Financial planning tailored to your goals

Gibbs-Cates Wealth Management - Team Photo

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

Train mountains

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Bonnie Gibbs - Profile Photo

    Bonnie Gibbs, CFP®, CIMA®, CDFA

    Senior Vice President–Wealth Management

    CERTIFIED FINANCIAL PLANNER™

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    • AK
    • AR
    • AZ
    • CA
    • CO
    • DC
    • FL
    • GA
    • ID
    • IL
    • MA
    • ME
    • MO
    • NC
    • NE
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • SD
    • TX
    • UT
    • VA
    • WY

        • CERTIFIED FINANCIAL PLANNER™
        • Certified Investment Management Analyst®
        • Certified Divorce Financial Analyst
        Financial planning
        Education planning
        Long-term care planning
        Legacy planning
        Investing
        Custom portfolios
        Women investors
        Entrepreneurs
        4600 South Ulster Street
        Suite 700
        Denver, CO 80237
      • Brian C. Cates - Profile Photo

        Brian C. Cates, CEPA

        Senior Vice President–Wealth Management

        Certified Exit Planning Advisor

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        • AR
        • AZ
        • CA
        • CO
        • FL
        • GA
        • ID
        • MD
        • MI
        • NJ
        • NV
        • NY
        • OH
        • OK
        • OR
        • TX
        • UT
        • VA
        • WY

          • University of Northern Colorado, Bachelor of Arts degree in Communications with a minor in business
          • Certified Exit Planning Advisor
          Financial planning
          Long-term care planning
          Retirement planning
          Philanthropy
          Exit planning
          Business succession
          Executive compensation
          Business owners
          4600 South Ulster Street
          Suite 700
          Denver, CO 80237
        • Michael C. Cates - Profile Photo

          Michael Cates CFP®

          Financial Advisor

          CERTIFIED FINANCIAL PLANNER™

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          • AR
          • AZ
          • CA
          • CO
          • FL
          • GA
          • ID
          • MD
          • MI
          • NJ
          • NV
          • NY
          • OH
          • OK
          • OR
          • TX
          • UT
          • VA
          • WY

          As a CERTIFIED FINANCIAL PLANNERTM and CERTIFIED EXIT PLANNING ADVISOR, I help individuals, families, and business owners plan and invest with purpose by:

          -Facilitating in-depth financial discovery meetings to establish short and long-term goals

          -Tailoring personalized financial plans and investment strategies

          -Providing education about risk, opportunity, and cost effectiveness for various investing tools

          -Providing thorough implementation, vigilance and regular communication 

           

          For individuals, I help with:

          -Life changing events like family deaths or divorce

          -Advanced cash flow analysis for estate planning and inheritance

          -Philanthropic and charitable giving

           

          For families, I help with:

          -Next generation financial education

          -Discussions around long held assets, estate planning efficiencies, and charitable gifting

          -Transition of privately held business interests

          -Establishing what is most important to a family and drafting a “legacy” statement

           

          For business owners, I help with:

          -Maximizing qualified savings accounts

          -Determining the most desirable exit strategy

           

          About me – I’m an avid angler, runner, hiker, and golfer.  Additionally, I’m very passionate about volunteering with my local Kiwanis Club.  I also love traveling with my wife Victoria, and going on adventures with our dog Hank. 

           

          If you would like to learn more about me and the Gibbs-Cates Wealth Management team, feel free to reach out via email at michael.cates@ubs.com or phone 303-267-3045.  You can also see more at our website ubs.com/gibbs-cates.

          CA Insurance 0M51352

            • University of Colorado Boulder, Biochemistry major with minors in business and chemistry
            • CERTIFIED FINANCIAL PLANNER™
            • Certified Exit Planning Advisor
            Financial planning
            Business succession
            Lending services
            Multi-generational families
            Business owners
            Professionals
            Financial Services professionals
            Family Offices
            4600 South Ulster Street
            Suite 700
            Denver, CO 80237
          • Lara Headshot

            Lara Hoepner

            Senior Client Associate

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              Lara has been with UBS for almost 2 years and strives to make clients feel welcome, comfortable and heard. As a Client Service Associate she is responsible for client account administration, delegating daily workflow, and client relationship management. Lara has a Bachelor of Arts degree in Communications from Northern Illinois University. She lives in Sedalia, Colorado and in her free time she enjoys spending time with her family, cooking, listening to live music, and enjoying the outdoors.

                    4600 South Ulster Street
                    Suite 700
                    Denver, CO 80237

                  Defining your priorities. Pursuing what matters.

                  Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

                  The Year Ahead - Sustainable Investing

                  Women on the rise

                  Women on the rise

                  Advice for business owners and entrepreneurs

                  Advice for business owners and entrepreneurs

                  Life is unpredictable. Could we be better prepared?

                  For some of life's questions you're not alone. Together we can find the answer.

                  With so much changing every day, it's hard to know how our lives will be affected. What will the changes mean for your family? Your business? Your future? We can help you get your plan in place.

                  Backed by the strength of UBS

                  A global leader in wealth management

                  $2.8 trillion

                  In invested assets globally 
                  As of 06/30/2022

                  51 countries

                  Our global footprint

                  Global leader

                  UBS is a world-leading wealth manager

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