Experience. Advice. Collaboration.

Planning for your family’s entire financial needs

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With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Sound Guidance

Asheville Location - 138 Charlotte Street Asheville NC, 28801

Charlotte Location - 13024 Ballantyne Corporate Place Charlotte, NC 28277


  • Jerry-Hornowski

    Jerry Hornowski

    Senior Vice President–Wealth Management

    Branch Manager

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    • AL
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    • DC
    • DE
    • FL
    • GA
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    • LA
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    • MD
    • MI
    • NC
    • ND
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    • OH
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    • RI
    • SC
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    The founder of the Charlotte Street Wealth Partners, Jerry has over 30 years of experience in serving and managing the wealth for high net worth families.   He began his career with Merrill Lynch as a Financial Advisor in 1979. He also worked as an Advisor and Branch Manager with Smith Barney for 17 years and, for the last 12 years, has been a Senior Vice President and Branch Manager for UBS Financial Services in Asheville, NC and Mount Pleasant, SC.

    An Asheville native, Jerry graduated from the University of Tennessee, in 1979 with a Bachelor of Science in Business.  Jerry has 2 children, Ashley and Ben and lives in Asheville, NC but enjoys spending time in Charleston, SC.

      • University of Tennessee, Bachelor of Science in Business: 1979
        138 Charlotte Street
        Asheville, NC 28801
      • Gray Howard

        Gray Howard

        First Vice President–Wealth Management

        Senior Portfolio Manager

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          Gray joined UBS Financial Services Inc. in 2020 after serving clients at both Morgan Stanley and Ameriprise Financial. He has over a decade of experience advising business owners and high net worth clients with their wealth and investment management needs.  He is also accredited with the Senior Portfolio Manager designation and is the lead portfolio manager for the Charlotte Street Wealth Partners proprietary equity and fixed income strategies

          Gray graduated from The Walker College of Business at Appalachian State University with a BS in Finance and a concentration in Financial Planning. Gray is the past president of the Charlotte Kiwanis Club, the past Treasurer for St. Luke's Lutheran Church, and sits on the Professional Advisory Cabinet for the Foundation For The Carolinas.

          Gray lives in Charlotte with his wife, Amanda, and their two children, Katie and Keever.

            • Walker School of Business, Appalachian State University, BS in Business Finance
            • Senior Portfolio Manager
            13024 Ballantyne Corporate Place
            Ste 650
            Charlotte, NC 28277
          • Bob-Douglas

            Bob Douglas

            Senior Vice President–Wealth Management

            Financial Advisor

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            • NC
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            Bob has over 30 years of experience in the financial services industry with a  focus on asset allocation and tactical management strategies that adjust to ever-changing  market conditions.   

            As he and many of his clients have "matured together," Bob is increasingly focused on retirement income planning and intergenerational wealth transfer.

            Prior to joining UBS in 2013, Bob opened and managed offices in  the Asheville area for AG Edwards & Sons, Inc. in 1988 and for BB&T/Scott & Stringfellow in 2003.

            Bob earned his Bachelor's Degree in Political Science at Auburn University and he completed the CFP Professional Education Program through The College for Financial Planning. He and his wife, Nancy Leigh, have three grown children and divide their time between Asheville and Reynolds Plantation.

              • Auburn University, Bachelor's Degree in Political Science
              • The College for Financial Planning, CFP Professional Education Program
              • Wealth Advisor
              138 Charlotte Street
              Asheville, NC 28801
            • Hilary Miller

              Hilary Miller

              Financial Advisor

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              • CA
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              • NC
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              • VA

              Hilary has worked in the wealth management industry since 2013. Originally from Jacksonville, Florida, Hilary graduated from Auburn University with a Bachelor of Science in Business. She began her career in Charlotte with Wells Fargo Advisors and has since served clients at Merrill Lynch and Morgan Stanley. Hilary joined Charlotte Street Wealth Partners as the Wealth Strategy Associate in 2020.

                • Auburn University, Bachelor of Science in Business: 2013
                  13024 Ballantyne Corporate Pl.
                  Suite 650
                  Charlotte, NC 28277
                • Ashley

                  Ashley Schaper

                  Authorized Officer

                  Financial Advisor

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                  • MD
                  • MI
                  • NC
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                  • NJ
                  • NY
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                  • PA
                  • RI
                  • SC
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                  Ashley joined UBS in 2018 as a Wealth Strategy Associate in Charlotte, NC, focused on serving high net worth clients within Private Wealth Management. Prior to UBS, she worked at The Vanguard Group in Charlotte, NC, where she assisted clients with their investment needs. In 2022, Ashley relocated to Asheville, NC and joined the Charlotte Street Wealth Partners serving clients in their Asheville location. Ashley graduated from North Carolina State University with a Bachelor of Science in Business and Bachelor of Arts in International Studies. Ashley and her husband, Lukas, enjoy spending time with friends and family and their two dogs, Moose and Lulu.

                        138 Charlotte Street
                        Asheville, NC 28801
                      • Karyn-Laughrun

                        Karyn Laughrun

                        Wealth Management Associate

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                        • FL
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                        Karyn has been in the securities industry since 1991 and assistant to Bob Douglas since 1993. She first started with D.A. Davidson in Great Falls, MT before migrating to Asheville, NC. She joined UBS in 2013 after working at A.G. Edwards and BB&T/Scott & Stringfellow.

                        Karyn holds the Series 7, 9, 10, 63  & 65 licenses. She expands her knowledge by taking continuing education courses, learning new processes (such as Financial Goal Analysis) and staying current with client needs and goals.

                        She and her husband  (both USAF veterans) have 3 grown children and 3 grandchildren – a daughter in Alabama raising 2 children, a son proudly serving in the USAF in Hawaii (with wife and newest grandchild-to-be), and youngest son, a 2020 college graduate from Appalachian State University.

                              138 Charlotte Street
                              Asheville, NC 28801

                            Connecting you to the deep resources of UBS

                            By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

                            The Year Ahead - Sustainable Investing

                            Retirement planning

                            Retirement planning

                            Multigenerational planning

                            Multigenerational planning

                            Legacy—Wealth for others

                            For needs that go beyond your own—to help you improve the lives of others

                            What will your legacy be?
                            It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                            Learn more at ubs.com/wealthway.

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                            As of 06/30/2022

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