Insight-based advice

Woman looking through binoculars

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

International Space Station

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Thomas Qvistgaard Profile Photo

    Thomas Qvistgaard

    Senior Vice President–Wealth Management

    Financial Advisor

    • image
    • image
    • AK
    • AL
    • AR
    • AZ
    • CA
    • CO
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • KS
    • MA
    • MI
    • MN
    • MO
    • MT
    • NC
    • ND
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • SD
    • TN
    • TX
    • UT
    • VA
    • WA
    • WI
    • WY

    I began my career in the financial services industry in 1990, and joined UBS in 2004. Over the past 25 years, I have helped clients manage their wealth throughout good times and bad. I am committed to listening to you, assessing your concerns and helping to ensure that all of your assets are working together toward the goals you’ve set.

    With my clients, I emphasize asset allocation and total portfolio management with a focus on retirement income planning; I also help them with education funding, structures for charitable giving and estate planning. I am FINRA registered and hold Series 7, 9, 10, 24 and 63 securities licenses as well as licenses for life, accident and health insurance and variable annuities.

    My bachelor’s degree in finance is from California State University, Sacramento. My wife and I live with our three children in Davis, CA.

    • Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

    • California State University, Sacramento, Bachelor’s degree in Finance
      1610 Arden Way
      Suite 200
      Sacramento, CA 95815
      tom.qvistgaard@ubs.com
      Thomas Qvistgaard
      1610 Arden Way,Sacramento,CA,95815
    • Chandra Miranda Profile Photo

      Chandra Miranda

      Senior Wealth Strategy Associate

      • image
      • image
      • image
      • AK
      • AL
      • AZ
      • CA
      • CO
      • FL
      • GA
      • HI
      • IA
      • ID
      • IL
      • KS
      • MA
      • MI
      • MN
      • MO
      • MT
      • NC
      • NH
      • NJ
      • NM
      • NV
      • NY
      • OH
      • OK
      • OR
      • PA
      • SD
      • TN
      • TX
      • UT
      • VA
      • WA

      I began my career in the financial services industry with UBS Financial in 2008. As a Certified Financial Planner (CFP®), I bring valuable planning insight to each client relationship, and I'm passionate about helping clients fulfill their financial goals.

      I am FINRA registered and hold Series 7, 66, and California state life insurance licenses. I graduated from the University of Connecticut with a B.A. in anthropology and psychology and earned my M.A. in anthropology from California State University Sacramento. I enjoy spending time with my husband and our children, as well as scrapbooking and backpacking.

        • University of Connecticut , B.A. in Anthropology and Psychology
        • California State University Sacramento, M.A. in Anthropology
          1610 Arden Way
          Suite 200
          Sacramento, CA 95815
          chandra.miranda@ubs.com
          Chandra Miranda
          1610 Arden Way,Sacramento,CA,95815
        • Lisa Engstrom Profile Photo

          Lisa Engstrom

          Director

          Team Administrator

          • image
          • image
          • image
          • AK
          • AL
          • AZ
          • CA
          • CO
          • FL
          • GA
          • HI
          • IA
          • ID
          • IL
          • KS
          • MA
          • MI
          • MN
          • MO
          • MT
          • NC
          • NH
          • NJ
          • NM
          • NV
          • NY
          • OH
          • OK
          • OR
          • PA
          • SD
          • TN
          • TX
          • UT
          • VA
          • WA

          I started in the financial services industry in 1982, and have held many titles throughout my career. Most recently I served as Administrative Manager for UBS Financial in the Sacramento branch before joining Generations Wealth Management as Team Administrator.

          I am FINRA registered and hold Series 7, 8, and 63 securities licenses. I look forward to utilizing my unique skill-set to enhance client experience. In my free time I enjoy spending time with my children and grandchildren.

                1610 Arden Way
                Suite 200
                Sacramento, CA 95815
                lisa.engstrom@ubs.com
                Lisa Engstrom
                1610 Arden Way,Sacramento,CA,95815

              Why does A.I. in space matter?

              Outlook on interest rates

              Tree

              UBS and Credit Suisse—stronger than ever

              Global Wealth Report 2024

              Crafted wealth intelligence

              Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

              Gain additional insights into the trends shaping wealth in the US and around the world.

              Download the report

              A leader in wealth management

              Backed by the strength of our parent company, UBS AG

              $5.8+ trn

              UBS Group invested assets
              As of 03/31/2024

              51 countries

              Our global footprint

              Global leader

              UBS is a leading and truly global wealth manager

              Insights