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• Skiing Enthusiast, Improving Surfer, and Triathlete (Retired. Maybe)
• Los Gatos United Club Director and Board Chair
• Former Los Gatos Education Foundation Board of Directors
• Los Gatos Little League Volunteer Coach
• Ohio Native
• Marietta College Board of Trustees 

California Insurance License #0D97510     UBS Financial Services, Inc. Insurance Agency Inc. License UBS#0512985

• Forbes Best-in-State Wealth Advisors, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• NAPA Top DC Advisor Teams, 2022, 2024, 2025, 2026The NAPA rating is awarded annually in March based on information from December of the prior year.

• Marietta College, B.A. Business Administration and Management
• Golden Gate University, MBA, Management

• Portfolio Manager

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Joe Galbraith is a Senior Vice President and Financial Advisor at UBS. For more than 15 years, he has advised institutions and high net worth families, helping them navigate complex financial decisions through disciplined planning and institutional-quality investment advice.

Today, Joe manages more than $1 billion in client assets. He advises clients through sophisticated financial planning and a long-term investment process modeled after the institutional consulting practice. Many of his clients are business owners, founders, corporate executives, and nonprofit leaders who benefit from advice on both personal and corporate matters.

Joe has found the most rewarding part of his work is developing deep relationships with the clients he serves and working with the entire family to guide wealth across generations. By understanding his clients' goals, concerns, values, and family dynamics, Joe can provide more thoughtful guidance and help all family members make confident financial decisions.

In addition to his advisory practice, Joe served for five years in leadership roles within UBS management, including as Branch Manager of the San Mateo office from 2016 to 2019. In 2018, he was recognized as a member of the firm's Leadership Council. His leadership experience provides unique insight into the breadth of UBS resources and enables him to connect clients with specialized expertise across the firm.

Joe is especially proud of the client service-focused team he has built alongside Teddy, Erin, River, and Gisselle. He believes a collaborative, team-based approach creates continuity, depth of expertise, and a premium experience for clients and their families.

Originally from the Pacific Northwest, Joe graduated from Santa Clara University, where he was a Division I tennis player and earned a degree in Finance. He currently lives in Mill Valley and enjoys tennis, golf, skiing, and spending time with his wife and two daughters.

• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.
• NAPA Top 100 Retirement Plan Advisors Under 40, 2022, 2023The NAPA rating is awarded annually in November based on information from September of the award year.
• NAPA Top DC Advisor Teams, 2021, 2022, 2024, 2025, 2026The NAPA rating is awarded annually in March based on information from December of the prior year.

• Santa Clara University, B.S. Finance
• Santa Clara University, B.S. Finance

• Institutional Consultant, UBS Institutional Consulting Program
• Senior Retirement Plan Consultant
• Chartered Retirement Plans Specialist

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Teddy van der Velden is a Financial Advisor and Senior Retirement Plan Consultant at UBS, where he has spent the past decade helping successful individuals, families, business owners, and corporate retirement plan sponsors make confident financial decisions.

As a CERTIFIED FINANCIAL PLANNER™ (CFP®), he advises clients on all aspects of their wealth so they can focus on doing the things they love.

His approach integrates investment management, cash flow planning, tax-efficient strategies, and private investments. He serves as a single point of contact, coordinating with specialists across estate planning, philanthropy, lending, and other disciplines to deliver a fully aligned wealth strategy.

Teddy is deeply committed to delivering an exceptional client experience and believes the strongest relationships are built on trust, transparency, and consistent communication. He takes pride in building lasting relationships and is passionate about helping clients preserve, grow, and thoughtfully transfer their wealth across generations.

In addition to advising private clients, Teddy is a nationally recognized Senior Retirement Plan Consultant, partnering with corporations, nonprofit organizations, and business owners to design and oversee retirement plans around the country. His expertise includes fiduciary governance, investment menu construction and monitoring, fee benchmarking, plan design optimization, and participant education.

Teddy joined UBS as an intern at the age of 19 and has since dedicated his career to serving clients with integrity, professionalism, and personalized advice. Originally from Mercer Island, Washington, Teddy earned a Bachelor of Science in Finance from Santa Clara University, where he now serves on the Alumni Association Board of Directors.

Teddy and his family live in San Francisco and love visiting Sonoma and Lake Tahoe. He enjoys golfing, playing basketball, and is passionate about health and fitness.

• NAPA Top DC Advisor Teams, 2022, 2024, 2025, 2026The NAPA rating is awarded annually in March based on information from December of the prior year.
• PLANADVISER Top Retirement Plan Advisers, 2026The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.

• Santa Clara University, B.S. Finance and Management Information Systems

• Senior Retirement Plan Consultant
• CERTIFIED FINANCIAL PLANNER
• Chartered Retirement Plans Specialist

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Dominique Clements is a Senior Wealth Strategy Associate with UBS’s Peninsula Financial Group, where she partners with financial advisors and client service professionals to help deliver comprehensive wealth management solutions for clients.

In her role, Dominique works closely with advisors, clients, and internal specialists to support the development and implementation of personalized wealth management strategies for individuals and families. She helps coordinate all aspects of the wealth planning process, leveraging UBS’s extensive resources to assist with investment strategy, retirement planning, estate and legacy planning, philanthropic planning, and other financial matters. 

Dominique joined UBS in 2019 and brings a strong analytical foundation to her work, with a degree in Actuarial Mathematics from UCLA. Known for her analytical approach and attention to detail, Dominique is committed to helping ensure clients receive thoughtful, customized guidance aligned with their long-term financial goals.

Outside the office, Dominique enjoys staying active through cycling, weightlifting, walking, and hiking. She is also an avid football fan and can often be found cheering on the San Francisco 49ers.

• UCLA, B.S. Actuarial Mathematics

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Maria is a Senior Wealth Strategy Associate with UBS’s Peninsula Financial Group, where she plays an integral role in cultivating and maintaining client relationships.

Since joining UBS in 2017, she’s become well-versed in the ins and outs of operations, working closely with clients to assist in any way possible and ensuring a seamless experience for everyone involved.

In addition to her professional work, Maria is deeply engaged in her community and passionate about advancing diversity, equity, and inclusion. She is a Latino Board Leadership Academy Fellow (Class XV), a member of the UBS All Bar None Women Focus Group, and a volunteer with the San Jose Police VOLT program. As a Spanish speaker and translator, she is committed to making financial guidance more accessible to a broader community.

Maria earned her Bachelor of Arts in Environmental Economics and Policy from the University of California, Berkeley.

Outside of the office, she enjoys spending time with her family and friends.

• UC Berkeley, B.A. Environmental Economics and Policy

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Erin Adams is a Registered Client Associate with UBS’s Peninsula Financial Group where she plays a central role in delivering a high-quality client experience. She supports all aspects of the team’s operations, ensures that day-to-day processes run efficiently, and provides attentive, detail-oriented service to clients.

Erin joined UBS in 2022, following her experience as a Financial Planning Analyst at Ameriprise Financial. Her strong focus on organization, responsiveness, and execution helps ensure that clients receive consistent, thoughtful support.

A graduate of Wittenberg University, Erin earned a Bachelor of Arts in Finance and Economics, graduating Summa Cum Laude. She was a member of the university’s women’s golf team all four years of college.

Originally from Shaker Heights, Ohio, Erin now resides in Burlingame. Outside of the office, she enjoys an active lifestyle that includes golf, skiing, hiking, rock climbing, and travel. She is also a former World Irish Dance Champion!

• Wittenberg University, B.A. Finance and Economics

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Ed Littmann is a Senior Wealth Strategy Associate who leads Peninsula Financial Group's investment strategy and alternative investments efforts. He plays a key role in evaluating investment partners, portfolio construction, and enhancing overall investment processes.

Ed brings over two decades of experience across hedge funds, private investments, and equity research. Most recently, he has provided consulting and independent director services to long-only and alternative asset strategies. Prior to that, he served as COO of a long/short China equity fund and spent over a decade at Mesirow Advanced Strategies, where he was responsible for manager selection, portfolio construction, and hedge fund research. Earlier in his career, he worked in equity research at William Blair, private investing at a family office, and audit at PricewaterhouseCoopers.

Ed holds a BS in Accounting from Purdue University and an MBA from the University of Chicago. He is both a CFA charterholder and a CPA. Based in Bend, Oregon, he is a Midwestern native and an avid distance runner and skier.

Becky Lavelle is a Team Administrator with UBS’s Peninsula Financial Group, where she supports the team’s scheduling, meeting prep, client experience, sponsorships, events, and assisting with daily operations.

Becky joined UBS in 2021, bringing with her a strong foundation of discipline and teamwork shaped through her career as a professional athlete. A former professional triathlete and 2008 U.S. Olympic Team alternate, Becky also earned All-American honors as an NCAA swimmer and was a Southeastern Conference (SEC) Champion during her time at Louisiana State University.

In addition to her professional responsibilities, Becky is deeply committed to giving back. She is a co-founder of Jenny’s Light (in honor of her late twin sister), a nonprofit dedicated to raising awareness and support for maternal mental health, and she has served as Race Director for both the Jenny’s Light Run and the Run for Rio since 2009.

Originally from Minnesota, Becky earned her Bachelor of Science in Kinesiology from Louisiana State University. She meet her husband Brian in 2000, moved to CA and currently resides in Aptos with her family of 4 (daughter Caitlin and son Evan). She loves to hike and run, spend time on the beach with her family and watch her kids compete in sports.

• Louisiana State University, B.S. Kinesiology

Hayden Zadel is a Client Associate with UBS’s Peninsula Financial Group. As team operations lead, she supports the team in all aspects of operations, ensuring day-to-day processes run efficiently while providing attentive service to clients.

Hayden joined the team in 2024, following her previous experience working in sales at tech startup, Graphite. 

Hayden graduated from University of San Diego with a degree in International Relations. Originally from Los Gatos, California, she currently lives in San Francisco.

Outside of the office, Hayden enjoys many hobbies including skiing, hiking, traveling, open water swimming, and formerly competed on the international show jumping circuit with horseback riding. 

• University of San Diego, International Relations

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River Kisler is a Registered Client Associate with UBS’s Peninsula Financial Group. In his role, River helps ensure the team’s operations run smoothly while contributing to both the wealth management and retirement plan businesses.

River joined the team full-time in 2025 after previously interning with the group during his time in school. He has expertise across all facets of the business, with an emphasis on operational excellence and delivering a seamless client experience. River helps oversee investment reporting and analysis, and retirement plan committee administration and processes.

River graduated from Santa Clara University with a degree in Finance. Originally from the Olympic Peninsula in Washington State, he now lives in San Francisco.

Outside of the office, River enjoys reading, staying active, and spending as much time as possible in the outdoors.

• Santa Clara University, Finance

Gisselle Santiago is a Client Associate with UBS’s Peninsula Financial Group, where she supports client relationships and daily operations to help deliver a seamless and efficient client experience.

Gisselle joined the Peninsula Financial Group in 2026 after earning her bachelor's degree in Finance from San Francisco State University. Prior to joining UBS, she worked as a Personal Banker at Wells Fargo, where she partnered closely with clients to understand their financial needs and build long-lasting relationships. Fluent in Spanish, Gisselle is well-positioned to serve a diverse range of clients and provide personalized support.

Originally from Hayward, California, Gisselle currently resides in Daly City. Outside of the office, she enjoys salsa dancing, playing volleyball, and spending time with her family.

• San Francisco State University, Finance

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Retired

Rich Gamboa retired in 2025 after more than four decades in the wealth management industry. Throughout his career, he specialized in retirement planning, estate planning strategies, and retirement plan consulting for high net worth individuals, families, business owners, and institutions.

A graduate of Stanford University with a degree in Economics, Rich built a reputation for providing thoughtful guidance and personalized service. He founded the Gamboa Galbraith Wealth Management Group (which went on to become Peninsula Financial Group) in 2014 and played a key role in establishing the team's client focused approach and lasting culture.

In retirement, Rich enjoys playing music, tennis, and enjoying time with his family.

• Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• NAPA Top DC Advisor Teams, 2021, 2022, 2024, 2025, 2026The NAPA rating is awarded annually in March based on information from December of the prior year.