in 2007. In 2017, Ron was promoted to Branch Manager of the Merced branch.
When not at work, Ron enjoys playing competitive golf, water and snow skiing, and spending time with his wife and two children.
Ron holds Series 7, 9, 10, and 66 securities licenses as well as life and health insurance
Agent License #0G07278
A model of consistency and dedication, Tim has worked as a financial advisor in Merced since 1983. In that time, Tim has helped countless clients plan for and achieve their financial goals.
Drawing on his vast experience, Timothy emphasizes time-tested approaches to investing. He is committed to client service and believes that client relationships are his most important asset.
He earned his B.S.C. in finance from the University of Santa Clara. He is FINRA-registered and holds Series 7, 9, 10, and 66 securities licenses as well as licenses for life insurance and annuities
Agent License #0A67623
For Ed, being a Financial Advisor is more than just providing financial plans. It's a way to guide clients on the path to realizing their goals. He primarily services small business owners, individuals, and their families in the areas of fixed income, equities, and estate and retirement planning.
Ed began his financial services career in 2003 as Associate District Manager of GMAC Mortgage. He moved to RPM Mortgage as a Vice President/Partner in 2006 before transitioning to UBS in 2007.
He holds Series 7 and 66 securities licenses as well as life and health insurance licenses.
Agent License #0G14632
Alex joined the firm in 2000 and currently excels as the team's primary Portfolio Manager. An Accredited Asset Management Specialist (AAMS®), he has developed and continues to improve our proprietary models for analyzing stock and mutual performance.
Alex is the Founder and a member of the Board of Directors of the Chowchilla Athletic Foundation. He is also the Head Coach of the Chowchilla High School Varsity Football Team.
Alex earned his B.A. in Organizational Behavior and Management from Brown University. He is FINRA-registered and holds Series 7 and 66 securities licenses as well as licenses for life insurance and annuities.
Agent License #0D18944
Missy joined the team in January of 2012. Prior to joining the team, she already had twelve years of experience in the financial services industry working in various capacities. It is her goal to deliver service at the highest level to our clients.
Missy volunteers with several non-profit organizations and is a member of the local Ag Boosters Board of Directors.
She holds Series 7 and 66 securities licenses as well as licenses for life insurance and annuities.
Agent License #0F56327
Brian joined UBS in January of 2007, and since then he has helped many clients manage their wealth through extraordinarily volatile times.
As a Certified Financial Planner® and Chartered Retirement Planning Counselor®, he is uniquely equipped to develop both large and small scale financial plans for clients of all sizes. Brian also guides businesses in the establishment and management of corporate retirement plans.
He received his M.B.A. from Azusa Pacific University as well as a B.S. in Marketing. He is FINRA-registered and holds Series 7 and 66 securities licenses.
Agent License #0F72702
Andrew first joined UBS in 2017 in the Silicon Valley leading Business Owners, Corporate Executives, and Individual Families through the Financial Planning Process , guiding them through their current financial stage and setting them on a path to where they wanted to be in their near, immediate and long term future.
Andrew has obtained his B.S. in Finance from the University of Mary Hardin-Baylor, the Certified Financial Planner® designation from the CFP Board, The Certified Exit Planning Advisor from the Exit Planning Institute, and The Accredited Wealth Management Advisor® designation from the College for Financial Planning. He is FINRA-registered and holds Series 7 and 66 licenses as well as life, health and long-term care insurance licenses.
Agent License #0K94791
Sue began her career with UBS over 25 years ago as a Wire Operator before becoming a Client Service Associate and eventually Operations Manager. She then transitioned to her current role as a Wealth Management Associate. Sue assists the team and its clients by providing and delivering premium services.
In addition to being a notary public, Sue holds Series 7, 63, and 66 securities licenses as well as life, variable life, health, and variable annuity insurance licenses
A graduate of Azusa Pacific University in 2014, Nick has been with our team since that time. As a Relationship Manager, he provides support to our Financial Advisors and assists on various tasks ranging from financial planning to equity and fixed income trading.
He holds Series 6, 7, and 63 securities licenses.
Agent License #0M83990
Holly began her financial services career in 2002 with Washington Mutual Bank, later merging to Chase Bank as a Licensed Personal Financial Representative before transitioning to UBS in 2015. Holly assists the team and clients in providing superior service from start to finish. In addition to being a Notary Public, Holly holds Series 6, 63 and California life insurance license. Holly and her husband, Robby, stay busy with their 3 active sons in sports and racing.
Agent License #0G47111
With more than 30 years in the financial services industry, David advises individuals, families, and businesses on techniques to help them accumulate, protect, and transfer wealth. David leverages his knowledge of and experience with financial and retirement planning, fixed income, equities, and structured products to help his clients pursue their financial goals.
David earned a B.A. from Cal State - Chico with concentrations in social sciences/education and has received his secondary teaching credential. He holds Series 7, 63, and 66 securities licenses as well as life, health, and long-term care insurance licenses.
Agent License #0A46725
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.
Watch the replay of our October House View live conversation, featuring insights from Leslie Falconio, Head of Taxable Fixed Income Strategy, CIO Americas, and Paul Hsiao, Asset Allocation Strategist, CIO Americas.
03 October 2024
When was the last time you reviewed your insurance policies? Is it the right coverage for your changing life? And what about long-term care? If you’re now caring for adult children and aging parents, the costs today can be more than you expected. We can work with you to review your policies and offer insurance strategies to help preserve wealth, replace income and create a legacy.
What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.
UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.
24 questions for the '24 US election
Election day is fast approaching and the outcome could impact your portfolio. Connect with us for election insights and investment strategies that may be right for you.
The latest ElectionWatch report from our Chief Investment Office answers 24 of investors' frequently asked questions. Covering a range of concerns from taxes and inflation to investment considerations and monetary policy, this report can help inform your decisions regardless of the election's outcome.
51 countries
Our global footprint
Global leader
UBS is a leading and truly global wealth manager