Bill McCarthy is the leader of the FTB team and the guiding voice behind FTB's vision and strategic direction. Under Bill's leadership, he challenges and motivates our entire team to strive for excellence in everything we deliver to you.

FTB team members describe Bill as perceptive, thorough, focused and compassionate. He brings these skills to his relationships with FTB clients every day. Bill works diligently to understand each client's unique situation and tailor FTB's breadth of services to each family's individual needs.

Bill began his career at FTB after completing college.  He made an immediate impact on the team and his responsibilities grew quickly. During Bill's career, he has been an integral part of the FTB leadership team, excelling in many roles over the years including associate, Financial Advisor, and the team's operational  leader. From 2009-2018, Bill served as the leader for team member relations during a significant growth period for FTB as we grew the team's headcount by 50%. Demonstrating great skill in leadership and a passion for the business side of FTB, Bill was promoted in 2019 to be the leader of the team.

Bill obtained his bachelors degree in Finance from Indiana University, completed his MBA at Xavier University and attained the CFP® designation. He lives on the east side of Cincinnati with his wife, Dorrie, and their four children. In his free time, Bill enjoys spending time with his family, traveling to new places, and spending time on the golf course.

Rob is driven by the belief that our role as advisors is not just about numbers, but seeing a family’s potential, the potential for gaining purpose with wealth and helping families to “Maximize life today AND protect tomorrow.” Rob constantly raises the bar for how we deliver value for clients, whether it is “looking around corners” for unforeseen advice or leading initiatives to bring wellness education to clients because “wealth, without health of the body, mind and spirit, is meaningless”. These “robservations” have been engrained in FTB’s culture and help define our best-in-class service.

Rob credits his upbringing for helping shape who he is today. Growing up in a small town in Wisconsin, he learned many life lessons working in the family’s third generation bakery. Rob admits beginning the day at 3am was a tough lesson to embrace, but the daily effort to create quality products and service were repaid ten-fold by loyal delighted customers. Fascinated by books  and taxes the bakery’s accountant advised on, he aspired to be a CPA. After landing a position at Deloitte, Rob fine-tuned his expertise to serving the complex compensation and tax needs of global executives. Despite a blossoming CPA career, Rob strived for more – deeper relationships, more opportunity to make an impact for families, and colleagues as passionate for helping others as he. He joined the team in 1999 and the rest, you can say, is history.

Today Rob enjoys working with high-level P&G executives, Fortune-500 CEOs and other ultra-high-net-worth families with many complex financial planning needs. He lives in Mariemont with his wife, Kara and is a proud father of two adult children, one studying animation and the other serving his country as an Officer of Marines. When he is not solving complex financial puzzles or coming up with a new robservation, he enjoys staying active cycling, skiing, traveling, and walking the family dog, Bardi (yes-named after Vince Lombardi. Go Pack Go!).

As the leader of our team’s investment strategy, Tim plays an essential role behind the scenes for all FTB families. Under Tim’s leadership, our investment strategy team works in concert with UBS CIO office, outside strategists and fund managers to develop FTB’s exclusive investment strategies. In addition, Tim leads the strategy team in providing investments ideas and recommendations, performing routine rebalancing and tax-loss harvesting, offering perspective on the markets, and taking action as circumstances change.  

Tim also serves as the primary advisor for client families. He enjoys spending time on both sides of our industry – diving into the details of investment strategies as well as putting those strategies into action with clients as he helps them work towards their financial goals.

Tim graduated from Northern Kentucky University in 1994 and attained the Chartered Financial Analyst (CFA) designation in 2003. The CFA credential is "the highest distinction in the investment management profession", per the CFA Institute. Tim joined the FTB Financial Services team in 1998 and has been a valued member of the team ever since. Tim is known on the team for his ability to break down complex investment concepts into simple terms, plus his quick wit and entertaining dance moves.

He is active in the community, volunteering through Junior Achievement, St. Vincent DePaul and Ronald McDonald house. In his free time, he enjoys playing golf and spending time with his wife, Tina, and their two daughters.

Kelly began her career as a paralegal at Greenebaum, Doll & McDonald law firm, gaining rich experience in estate planning and administration.  There, she was able to hone and refine her talents, but had a desire to work more closely with families in all aspects of their financial life. In 2001, she courageously made a career change and began as a new advisor trainee with UBS. Not for the faint of heart, Kelly thrived in her new environment, quickly gaining respect, trust, and confidence of clients and experienced advisors alike. She quickly found a home FTB Financial Services as an associate advisor, working closely with families and developing those deep connections she had longed for.

Today, Kelly is a primary advisor and one of the leaders of our team. In addition to working closely with client families, Kelly is the thought leader on the team in the area of trust and estate planning. Kelly also leads our team’s marketing strategy.  Kelly puts her heart into everything she does, especially when it comes to helping FTB families.  She brings positive energy to the office every day – you can often hear her singing softly to herself as she works.

Kelly is very active in the community, spending much of her free time helping others. She is Past President and currently serves on the Prokids Board of Trustees, she is a member of the Artswave Women's Leadership Roundtable Steering Committee, and is actively involved in local charity FOATY (From Our Angels to Yours).  Kelly enjoys spending time with her husband, Bill, cheering on local sports teams, and engaging in all that Cincinnati has to offer with her close-knit circle of family and friends.

Dan is Senior Relationship Manager and Investment Strategy leader for the team. Dan graduated from Miami University with a B.S. in finance and attained his Chartered Financial Analyst designation in 1997. He served as one of the fourteen advisors on the UBS FA Advisory Council (FAAC) representing the firms' advisors in helping senior management make UBS a more client and FA centric firm.

Dan served as board member or as a volunteer in a number of Charities or Non-Profits including the Cincinnati Business Alliance board, Saint Ursula Athletic Booster Board, Saint Ursula Ball Chair, Saint Ursula Golf Outing chair, Easter Seals, Our Lady of the Sacred Heart Finance Committee, Blue Ash YMCA board. Away from the office Dan enjoys working out, playing golf and spending time with family.  He and his wife Shari have 2 children Brian and Maddie.

Scott is a partner with FTB Financial Services and a primary advisor for clients, working closely with them to develop personalized wealth management strategies. He is a Senior Portfolio Manager through the PMP program, a CERTIFIED FINACIAL PLANNER™, member of the group’s Investment Strategy Committee and has more than 15 years of financial services experience. He attended the University of Notre Dame, earning a B.A. from the Mendoza college of Business. He joined UBS Financial Services in 2000 following two years as a vice president with Physicians Billing Management in Cleveland, OH. Scott is active in the University of Notre Dame Monogram Club, coaches youth sports, likes deep sea fishing, and enjoys spending time with his wife, Kelly, and their four children.

If you walk in our office and immediately notice a bright positive energy, chances are it is radiating from Krista’s desk. While many FTB team members have dual roles on the team, Krista harnesses her limitless energy to serve in a number of distinct roles, all centered around one thing: relationships. Krista’s favorite and most important role is primary advisor for our clients, allowing her to develop meaningful relationships with families and helping them plan for and work towards their life’s goals.

In addition, Krista leads FTB’s financial planning team, staying on top of the many considerations we account for when creating financial plans for families. She is a skilled presenter and will often be our featured speaker for seminars, sharing her deep knowledge of P&G’s LTIP & STAR awards and financial planning topics. As a working mother, Krista is passionate about bringing women to the financial table and you will often find her presenting UBS’s Own Your Worth program to groups across the country. 

If that is not enough, Krista spearheads the team’s employee relations, working to recruit talented new team members who exemplify our team’s values and principles, and coordinating the professional development plans for all team members so they can realize their full potential at FTB. 

Krista is a graduate of Denison University with a B.A. in psychology and educational studies and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification. She joined the FTB team in 2006 and was recognized as FTB’s player of the year twice – as the first ever recipient in 2008 and again in 2020. Krista lives in Loveland with her husband Bob and two daughters.

Chris is energized by helping P&G executives and their families with complex financial decisions and providing guidance on compensation elections (including SEC compliance, 10b5-1 planning etc), retirement planning, and generational wealth transfer strategies. Chris is a member of the team’s Investment Strategy committee and leads FTB’s weekly best practice sharing. He ends each team meeting with “Let’s keep the momentum going,” highlighting his belief that FTB will continue to be ahead of the industry curve by providing innovative solutions and superior service.

Chris discovered his true passion for wealth management in 2011, after accepting a position in marketing at UBS.  He quickly became fascinated with the complexities of the financial industry and the role financial advisors play in helping successful families grow, protect, and manage their wealth. After 3 years in his marketing role, he was ready to make the move to a position serving clients. He joined FTB Financial Services in 2014 and hit the ground running. Within his first year, Chris completed the work required to obtain the CERTIFIED FINANCIAL PLANNER® (CFP) designation. Weeks later, he enrolled in the 3-year Charted Financial Analyst program, earning his designation (CFA®) in 2018.

A lifelong Cincinnati resident, Chris graduated from Miami University, where he met his wife, Kathryn. They live in Mt. Lookout with their three children, Charlotte, George and Alice. Outside of work, he spends time giving back as a volunteer with Junior Achievement and as an Emerging Leader for the Cincinnati Parks Foundation Board.

With more than 30 years’ experience in the industry, Molly is a veteran at guiding families through financial decisions at all stages of life. Having been a working mother for more than twenty years, she has an appreciation for clients who balance the many demands of a successful career and family. She takes pleasure in helping talk through the unique dreams and goals for each family, putting a plan in place and working alongside the family as those goals become reality. Molly is known on the team for her compassion, her exceptional communication skills and attention to detail.

Molly is graduate of Salem College with a degree in economics-management and holds the CERIFIED FINANCIAL PLANNER (CFP) designation. She began her career at Bank One Investments as a financial advisor and joined the FTB Financial Services team in 2008, making an immediate impact as she guided clients through the recession. Today, Molly continues to enjoy working closely with client families full time and mentoring newer FTB team members. 

Molly is actively engaged in community outreach at her church and enjoys volunteering with Junior Achievement. She enjoys hot yoga and staying active with her husband, Dave, and their two daughters.

John serves as a primary contact for clients providing comprehensive wealth management services. He has a degree in business from Miami University and earned his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2016. He began his financial services career in 2001 with Merrill Lynch as a financial advisor and vice president, before joining UBS in 2009.  John and his family live in Clifton's Gaslight District.  He is an active fund raiser for nonprofits located in Clifton and has served as board chairman of Big Brothers & Big Sisters of Greater Cincinnati.

Craig serves in the role of both primary and associate in client relationships, as well as being the team lead in operations. He brings more than 25 years of financial services experience to the team. A graduate of Northern Kentucky University with a B.A. in history, he holds Series 7, 8 and 63 securities licenses. He joined UBS in 1991, coaches high school baseball, and is an avid University of Kentucky basketball fan. Craig has four children and resides in Covington, KY.

Connie supports FTB clients in all areas of financial planning, specializing in taxes, cash flow, and retirement plans. She holds a Marketing degree from the University of Cincinnati, the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, Series 7 & 66 securities licenses and an Ohio Insurance license. Prior to joining UBS, Connie was employed at a wealth management firm where she gained valuable industry experience. In her previous career as a CPA, Connie held positions in public accounting, corporate controllership and consulting. She enjoys running, reading, cooking and spending time with family and friends. Connie lives in Kenwood with her husband, Mike.

Dennis manages investments and client relationships for the team. He brings more than 32 years of financial services experience. Dennis focuses on managing stock and bond portfolios, including the use of stock options, for individual business owners, corporate executives and women. Dennis earned a BA from Bellarmine College, and studied economics and community development at the University of Louisville. He holds a Series 7 securities license. Prior to joining UBS in early 2009, he was a financial advisor at Smith Barney. Dennis enjoys golf and is active with the John’s Island Outreach Center.

Brad joined the FTB team in July 2021 as a Wealth Strategy Associate. Brad is a veteran in the financial industry with a background in corporate finance. Throughout his career, he gained experience at Barclays, Citi and, most recently, Fifth Third Bank. Brad graduated from Indiana University in 2008 with a degree in Finance, International Business, and Operations Management. He holds the Chartered Financial Analyst (CFA) designation, “one of the highest distinctions in the investment management profession.” per the CFA institute as well as the CERTIFIED FINANCIAL PLANNER (CFP) designation. Brad grew up in Villa Hills, KY and attended St. Xavier High School. He lives in Symmes Township with his wife and three daughters.

Ning joined the FTB Financial Services team in June 2021 as a Senior Wealth Strategy Associate, bringing over 10 years’ experience in the financial services industry. Ning has proven herself to be a valuable part of our FTB investments team and a valuable resource for clients.

Ning attended Tsinghua University and University College London, earning a master’s degree in Economics. She also holds the Chartered Financial Analyst® designation, “one of the highest distinctions in the investment management profession.” Since joining the team, Ning has successfully passed the Series 7 and Series 66 exams and earned the Certified Private Wealth Advisor (CPWA) designation. She lives in Mason with her husband, Hejie, and their two children. Outside of work Ning enjoys traveling, listening to music, and ballroom dancing. 

Mike serves a dual role at FTB. First and foremost, Mike is a Wealth Strategy Associate, working closely with client families to help them carry out the various strategies in their Financial Plans. Many families appreciate his patience, calm demeanor and acute attention to detail. These skills also suit him well for his additional role as part of FTB’s investments and portfolio team. In this role, he is responsible for executing daily trades for the team and assisting our portfolio managers in the ongoing maintenance of our $2+ Billion managed portfolio. 

Mike began working for UBS as an intern in the summer 2016 and transitioned into a part-time role as a Client Service Associate while completing his education at Xavier University. Upon graduating with a B.S.B.A with majors in Finance and Marketing in Spring 2017, he was invited to join FTB full time. During his tenure at FTB, Mike has excelled in a number of roles including as part of our Financial Planning, investments and portfolio management teams as well as working directly with client families. Mike has completed the SIE, Series 7 and 66 industry exams and in 2023, he completed the Certified Financial Planner designation. In his free time, he enjoys traveling, attending concerts and experiencing the best restaurants and events downtown Cincinnati has to offer. Although he now calls Cincinnati home, his roots trace back to St. Louis, MO where most of his sports loyalties still lie.

Ashley joined the FTB team in November 2021 as a Wealth Strategy Associate, bringing with her 4 years of wealth management experience. She is a graduate of The Ohio State University, earning a Bachelor of Arts in Political Science with a focus in Political Economy. While completing her studies, Ashley interned at Procter and Gamble in R&D. She is currently pursuing her MBA with a concentration in finance from Miami University.

Prior to UBS, Ashley gained experience in private wealth planning, assisting with estate and business succession planning and later, pursued a specialist role at Charles Schwab in their Investor Services division. She currently holds the Series 7, 63 and Financial Paraplanner Qualified Professional (FPQP®) designation.

Ashley is a Cincinnati native and graduate of Walnut Hills High School. She enjoys going to local coffee shops, traveling with friends, and volunteering at her local church as the youth president.

Ryan first joined the FTB team in the fall 2019 as an investments intern and quickly proved himself to be an invaluable team member. Upon graduating from the University of Cincinnati with a B.S.B.A. in Finance in December 2020, he was invited to join the team full time as a Client Service Associate, supporting our financial planning and investments departments. Now, Ryan’s role has transitioned to include working more directly with clients.

In January 2023, Ryan was voted as FTB’s “player of the year”, an annual award given to one FTB team member each year who best exemplifies our team’s core values: Work ethic, integrity, service and humility. Ryan is originally from Mason, OH and is proud to call Cincinnati his home. In his free time, he enjoys exploring the city with friends, exercising, and - as a devout Cincinnati sports fan - cheering on the Reds, Bengals, and Bearcats.

Brian joined the team in 2022, bringing with him 7 years of experience in the financial industry. At FTB, he serves as both primary & associate in client relationships, and is a member of the group’s Investment Strategy Committee. Brian started his career in PNC’s Institutional Asset Management division, focusing on investment strategy & research for endowments, foundations, & corporate pension plans. He later worked with Madison Wealth Management, serving as part of their 4 person investment strategy team, with a specific focus on private market investments.

 Brian graduated Cum Laude from Miami University, and attained the Chartered Financial Analyst® (CFA®) designation in 2020. The CFA® credential is "the highest distinction in the investment management profession", per the CFA® Institute.

Joe joined the FTB team in July of 2023 as a Wealth Strategy Associate. Joe brings a background in tax consulting, with 5 ½ years experience advising clients at EY. He is a graduate of Moeller and Miami University and is a licensed CPA. Joe currently resides in Oakley with his wife Caroline and dog Tilly. Outside of work he enjoys running, golf, sand volleyball and guitar/banjo.

Mak joined the FTB team in August 2021 as a Client Service Associate. He is a graduate from Xavier University, earning a Bachelor of Science in Finance with a minor in Business Analytics. During his studies, Mak gained experience through internships with OJM Group and Cincinnati Financial Corporation. He also helped manage Xavier’s $3.5M student-led D’Artagnan Capital Fund. A native of Portland, ME, Mak now resides in Oakley. Outside of work he likes to run, rock climb, and remain active outdoors.

Mary Ann specializes in client support for the team. She has been with UBS since the start of her career in financial services in 1999. She attended Northern Kentucky University and holds her Series 7 and 66 securities licenses. Mary Ann enjoys traveling and camping with her husband, Ted and their two sons; Teddy and Michael.

Cindy brings a wealth of experience to her role as client service associate. She has been responsible for client support with FTB for 16 of her 17 years at UBS. She attended Northern Kentucky University. Cindy enjoys spending time with her family, especially her husband, Jon, and their two daughters. She is involved with breast cancer awareness fund raising.

Heather joined FTB in 2018, bringing with her 15 years of experience in customer service including 10 years in the financial industry. She is now an experienced member of our client service team. Originally from Louisville, Heather lives in the heart of Kentucky with her husband and son. Our FTB teammates describe Heather as patient, diligent and 'country sweet'.  In her free time, she regularly travels to Louisville to spend time with family or catching the latest play at the Actors Theatre of Louisville. You can also find her cheering on her favorite team, the Cincinnati Reds.

Amy joined the FTB team in August 2019, bringing with her 3 years industry experience as a business development manager at US Bank. Amy graduated from the University of Pittsburgh with a BA in Business Management with concentration in marketing and PR. Originally from Greenville PA, Amy has been living in Ohio for 5 years with her pup, Kali, and cat, Bella.

When you walk into the FTB Financial Services office, the first person you will meet is Jessica. She is the front line for our team, the smiling face greeting you as you walk in the door and the pleasant voice you hear when you call our main line. In fact, you likely interacted with Jessica before you were even a client!

As the team client relationship specialist, Jessica’s role is unique. She is responsible for scheduling over 1,000 client meetings each year. Jessica is a pro at piecing together the complicated puzzle that is our team calendar, coordinating the individual calendars of more than 20 team members. A true team player, Jessica helps keep our team running. She plans our events and seminars, working behind the scenes on the many details. She acts as our office manager, keeping our supplies in stock and handling accounts payable. FTB relies on Jessica’s creativity for those extra touches, such as the décor in the office and ideas for unique, special gifts to celebrate milestones.

Jessica has been part of the UBS family since 2003, taking on a variety of roles from HR to supporting the technology needs of the business. She joined the FTB Financial Service team in 2014 and was recognized as our team’s “player of the year” in 2017. In her free time, Jessica enjoys crafting, cooking and spending time with her husband, Dean. 

Cathy's background is in non-profit and higher education administration, with a focus on marketing, event management, operations efficiency and data analysis. She worked at the University of Cincinnati for 8 years and ArtWorks for 10 years. Cathy has an MBA and Marketing Graduate Certificate from the University of Cincinnati and a Bachelor of Fine Arts from the Art Academy of Cincinnati. She lives in Florence, KY with her daughter and rescue dog, Tinker. 

Jessica Stallo joined FTB team as a Client Service Associate in 2018, bringing with her 7 years of experience in the financial services industry. She graduated from the University of Cincinnati with a BBA in Operations Management & holds her Series 6, 63, & Life & Health Insurance License. Jessica lives in Oakley with her husband Sean, their son Harry, daughter Maeve & dog Bella.

CK joined the team as a Client Service Associate in 2022. Originally from Pune, India, CK came to the United States to study Engineering at the University of Cincinnati, where he is currently completing a PhD in Materials Science. While at UC, he worked for 9 years as a graduate assistant in the UC School of Human Services, gaining experience in many aspects of school and business administration. Interested in exploring career options outside of engineering where his strong analytical skillset would be an asset, CK was introduced to the FTB team. He is excited to now begin a new career in the financial industry.

Ethan began his tenure at FTB as an intern, proving himself to be an invaluable member of the team. Upon graduating, he was offered a full time position and joined the team full time in May of 2023 as a Client Service Associate. Ethan is a graduate from Xavier University earning a Bachelor of Science in Finance. During his studies, Ethan gained experience by being apart of the Xavier Men’s Swimming and helped manage Xavier’s $5M student led D’Artagnan Capital Fund. In 2024, Ethan earned the CERTIFIED FINANCIAL PLANNER (CFP) designation.  A native of Valparaiso, IN Ethan currently resides in Mt. Adams. Outside of work he likes to swim, run, and enjoys playing golf.    

Molly joined the team in 2022 as a business development specialist. Molly is a graduate of the University of Kentucky where she received her bachelor’s degree in economics. During her time at UK, she interned with UBS at the Lexington location for two years where she developed her passion for wealth management. After college, Molly worked at Protective Life as an annuity external wholesaler and lived in Birmingham, AL for three years. She is excited to return to Cincinnati with her two-year-old golden doodle, Lilly.

Ke’Ziah joined the FTB Financial Services team in 2023 as a Client Service Associate. She brings with her more than two years of financial service experience and the completion of the SIE, series 7, and 63 industry exams. She also holds a B.A. in communications studies from Thomas More University. Prior to UBS, Ke'Ziah gained experience at Fidelity Investments as a stock plan associate. She is thrilled to be a part of the team where she can enhance her skills to proudly serve our clients and provide support to our financial advisors.

Samantha joined the FTB team in 2024 as a Client Service Associate, bringing with her valuable experience from other areas of UBS. Samantha began her career in 2020 at the UBS Wealth Advice Center based out of Charlotte, NC. She later transferred to Hunt Valley, Maryland where she gained valuable experience as a Client Associate. Relocating once again to the tri-state area in 2024, Samantha looks forward to bringing her experience and high quality service to FTB clients. 

Samantha holds a degree in Business Administration from Saint Mary’s College of Notre Dame. She currently resides in Covington, KY and in her free time, she likes to read, cook, try new restaurants, and visit her family in her hometown Raleigh, NC.

Zoe grew up in Cincinnati and is a graduate from Miami University. Early in her career, Zoe gained experience in financial services at Merrill Lynch. She joined UBS in 2022 working closely with branch and market leaders. There, she quickly gained a reputation for her work ethic and attention to detail. In January 2024, she joined the FTB team to work more closely with clients.  

Ethan joined FTB Financial Services in 2024 as a Client Service Associate. Originally from Cleveland, Ethan graduated from Xavier University with a bachelor’s degree in Finance. While at Xavier, Ethan was part of the D’Artagnan Capital Fund and focused on the Real Estate sector.  In his free time, he loves to spend time with family, friends, working out, playing sports, and walking his two golden retrievers.