Stewardship for generations

Capabilities, Experience, and Focus

We understand the importance of preserving all you've achieved and the legacy you hope to leave. Accessing the full depth and breadth of UBS platforms and expertise, we are well-positioned to advise on the most complex wealth challenges and are committed to delivering the responsive service and stewardship you deserve.

Multi-generational families

Multi-generational families

Foundations and endowments

Foundations and endowments

Family offices

Family offices

Oculus

Delivering opportunity through collaboration

UBS Private Wealth Management
Specialized centers of excellence provide you and your family with the expertise that is most relevant to your wealth and goals. Their insights focus on broad themes and trends as well as successful tactical ideas and strategies.

Delivering opportunity through collaboration

Family Advisory & Philanthropy Services

Family Advisory & Philanthropy Services

Family Office Solutions

Family Office Solutions

Advanced Planning

Advanced Planning

Advice and solutions to help families flourish for generations, including intentional communication and decision-making, intergenerational wealth transitions, family governance, philanthropic legacies and more. The independent UBS Optimus Foundation funds high-impact programs in health, education, child protection and the environment.

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Customized advice with a multigenerational approach exclusively for centimillionaire and billionaire clients who require bespoke and holistic advisory solutions. Their original thought leadership provides keen insight borne from countless conversations with prominent families.

The Advanced Planning Group consists of former practicing estate planning and tax attorneys who provide comprehensive planning and sophisticated advice and education to UHNW UBS clients. The team also serves as a think tank for the firm, providing thought leadership insight and creating robust intellectual capital on estate planning, tax, and related topics of interest to UHNW families.

Tailored lending

Tailored lending

Portfolio Advisory Group

Portfolio Advisory Group

Global Family Office

Global Family Office

Our experienced banking and credit teams offer potential solutions for a range of liquidity and capital funding needs. Expect bespoke strategies for concentrated and restricted stock loan strategies, unsecured loans, REIT operating units, hedge-fund backed loans and more.

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Specialists intensely focused on constructing customized investment portfolios to help address your specific needs. The team’s hallmarks include sophisticated quantitative analysis, research-driven asset allocation and tailored portfolio construction advice.

A unique joint venture between UBS Investment Bank and Wealth Management USA, the Global Family Office acts as a resource for institutional family offices, providing priority access to product specialists, intellectual capital and events across the globe.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Eric Gioia

    Eric Gioia

    Managing Director–Wealth Management

    Financial Advisor

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    Eric joined UBS as a Managing Director – Wealth Management, having most recently served as a Managing Director and Senior Banker at J.P. Morgan Chase. At UBS, Eric will continue to advise CEOs, founders, and ultra high net worth families and organizations in New York, just as he has since 2010. Eric and his team are responsible for all aspects of the client relationship, including strategic advice, investments, banking, risk management and succession planning strategies.

    Before becoming an important member of the NYC business community, Eric was elected to serve in the New York City Council, representing Queens from 2002-2009. As a Councilman, he chaired the Committee on Oversight & Investigations, conducting more than 50 inquiries that helped the passage of important laws and increasing government accountability. Prior to his service as a Councilman, Eric served in the White House as a law clerk to the Deputy White House Counsel and practiced law at Milbank, Tweed, Hadley & McCloy.

    Apart from UBS, Eric is an adjunct professor at the NYU College of Arts and Sciences and CUNY’s Macauley Honors College. For ten years, he has taught seminars on public policy and the future of New York. He previously served on the boards of MoMA PSI, the Museum of the Moving Image and Chess in the Schools. Now, he serves as a trustee of the Marymount School of NY and on the board of the Queens Library Foundation.

    Eric is a graduate of NYU and Georgetown University Law Center. He lives with his wife, Lisa Hernandez Gioia, and their four children in New York City. Eric is an avid marathoner and has embarked on a quest to run a marathon on all seven continents.

    • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

        1285 Avenue Of The Americas
        New York, NY 10019
        eric.gioia@ubs.com
        Eric Gioia
        1285 Avenue Of The Americas,New York,NY,10019
      • Orly Elliott

        Orly Elliott

        Senior Vice President–Wealth Management

        Financial Advisor

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        Orly is a Senior Vice President at UBS Wealth Management and has served her clients as a private banker since 2010. She takes pride in forming close relationships with her clients, enabling her to develop a deep understanding of their financial needs and desires. This allows her to work with her clients in order to develop a strategy for the present as well as the future.

        Orly advises business owners and entrepreneurs, corporate executives, families, endowments and philanthropic organizations. She utilizes her relationships and experience to counsel clients on customized investment portfolios, credit and liquidity needs, trust and estate
        planning, and cash management solutions.

        Orly holds a bachelor’s of business administration degree from the Stephen M. Ross School of Business at the University of Michigan, her Series 7, 63 and 66 licenses, as well as life and health insurance licenses. Prior to joining UBS, Orly spent more than a decade as an advisor in JPMorgan’s Private Bank. An active member of her community, Orly and her husband, Justin, live on the Upper East Side of Manhattan with their sons, Adam and Aaron.

        • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

            1285 Avenue of the Americas
            18th Floor
            New York, NY 10019
            josie.vitetta@ubs.com
            Orly Elliott
            1285 Avenue of the Americas,New York,NY,10019
          • Lauren Konstantin

            Lauren Konstantin, CFP, AWMA

            Senior Vice President–Wealth Management

            Financial Advisor

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            As a Certified Financial Planner™ professional, Lauren provides professional knowledge in the process to create and deliver financial plans. She presents an executable, clear course of action to help you achieve your goals. She joined UBS in 2015 after working for five years in Global Markets at Deutsche Bank.

            Lauren earned a bachelor of business administration from the Stephen M. Ross School of Business at the University of Michigan. She holds the Series 7, 63 and 66 securities licenses, as well as life and health insurance licenses. In addition, Lauren has the Accredited Wealth Management AdvisorSM designation from the College for Financial Planning.

            • Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2021, 2023The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
            • Forbes America’s Top Women Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
            • Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
            • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
            • Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
            • Forbes Top Women Wealth Advisors Best-in-State, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
            • Working Mother Magazine/SHOOK Top Wealth Advisor Moms, 2021The Working Mother Magazine/SHOOK rating is compiled by Shook Research and awarded annually in October based on information from a 12 month period ending in March of the award year.

                3 Manhattanville Road
                Suite 210
                Purchase, NY 10577
                lauren.konstantin@ubs.com
                Lauren Konstantin, CFP, AWMA
                3 Manhattanville Road,Purchase,NY,10577
              • Timothy Bayer Jr.

                Timothy Bayer

                Vice President–Wealth Management

                Financial Advisor

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                Timothy Bayer Jr.
                Vice President–Wealth Management

                Private Wealth Advisor
                 

                When Tim was a young finance major at Georgetown University’s McDonough School of Business, his favorite course work centered around global capital markets and investment portfolio management. His interests became passions that continued to grow, and today, 10 years into his private wealth career, Tim is a founding member of UBS Private Wealth Management team Families & Foundations Investment Group.

                Tim and his team advise successful private business owners in pre- and post-transaction planning, family office formation and asset management, next-generation investment education and the financing of philanthropic initiatives. They also provide asset management services for private and family foundations, professional athletes and nonprofit organizations. In working with this distinct level of global wealth, Tim advises on personal balance sheets and complex investment portfolios. He is skilled in managing deferred compensation plans, concentrated stock positions, SEC Rule 10b5-1 sales, charitable giving and wealth transfer strategies. Tim maintains firsthand trading experience across global asset classes on exchange-listed markets, OTC markets, derivatives and Dodd-Frank regulated markets.

                      8044 Montgomery Road
                      Cincinnati, OH 45236
                      timothy.bayer@ubs.com
                      Timothy Bayer
                      8044 Montgomery Road,Cincinnati,OH,45236
                    • Allen Zaring IV

                      Allen Zaring

                      Managing Director–Wealth Management

                      Financial Advisor

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                      Allen Zaring IV
                      Managing Director–Wealth Management

                      Private Wealth Advisor
                       

                      When it comes to managing the exceptional wealth of prominent family offices, Allen can speak from personal experience. He helped form a family office and family foundation with his own family after the sale of their business and then worked with one of the world’s largest family offices in Europe. Throughout his 20-year career, Allen has worked with individual and institutional investors globally and participated in all facets of financial services, including transactional planning, investment and risk management, legal and operations.

                      Today, as a Private Wealth Advisor and founding partner of his UBS Private Wealth Management team, Allen brings invaluable perspective and empathy to the team’s relationships with multigenerational families. He continues to help form and advise family offices and foundations large and small. Allen and his team also advise successful ultra high net worth investors and private business owners in pre- and post-transaction planning, asset management, next-generation investment education and the financing of philanthropic initiatives. In addition, he provides investment management services for private and family foundations and nonprofit organizations.

                            8044 Montgomery Road
                            Cincinnati, OH 45236
                            allen.zaring@ubs.com
                            Allen Zaring
                            8044 Montgomery Road,Cincinnati,OH,45236
                          • Kevin Bertoncin

                            Kevin Bertoncin, CFP, AWMA

                            First Vice President–Wealth Management

                            Financial Advisor

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                            Kevin is a Certified Financial Planner™ and Financial Advisor with UBS Wealth Management. A graduate of Villanova University, Kevin entered the business in 2006 as a retirement consultant.

                            As a Certified Financial Planner™, Kevin focuses on the “kitchen table” conversations designed to help drive client success. Kevin’s three step planning process focuses on the unique “whos” and “whats” for each of his clients. By understanding a client’s passions, concerns and needs, Kevin is able to help build a financial roadmap for the families he works with. His passion is in confronting the challenges his clients face and being able to help navigate a path through those challenges.

                            Kevin and his wife Caitlyn live in Ridgefield, CT with their 6 year old son, Ciaran and their 3 year old daughter, Eileen. Caitlyn is a literary specialist at the Rippowam Cisqua School in Bedford, NY. When not working, Kevin and his family enjoy the peace and tranquility of Northern Fairfield County.

                            • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

                                3 Manhattanville Rd
                                Suite 210
                                Purchase, NY 10577
                                kevin.bertoncin@ubs.com
                                Kevin Bertoncin, CFP, AWMA
                                3 Manhattanville Rd,Purchase,NY,10577
                              • Steven Solomon

                                Steven Solomon

                                Senior Vice President–Wealth Management

                                Financial Advisor

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                                Steven has been a Financial Advisor since 1991. He enjoys working with people. He cares about getting to know his clients, connecting with them and truly understanding them personally. He primarily works with private investors and small businesses. Giving back to the community is very important to Steven. He serves on the board of trustees for the Jill E. Solomon Charitable Foundation, previously served on the board of trustees of Project Morry, and he supports various other charities and causes. Steven graduated Lehigh University in 1991 with a major in international relations. He holds the Series 7 and 63 securities licenses, as well as life and health insurance licenses.

                                Having played football and soccer for many years, Steven is an avid sports fan. Steven was born and raised in White Plains, NY, and he lives in West Nyack, NY with his wife Tricia and goldendoodle Jackson. He is the proud parent of daughters Jamie and Samantha, and proud stepfather of Cailey, Dennis and Jake.

                                • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

                                    3 Manhattanville Rd
                                    Suite 210
                                    Purchase, NY 10577
                                    steven.solomon@ubs.com
                                    Steven Solomon
                                    3 Manhattanville Rd,Purchase,NY,10577
                                  • Heidi Scali

                                    Heidi Scali, CFA

                                    Senior Wealth Strategy Associate

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                                    Heidi is a Senior Wealth Strategy Associate, and has over 10 years financial service experience
                                    helping clients meet their financial needs. Heidi joined UBS in 2015 and after a short stint
                                    away, returned in February 2022.
                                    She provides investment strategy and portfolio construction support to the team and their
                                    clients.

                                    Heidi earned her Bachelor of Science in Finance from Syracuse University and is FINRA Series
                                    7, 63, 65 and Life, Health and Variable annuity licensed. Continuing in the practice of lifelong
                                    learning, Heidi has been awarded the designation of Chartered Financial Analysts,
                                    a rigorous and comprehensive multi-year, self study program that is known for setting the
                                    global standard in investment knowledge, standards and ethics.

                                    Heidi currently lives in Scarsdale, NY. In her free time, of which there is little, she enjoys
                                    spending time with her family and friends and hiking.

                                        • Chartered Financial Analyst®
                                        1285 Avenue Of The Americas
                                        New York, NY 10019
                                        heidi.scali@ubs.com
                                        Heidi Scali, CFA
                                        1285 Avenue Of The Americas,New York,NY,10019
                                      • Peggy Athanasatos

                                        Peggy Athanasatos

                                        Senior Client Associate

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                                        Peggy is a Senior Registered Client Service Associate. She holds the Series 7 and 63 security licenses. She gained banking and financial service experience having worked for Citigroup and KeyBank over the last 30 Years. She enjoys interacting with clients and problem solving. Peggy lives locally, in Valhalla, with her husband Alex and is the proud mother of two adult children, Nicholas and Stephanie.

                                              3 Manhattanville Rd
                                              Suite 210
                                              Purchase, NY 10577
                                              peggy.athanasatos@ubs.com
                                              Peggy Athanasatos
                                              3 Manhattanville Rd,Purchase,NY,10577
                                            • Izabella Wszolek

                                              Izabela Wszolek

                                              Senior Wealth Strategy Associate

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                                              Izabella is a Senior Registered Client Service Associate. She has been with UBS since 2013 and started working with the Hudson River Wealth Management team in May 2018. Her previous experience working as a customer service representative at a retail organization was a great foundation for her role as a Client Service Associate, as she developed skills in listening to clients’ needs and ensuring their requests were fulfilled. Izabella lives in Norwalk, CT. In her spare time, Izabella enjoys spending time with her dogs, traveling and exploring nature.

                                                    3 Manhattanville Rd
                                                    Suite 210
                                                    Purchase, NY 10577
                                                    izabella.wszolek@ubs.com
                                                    Izabela Wszolek
                                                    3 Manhattanville Rd,Purchase,NY,10577
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                                                    Justin Cifone

                                                    Client Associate

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                                                    Justin joins UBS after graduating from Seton Hall University with a double major in Finance and Information Technology. Justin is equipped with his SIE, Series 7, Series 66 and New York Life Accident and Health license. His areas of focus include client service, online services, money movement/transfers and maintaining communication between clients and the FA.

                                                    Justin, originally from New Jersey now resides in Upper East Side of Manhattan. Justin is passionate about fitness, health and staying active. In his free time, you can find him outdoors, by the beach hanging with family and friends.

                                                          1285 Avenue Of The Americas
                                                          New York, NY 10019
                                                          justin.cifone@ubs.com
                                                          Justin Cifone
                                                          1285 Avenue Of The Americas,New York,NY,10019

                                                        A focus on personalized access and service

                                                        Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

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