Tailored wealth advice

Professional guidance that helps inspire confidence

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

Start the planning conversation

Timothy Nowak

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AR
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- PR
- SC
- TX
- VA
- VT
- WI
Timothy began his career at Merrill Lynch Wealth Management, where he built a strong foundation in investment strategies and client-focused financial planning. In 2019, he joined Steel Ridge Advisors as a Partner and Financial Advisor, expanding his expertise in serving high and ultra-high net worth clients.

In 2024, Timothy co-founded The Fitzgerald Nowak Group at UBS, a team dedicated to delivering sophisticated financial solutions for corporate executives, business owners, and multi-generational families. His approach emphasizes personalized strategies, transparency, and long-term planning to help clients achieve their financial goals.

Areas of Expertise:
- Comprehensive Financial Planning
- Investment Strategy & Portfolio Management
- Retirement & Estate Planning
- Risk Management & Tax-Efficient Solutions
- Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2026The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.
Financial planning

Investing

Custom portfolios

Asset allocation

Retirement planning

Equity plans

58 South Service Road
Suite 310
Melville, NY 11747

timothy.nowak@ubs.com

Timothy Nowak

58 South Service Road,Melville,NY,11747
Megan Kaplan

Associate Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- PR
- SC
- TX
- VA
- VT
- WI
Megan joined UBS in 2024 as a Senior Wealth Strategy Associate. She prides herself on delivering exceptional client service and works closely alongside the team to support comprehensive financial planning and portfolio creation tailored to each client’s goals. Megan takes a thoughtful, proactive approach to addressing client needs, no matter how complex, and is committed to building strong, long-term client relationships.

Megan earned her bachelor’s degree from Siena College and holds a Master’s degree from Long Island University. She currently maintains FINRA Series 7 and Series 66 securities registrations.

Areas of Expertise
- Collaborative financial planning and portfolio construction
- Client relationship management and service excellence
- Portfolio servicing and investment coordination
- Client onboarding, account maintenance, and operational support
58 South Service Road
Suite 310
Melville, NY 11747

megan.kaplan@ubs.com

Megan Kaplan

58 South Service Road,Melville,NY,11747
Ines Luces

Registered Client Associate
View bio
- AL
- AR
- AZ
- CA
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- PA
- PR
Ines Luces joined UBS in 2024 as a Registered Client Service Associate, bringing more than 30 years of experience in the investment industry and a decade of advanced compliance expertise. She specializes in client service and operations, ensuring seamless support and exceptional experiences for clients.

Her career spans respected financial institutions including Comprehensive Financial, Julius Baer, MetLife, and most recently Steel Ridge Advisors. Ines holds FINRA Series 6 and 63 securities registrations and is dedicated to delivering outstanding service while maintaining the highest regulatory standards. Her deep industry knowledge and commitment to excellence make her a trusted resource for clients and colleagues alike.

Areas of Expertise
- Complex account administration and maintenance
- Client service and operational excellence for high‑net‑worth relationships
- Regulatory oversight and compliance support
- Coordination of account openings, transfers, and ongoing service needs
- Process management to ensure accuracy, efficiency, and responsiveness
58 South Service Road
Suite 310
Melville, NY 11747

ines.luces@ubs.com

Ines Luces

58 South Service Road,Melville,NY,11747
Brandon Marohn

Registered Client Associate
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- PR
- SC
- TX
- VA
- VT
- WI
Brandon is currently a Client Service Associate and is the most recent addition to the team joining in 2026. With excellent communication skills and an attention to detail, Brandon ensures that clients have an exceptional experience.

Graduating from Quinnipiac University with a BS in Finance, he brings a solid understanding of financial markets, investment products and the UBS platform allowing him to assist with any needs that may arise. Known for responsiveness and reliability, he builds strong relationships with clients by providing timely updates, resolving inquiries and maintaining the highest level of service.

With having recently passed both the Series 7 and Series 66 he is committed to continuous learning and professional growth. Brandon stays current on industry developments and best practices to support both clients and the advisory team.
58 South Service Road
Suite 310
Melville, NY 11747

brandon.marohn@ubs.com

Brandon Marohn

58 South Service Road,Melville,NY,11747

Timothy Nowak

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AR
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- PR
- SC
- TX
- VA
- VT
- WI
Timothy began his career at Merrill Lynch Wealth Management, where he built a strong foundation in investment strategies and client-focused financial planning. In 2019, he joined Steel Ridge Advisors as a Partner and Financial Advisor, expanding his expertise in serving high and ultra-high net worth clients.

In 2024, Timothy co-founded The Fitzgerald Nowak Group at UBS, a team dedicated to delivering sophisticated financial solutions for corporate executives, business owners, and multi-generational families. His approach emphasizes personalized strategies, transparency, and long-term planning to help clients achieve their financial goals.

Areas of Expertise:
- Comprehensive Financial Planning
- Investment Strategy & Portfolio Management
- Retirement & Estate Planning
- Risk Management & Tax-Efficient Solutions
- Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2026The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.
Financial planning

Investing

Custom portfolios

Asset allocation

Retirement planning

Equity plans

58 South Service Road
Suite 310
Melville, NY 11747

timothy.nowak@ubs.com

Timothy Nowak

58 South Service Road,Melville,NY,11747
Megan Kaplan

Associate Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- PR
- SC
- TX
- VA
- VT
- WI
Megan joined UBS in 2024 as a Senior Wealth Strategy Associate. She prides herself on delivering exceptional client service and works closely alongside the team to support comprehensive financial planning and portfolio creation tailored to each client’s goals. Megan takes a thoughtful, proactive approach to addressing client needs, no matter how complex, and is committed to building strong, long-term client relationships.

Megan earned her bachelor’s degree from Siena College and holds a Master’s degree from Long Island University. She currently maintains FINRA Series 7 and Series 66 securities registrations.

Areas of Expertise
- Collaborative financial planning and portfolio construction
- Client relationship management and service excellence
- Portfolio servicing and investment coordination
- Client onboarding, account maintenance, and operational support
58 South Service Road
Suite 310
Melville, NY 11747

megan.kaplan@ubs.com

Megan Kaplan

58 South Service Road,Melville,NY,11747
Ines Luces

Registered Client Associate
View bio
- AL
- AR
- AZ
- CA
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- PA
- PR
Ines Luces joined UBS in 2024 as a Registered Client Service Associate, bringing more than 30 years of experience in the investment industry and a decade of advanced compliance expertise. She specializes in client service and operations, ensuring seamless support and exceptional experiences for clients.

Her career spans respected financial institutions including Comprehensive Financial, Julius Baer, MetLife, and most recently Steel Ridge Advisors. Ines holds FINRA Series 6 and 63 securities registrations and is dedicated to delivering outstanding service while maintaining the highest regulatory standards. Her deep industry knowledge and commitment to excellence make her a trusted resource for clients and colleagues alike.

Areas of Expertise
- Complex account administration and maintenance
- Client service and operational excellence for high‑net‑worth relationships
- Regulatory oversight and compliance support
- Coordination of account openings, transfers, and ongoing service needs
- Process management to ensure accuracy, efficiency, and responsiveness
58 South Service Road
Suite 310
Melville, NY 11747

ines.luces@ubs.com

Ines Luces

58 South Service Road,Melville,NY,11747
Brandon Marohn

Registered Client Associate
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IL
- MA
- MD
- ME
- MO
- NC
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- PA
- PR
- SC
- TX
- VA
- VT
- WI
Brandon is currently a Client Service Associate and is the most recent addition to the team joining in 2026. With excellent communication skills and an attention to detail, Brandon ensures that clients have an exceptional experience.

Graduating from Quinnipiac University with a BS in Finance, he brings a solid understanding of financial markets, investment products and the UBS platform allowing him to assist with any needs that may arise. Known for responsiveness and reliability, he builds strong relationships with clients by providing timely updates, resolving inquiries and maintaining the highest level of service.

With having recently passed both the Series 7 and Series 66 he is committed to continuous learning and professional growth. Brandon stays current on industry developments and best practices to support both clients and the advisory team.
58 South Service Road
Suite 310
Melville, NY 11747

brandon.marohn@ubs.com

Brandon Marohn

58 South Service Road,Melville,NY,11747

Defining your priorities. Pursuing what matters.

Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

House View Monthly

A leading global wealth manager

UBS Wealth Way

Wealth from your point of view

An approach that works for your entire financial life
Our framework is designed to help you turn your possibilities into a plan. It starts with questions and a conversation to uncover everything that's important to you—beyond your money and wealth. Then, we organize your financial life in a way that gives you confidence you’ll have what you need—when you need it.

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$7 trn

UBS Group invested assets
As of 12/31/2025

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Tailored wealth advice

Timothy Nowak

Megan Kaplan

Ines Luces

Brandon Marohn