A plan for today, tomorrow and generations to come

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

Get started on your financial plan

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Dan M. Gallagher, CIMA®, CPWA®

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WY
For over 30 years Dan has helped a select clientele improve their lives and create legacies that matter. Dan works closely with UBS specialists, money managers, tax advisors and estate attorneys to help clients reach their defined goals and objectives. Dan began his career at IBM and entered the investment industry in 1986. He was associated with Kidder, Peabody & Co. prior to its merger with UBS Financial.

Dan is a Summa Cum Laude graduate of the Marshall School of Business at the University of Southern California. He holds a Bachelor degree in Business Administration with an emphasis in Finance and Venture Management. He received his Certified Investment Management Analyst® (CIMA®) designation from UC Berkeley's Haas School of Business. Additionally, Dan is one of approximately 2,400 individuals worldwide who has attained a Certified Private Wealth Advisor® (CPWA®) designation.

Dan enjoys skiing, tennis, hiking and occasional pride-destroying golf. Dan and his wife Pamela have been married thirty years and have three married daughters: Megan, Lauren, and Taryn and a grandson: Ryan.

CA Insurance License #0A38519
- UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- Marshall School of Business at the University of Southern California, Bachelor degree in Business Administration with an emphasis in Finance and Venture Management
- Wealth Advisor
- Certified Investment Management Analyst®
888 San Clemente Drive
Suite 300
Newport Beach, CA 92660

dan.gallagher@ubs.com

Dan M. Gallagher, CIMA®, CPWA®

888 San Clemente Drive,Newport Beach,CA,92660
Philip A. Carpenter, CIMA

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NE
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Philip has been advising a select group of individuals and business owners for more than 30 years. Philip began his investment career with Kidder, Peabody & Co. and joined UBS following the firms’ merger. He has extensive experience in the capital markets, and in the selection/monitoring of professional investment managers.

Philip is a native of Newton, Massachusetts, was a Summa Cum Laude graduate in Economics from Tufts University and received an MBA from The Wharton School of Finance. He also received his CIMA (Certified Investment Management Analyst) designation from Wharton. His corporate experience includes positions as a Financial Analyst at Ford Motor Company, and as a Financial Manager and Business Development Manager at Avery International.

While Philip gives serious consideration to exercise, he is deeply committed to rooting for Boston sports teams.
- Tufts University , Graduate in Economics
- Wharton School of Finance, MBA
- Certified Investment Management Analyst®
3030 Old Ranch Parkway
Suite 300
Seal Beach, CA 90740

philip.carpenter@ubs.com

Philip A. Carpenter, CIMA

3030 Old Ranch Parkway,Seal Beach,CA,90740
Andrew Paynter

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Andy is a Wealth Strategy Associate for The Gallagher Group. He primarily assist with the portfolio reporting, research, analysis, and client philanthropy. Andy is Series 7 and Series 66 licensed and is a CFA charterholder.

Andy attended San Diego State University, where he received a Bachelor’s Degree in Finance. Prior to joining UBS, Andy was a senior analyst at StepStone Group, a global private markets advisory firm in La Jolla.

In his free time, Andy enjoys golfing, sailing, traveling and rooting for Los Angeles sports teams.

CA Insurance License #0K33011
- San Diego State University, Bachelor’s Degree in Finance
- Chartered Financial Analyst®
888 San Clemente Drive
Suite 300
Newport Beach, CA 92660

andrew.paynter@ubs.com

Andrew Paynter

888 San Clemente Drive,Newport Beach,CA,92660
John Henry

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WY
John is a Wealth Strategy Associate for The Gallagher Carpenter Group. He primarily assists with financial planning, business development and client service. John is Series 7 and Series 66 licensed and is a CFA level 2 candidate.

John attended Azusa Pacific University, where he received a Bachelor’s degree in Economics with Magna Cum Laude honors and was a member of their football team. Prior to joining our team, he interned for a UBS wealth management team in Orange County.

In his down-time, John enjoys participating in crossfit, golfing and rooting for the Los Angeles Chargers.
3030 Old Ranch Parkway
Suite 300
Seal Beach, CA 90740

john.henry@ubs.com

John Henry

3030 Old Ranch Parkway,Seal Beach,CA,90740

Dan M. Gallagher, CIMA®, CPWA®

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WY
For over 30 years Dan has helped a select clientele improve their lives and create legacies that matter. Dan works closely with UBS specialists, money managers, tax advisors and estate attorneys to help clients reach their defined goals and objectives. Dan began his career at IBM and entered the investment industry in 1986. He was associated with Kidder, Peabody & Co. prior to its merger with UBS Financial.

Dan is a Summa Cum Laude graduate of the Marshall School of Business at the University of Southern California. He holds a Bachelor degree in Business Administration with an emphasis in Finance and Venture Management. He received his Certified Investment Management Analyst® (CIMA®) designation from UC Berkeley's Haas School of Business. Additionally, Dan is one of approximately 2,400 individuals worldwide who has attained a Certified Private Wealth Advisor® (CPWA®) designation.

Dan enjoys skiing, tennis, hiking and occasional pride-destroying golf. Dan and his wife Pamela have been married thirty years and have three married daughters: Megan, Lauren, and Taryn and a grandson: Ryan.

CA Insurance License #0A38519
- UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- Marshall School of Business at the University of Southern California, Bachelor degree in Business Administration with an emphasis in Finance and Venture Management
- Wealth Advisor
- Certified Investment Management Analyst®
888 San Clemente Drive
Suite 300
Newport Beach, CA 92660

dan.gallagher@ubs.com

Dan M. Gallagher, CIMA®, CPWA®

888 San Clemente Drive,Newport Beach,CA,92660
Philip A. Carpenter, CIMA

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NE
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Philip has been advising a select group of individuals and business owners for more than 30 years. Philip began his investment career with Kidder, Peabody & Co. and joined UBS following the firms’ merger. He has extensive experience in the capital markets, and in the selection/monitoring of professional investment managers.

Philip is a native of Newton, Massachusetts, was a Summa Cum Laude graduate in Economics from Tufts University and received an MBA from The Wharton School of Finance. He also received his CIMA (Certified Investment Management Analyst) designation from Wharton. His corporate experience includes positions as a Financial Analyst at Ford Motor Company, and as a Financial Manager and Business Development Manager at Avery International.

While Philip gives serious consideration to exercise, he is deeply committed to rooting for Boston sports teams.
- Tufts University , Graduate in Economics
- Wharton School of Finance, MBA
- Certified Investment Management Analyst®
3030 Old Ranch Parkway
Suite 300
Seal Beach, CA 90740

philip.carpenter@ubs.com

Philip A. Carpenter, CIMA

3030 Old Ranch Parkway,Seal Beach,CA,90740
Andrew Paynter

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Andy is a Wealth Strategy Associate for The Gallagher Group. He primarily assist with the portfolio reporting, research, analysis, and client philanthropy. Andy is Series 7 and Series 66 licensed and is a CFA charterholder.

Andy attended San Diego State University, where he received a Bachelor’s Degree in Finance. Prior to joining UBS, Andy was a senior analyst at StepStone Group, a global private markets advisory firm in La Jolla.

In his free time, Andy enjoys golfing, sailing, traveling and rooting for Los Angeles sports teams.

CA Insurance License #0K33011
- San Diego State University, Bachelor’s Degree in Finance
- Chartered Financial Analyst®
888 San Clemente Drive
Suite 300
Newport Beach, CA 92660

andrew.paynter@ubs.com

Andrew Paynter

888 San Clemente Drive,Newport Beach,CA,92660
John Henry

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- KS
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WY
John is a Wealth Strategy Associate for The Gallagher Carpenter Group. He primarily assists with financial planning, business development and client service. John is Series 7 and Series 66 licensed and is a CFA level 2 candidate.

John attended Azusa Pacific University, where he received a Bachelor’s degree in Economics with Magna Cum Laude honors and was a member of their football team. Prior to joining our team, he interned for a UBS wealth management team in Orange County.

In his down-time, John enjoys participating in crossfit, golfing and rooting for the Los Angeles Chargers.
3030 Old Ranch Parkway
Suite 300
Seal Beach, CA 90740

john.henry@ubs.com

John Henry

3030 Old Ranch Parkway,Seal Beach,CA,90740

Wealth transfer across generations

Philanthropy

What are the causes you are passionate about? Whatever your objectives, we can help you explore new and innovative ways to make a positive impact on the world. Through our network and the UBS Family Advisory and Philanthropy Services, we’ll work with you and family members to help provide education on philanthropy, practical solutions and tax-efficient investment strategies for creating a meaningful and lasting legacy.

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

UBS Year Ahead 2025

Roaring 20s: The next stage

Our Chief Investment Office (CIO) looks to what awaits investors in the next half of the decade with the 2025 edition of Year Ahead.

A dramatic change in US politics, Chinese economic stimulus, ongoing geopolitical developments and falling interest rates are all at play. How should you prepare your portfolio? Let’s talk about how you can move confidently forward in the new year and beyond.

Read the report

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

A plan for today, tomorrow and generations to come

Pursuing your goals together

Dan M. Gallagher, CIMA®, CPWA®

Philip A. Carpenter, CIMA

Andrew Paynter

John Henry

Dan M. Gallagher, CIMA®, CPWA®

Philip A. Carpenter, CIMA

Andrew Paynter

John Henry

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Wealth transfer across generations

Philanthropy

Turn possibilities into a plan

UBS Year Ahead 2025

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A leader in wealth management

Backed by the strength of our parent company, UBS AG

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