Executive wealth management

Offering integrated management of assets and liabilities

We are well-positioned to help executives of public and private companies by providing integrated financial guidance and a robust suite of investment solutions. We can help you with key issues around a broad array of professional situations.

Specialty services for stock option planning and execution

With complicated equity award packages, executives and employees need specific guidance. We provide customized services, including:

• Stock option exercise strategies
• Single stock risk management
• Wealth transfer and philanthropic planning

10b5-1 restricted stock

Understanding that executives and insiders face regulatory challenges buying and selling stock, we will help formulate a written, predetermined and systematic 10b5-1 trading plan that satisfies liquidity needs in an efficient and compliant manner.

We provide services and outstanding security for the full spectrum of plans:

• Employee Stock Purchase Plans (ESPPs: 423 and non-423)
• Stock Appreciation Rights (SARs)
• Financial reporting services
• Performance Awards (PSAs/PSUs)

Executive banking and lending

We offer a range of services, including cash management alternatives, consolidated monthly statements, electronic funds transfer, debit/credit cards, concierge services and more. Our specialized lending capabilities include residential mortgages, unsecured loans and loans secured by marketable securities, real estate, yachts, ranches and art collections.

_{Credit and lending services are provided by banking affiliates of UBS Financial Services Inc. and are subject to credit approval.}

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

When it comes to planning for important goals, staying ahead of changing tax legislation can help you keep on track. Now is a good time of year to get on top of your planning, especially in light of upcoming potential tax law changes.

As a UBS client, you get the insights and advice of a global wealth manager with the convenience of cash management from UBS Bank USA. You’ll have quick access to manage accounts, make deposits, access funds, make transfers and payments and earn competitive yields through our UBS Bank USA Core Savings.