Your life. Your wealth. Your future.

Pursue what matters most

Generational Family on Beach

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

Team Pic 3.31.2023

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Jerry-Hornowski

    Jerry Hornowski

    Senior Vice President–Wealth Management

    Market Director

    • image
    • image
    • AL
    • AZ
    • CA
    • CO
    • CT
    • DE
    • FL
    • GA
    • ID
    • IL
    • IN
    • LA
    • MA
    • MD
    • MI
    • NC
    • NY
    • OH
    • OR
    • PA
    • SC
    • SD
    • TN
    • TX
    • UT
    • VA
    • VT

    The founder of the Charlotte Street Wealth Partners, Jerry has over 40 years of experience in serving and managing the wealth of high net worth families. He began his career with Merrill Lynch as a Financial Advisor in 1979 then worked as an Advisor and Branch Manager with Smith Barney for 17 years. For the last 22 years, he has been a Senior Vice President and Market Director with UBS Financial Services in Asheville, NC.

    An Asheville native, Jerry graduated from the University of Tennessee, in 1979 with a Bachelor of Science in Business. Jerry has 2 children, Ashley and Ben and enjoys spending time in Charleston, SC.

      • University of Tennessee, Bachelor of Science in Business: 1979
        138 Charlotte Street
        Asheville, NC 28801
        ashley.h.schaper@ubs.com
        Jerry Hornowski
        138 Charlotte Street,Asheville,NC,28801
      • Ashley 9.2023

        Ashley Schaper, CFP®

        Authorized Officer

        Financial Advisor

        • image
        • image
        • AL
        • AZ
        • CA
        • CO
        • CT
        • DE
        • FL
        • GA
        • ID
        • IL
        • IN
        • LA
        • MA
        • MD
        • MI
        • NC
        • NY
        • OH
        • OR
        • PA
        • RI
        • SC
        • SD
        • TN
        • TX
        • VA
        • VT
        • WA

        Ashley joined UBS in 2018 as a Wealth Strategy Associate in Charlotte, NC, focused on serving high net worth clients within Private Wealth Management. Prior to UBS, she worked at The Vanguard Group in Charlotte, NC, where she assisted clients with their investment needs. In 2022, Ashley relocated to Asheville, NC and joined the Charlotte Street Wealth Partners. Ashley graduated from North Carolina State University with a Bachelor of Science in Business and Bachelor of Arts in International Studies. Ashley and her husband, Lukas, enjoy spending time with friends and family and their two dogs, Moose and Lulu.

          • North Carolina State University, Bachelor of Science in Business Administration
          • North Carolina State University, Bachelor of Arts in International Studies
          • CERTIFIED FINANCIAL PLANNER™
          138 Charlotte Street
          Asheville, NC 28801
          ashley.h.schaper@ubs.com
          Ashley Schaper, CFP®
          138 Charlotte Street,Asheville,NC,28801
        • Karyn-Laughrun Sep 2023

          Karyn Laughrun

          Wealth Management Associate

          • image
          • image
          • AL
          • FL
          • GA
          • IL
          • MD
          • NC
          • SC
          • TN
          • TX

          Karyn has been in the securities industry since 1991 and assistant to Bob Douglas since 1993. She first started with D.A. Davidson in Great Falls, MT before migrating to Asheville, NC. She joined UBS in 2013 after working at A.G. Edwards and BB&T/Scott & Stringfellow.

          Karyn holds the Series 7, 9, 10, 63  & 65 licenses. She expands her knowledge by taking continuing education courses, learning new processes (such as Financial Goal Analysis) and staying current with client needs and goals.

          She and her husband (both USAF veterans) enjoy living in NC with their German Shepard, Koa, When not working, they can often be found spending time with their three children and five grandchildren in Alabama, Western NC and Hawaii where her son is currently stationed with the USAF.

                138 Charlotte Street
                Asheville, NC 28801
                karyn.laughrun@ubs.com
                Karyn Laughrun
                138 Charlotte Street,Asheville,NC,28801

              Connecting you to the deep resources of UBS

              By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

              Outlook on interest rates

              Tree

              UBS and Credit Suisse—stronger than ever

              Why does A.I. in space matter?

              Global Wealth Report 2024

              Crafted wealth intelligence

              Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

              Gain additional insights into the trends shaping wealth in the US and around the world.

              Download the report

              A leader in wealth management

              Backed by the strength of our parent company, UBS AG

              $5.8+ trn

              UBS Group invested assets
              As of 03/31/2024

              51 countries

              Our global footprint

              Global leader

              UBS is a leading and truly global wealth manager

              Insights