How can you pursue what matters most?

Architect in studio

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Ashraf

    Ashraf Elghandour

    First Vice President–Wealth Management

    Financial Advisor

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    • FL
    • GA
    • IL
    • MN
    • NC
    • NJ
    • NY
    • PA
    • SC
    • TX
    • VA

    Ashraf’s career in the financial services industry spans more than 30 years. He joined UBS in 2012 after a stint at Morgan Stanley Smith Barney, where he acted in the capacity of Branch Assistant Manager and Sales Manager, responsible for hiring and training over 25 financial advisors. He began his career as an accountant with a Fortune 50 company and rose very quickly through the managerial ranks to become a Treasurer/Chief Financial Officer of a subsidiary of American Express. After several years of successfully co-managing and growing the subsidiary to over $1 billion in assets, he was promoted to the position of Director of Investor Relations for American Express.

    While pursuing his career goals, Ashraf also pursued his M.B.A. in finance. As a Financial Advisor, with a practice that focused on businesses and high net worth clients, he was able to use his extensive financial experience and his ability to educate and help clients achieve their financial goals. He is also a Certified Retirement Plans SpecialistSM and focuses on helping businesses develop and structure retirement plans that are designed to simultaneously augment their growth, while providing a comprehensive benefit package to employers and employees alike.

          500 Campus Drive
          Florham Park, NJ 07932
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          Vera Lotocky

          Senior Client Associate

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                  500 Campus Drive
                  Florham Park, NJ 07932

                Focus on liquidity management

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                Legacy—Wealth for others

                For needs that go beyond your own—to help you improve the lives of others

                What will your legacy be?
                It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

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