Financial planning tailored to your goals

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Bonnie Headshot 2023

    Bonnie Gibbs, CFP®, CIMA®, CDFA

    Senior Vice President–Wealth Management

    CERTIFIED FINANCIAL PLANNER®

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    • AR
    • AZ
    • CA
    • CO
    • DC
    • FL
    • GA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • ME
    • MN
    • MO
    • NC
    • NE
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • TX
    • UT
    • VA
    • WA
    • WY
    • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
    • Forbes Top Women Wealth Advisors Best-in-State, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

      • CERTIFIED FINANCIAL PLANNER®
      • Certified Investment Management Analyst®
      • Certified Divorce Financial Analyst
      Financial planning
      Education planning
      Long-term care planning
      Legacy planning
      Investing
      Custom portfolios
      Women investors
      Entrepreneurs
      4600 South Ulster Street
      Suite 700
      Denver, CO 80237
      bonnie.gibbs@ubs.com
      Bonnie Gibbs, CFP®, CIMA®, CDFA
      4600 South Ulster Street,Denver,CO,80237
    • Brian Headshot 2023

      Brian C. Cates, CEPA

      Senior Vice President–Wealth Management

      Certified Exit Planning Advisor

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      • AR
      • AZ
      • CA
      • CO
      • DC
      • FL
      • GA
      • ID
      • MA
      • MD
      • ME
      • MI
      • MO
      • NC
      • NJ
      • NV
      • NY
      • OH
      • OR
      • TX
      • UT
      • VA
      • WY
      • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

      • University of Northern Colorado, Bachelor of Arts degree in Communications with a minor in business
      • Certified Exit Planning Advisor
      Financial planning
      Long-term care planning
      Retirement planning
      Philanthropy
      Exit planning
      Business succession
      Executive compensation
      Business owners
      4600 South Ulster Street
      Suite 700
      Denver, CO 80237
      brian.cates@ubs.com
      Brian C. Cates, CEPA
      4600 South Ulster Street,Denver,CO,80237
    • Michael Headshot 2023

      Michael Cates CFP®

      Financial Advisor

      CERTIFIED FINANCIAL PLANNER®

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      • AR
      • AZ
      • CA
      • CO
      • DC
      • FL
      • GA
      • ID
      • MA
      • MD
      • ME
      • MI
      • MO
      • NC
      • NJ
      • NV
      • NY
      • OH
      • OR
      • TX
      • UT
      • VA
      • WY

      As a CERTIFIED FINANCIAL PLANNER TM and CERTIFIED EXIT PLANNING ADVISOR, I help individuals, families, and business owners plan and invest with purpose by:

      -Facilitating in-depth financial discovery meetings to establish short and long-term goals

      -Tailoring personalized financial plans and investment strategies

      -Providing education about risk, opportunity, and cost effectiveness for various investing tools

      -Providing thorough implementation, vigilance and regular communication 

       

      For individuals, I help with:

      -Life changing events like family deaths or divorce

      -Advanced cash flow analysis for estate planning and inheritance

      -Philanthropic and charitable giving

       

      For families, I help with:

      -Next generation financial education

      -Discussions around long held assets, estate planning efficiencies, and charitable gifting

      -Transition of privately held business interests

      -Establishing what is most important to a family and drafting a “legacy” statement

       

      For business owners, I help with:

      -Maximizing qualified savings accounts

      -Determining the most desirable exit strategy

       

      About me – I’m an avid angler, runner, hiker, and golfer.  Additionally, I’m very passionate about volunteering with my local Kiwanis Club.  I also love traveling, and going on adventures with my Australian Shepherd - Hank. 

       

       CA Insurance 0M51352

      • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

      • University of Colorado Boulder, Biochemistry major with minors in business and chemistry
      • CERTIFIED FINANCIAL PLANNER®
      • Certified Exit Planning Advisor
      Financial planning
      Business succession
      Lending services
      Multi-generational families
      Business owners
      Professionals
      Financial Services professionals
      Family Offices
      4600 South Ulster Street
      Suite 700
      Denver, CO 80237
      michael.cates@ubs.com
      Michael Cates CFP®
      4600 South Ulster Street,Denver,CO,80237
    • Lara Headshot 2023

      Lara Hoepner

      Senior Client Associate

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        Lara has been with UBS since 2021 and strives to make clients feel welcome, comfortable and heard. As a Client Service Associate, she is responsible for client account administration, delegating daily workflow, and client relationship management. Lara has a Bachelor of Arts degree in Communications from Northern Illinois University. She lives in Sedalia, Colorado and in her free time she enjoys spending time with her family, cooking, listening to live music, and enjoying the outdoors.

              4600 South Ulster Street
              Suite 700
              Denver, CO 80237
              lara.hoepner@ubs.com
              Lara Hoepner
              4600 South Ulster Street,Denver,CO,80237

            Defining your priorities. Pursuing what matters.

            Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

            Three generations in apple orchard

            Turn possibilities into a plan

            Helping women take charge

            Helping women take charge

            Business Owner in entryway

            Advice for business owners & entrepreneurs

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            Women, wealth and well-being

            The challenges women breadwinners face embracing their financial clout

            Women are contributing more to their families’ incomes than ever before. Yet many remain less engaged than men in decision-making about the money they’ve earned. Why?

            We believe financial participation, comprehensive planning and the support of financial professionals can help correct this imbalance. See how in our latest Own your worth report, “Tradition, trust and time: The challenges women breadwinners face embracing their financial clout.”

            Download the report

            A leader in wealth management

            Backed by the strength of our parent company, UBS AG

            $5.9+ trn

            UBS Group invested assets
            As of 06/30/2024

            51 countries

            Our global footprint

            Global leader

            UBS is a leading and truly global wealth manager

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