Let's move forward. Together.

We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Robert Devaney, CRPC

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CO
- CT
- FL
- GA
- IL
- IN
- KS
- KY
- MA
- MD
- ME
- NC
- NH
- NJ
- NY
- OH
- PA
- PR
- SC
- TX
- UT
- VA
- WI
Bob is a Chartered Retirement Planning Counselor with over 27 years of experience in the financial services industry. He takes pride in being able to help individuals and families manage their investments, navigate the complexities of modern financial life, with a view to their long-term objectives. In creating an investment plan for your important life goals, he utilizes a disciplined approach to managing risk while balancing growth and preservation over time. Bob’s portfolio management anchors investment ideas and strategies in a deep understanding of all you want to accomplish, as well as, timely research insights and market trends. He crafts financial solutions and strategies for our diverse client base, providing insight, and proven value to help clients get the big decisions right.
- Forbes Best-in-State Wealth Advisors, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Chartered Retirement Planning Counselor
109 North Avenue
2nd Floor
Westfield, NJ 07090

robert.devaney@ubs.com

Robert Devaney, CRPC

109 North Avenue,Westfield,NJ,07090
Richard Coltrera, CFP

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- CT
- FL
- GA
- IL
- IN
- KS
- KY
- MA
- MD
- ME
- NC
- NH
- NJ
- NY
- OH
- PA
- PR
- SC
- TX
- UT
- VA
- WI
Rick is a Certified Financial Planner with over 40 years of experience in the financial services industry. Prior to joining UBS, he was associated with Merrill Lynch. Rick uses financial planning as the foundation of his clients' portfolio strategies. Rick earned an M.B.A. in finance and has completed the UBS Wealth Management education program. Outside of the office, he has been active in many community organizations, including Westfield Foundation, the Westfield YMCA and many youth sports programs. Rick and his wife Margie reside in Westfield, NJ.
109 North Avenue
2nd Floor
Westfield, NJ 07090

richard.coltrera@ubs.com

Richard Coltrera, CFP

109 North Avenue,Westfield,NJ,07090
Jaime Santos Banghart, CRPC

Authorized Officer

Senior Wealth Strategy Associate
View bio
- CA
- CO
- CT
- DE
- FL
- GA
- IL
- IN
- KS
- KY
- MA
- MD
- NC
- NH
- NJ
- NY
- OH
- PA
- PR
- SC
- TX
- UT
- VA
- WI
Jaime is the Coltrera Devaney Wealth Management team’s Senior Wealth Strategy Associate. She works closely with clients to build a comprehensive financial plan, ensuring that the plan remains aligned with their overall goals and objectives over time. With a deep understanding of the unique challenges faced by those simultaneously caring for aging parents and supporting their own children, Jaime is passionate about providing guidance and support towards the achievement of all our clients’ financial goals, regardless of their stage in life. Utilizing insight earned over 20 years of financial services experience, Jaime focuses on clients’ financial goal analysis, daily portfolio operations, as well as, the team’s practice management, and strategy implementation.
- Chartered Retirement Planning Counselor
109 North Avenue
2nd Floor
Westfield, NJ 07090

jaime.santos@ubs.com

Jaime Santos Banghart, CRPC

109 North Avenue,Westfield,NJ,07090
Paulo A. Nunes

Client Associate
View bio
- FL
- KS
- NC
- NJ
- NY
- PA
Paulo is an integral part of Coltrera Devaney Wealth Management with a combined 18 years of experience in the retail banking and financial services industries. Prior to joining the Coltrera Devaney Wealth Management team, Paulo managed operational responsibilities for the Northern New Jersey division of UBS. Today, he is responsible for managing all of our team operations, client requests and account administration. He is committed to building lasting relationships with each client and takes pride in responding to client requests and working with the team to address their needs, no matter how small or complex. Paulo also assists in delivering customized service and solutions, always striving to exceed clients’ expectations. During his 10 year tenure in operations, Paulo was awarded a Service Excellence Award for his contributions to his team and the firm.
109 North Avenue
2nd Floor
Westfield, NJ 07090

paulo.nunes@ubs.com

Paulo A. Nunes

109 North Avenue,Westfield,NJ,07090

Robert Devaney, CRPC

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CO
- CT
- FL
- GA
- IL
- IN
- KS
- KY
- MA
- MD
- ME
- NC
- NH
- NJ
- NY
- OH
- PA
- PR
- SC
- TX
- UT
- VA
- WI
Bob is a Chartered Retirement Planning Counselor with over 27 years of experience in the financial services industry. He takes pride in being able to help individuals and families manage their investments, navigate the complexities of modern financial life, with a view to their long-term objectives. In creating an investment plan for your important life goals, he utilizes a disciplined approach to managing risk while balancing growth and preservation over time. Bob’s portfolio management anchors investment ideas and strategies in a deep understanding of all you want to accomplish, as well as, timely research insights and market trends. He crafts financial solutions and strategies for our diverse client base, providing insight, and proven value to help clients get the big decisions right.
- Forbes Best-in-State Wealth Advisors, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Chartered Retirement Planning Counselor
109 North Avenue
2nd Floor
Westfield, NJ 07090

robert.devaney@ubs.com

Robert Devaney, CRPC

109 North Avenue,Westfield,NJ,07090
Richard Coltrera, CFP

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- CT
- FL
- GA
- IL
- IN
- KS
- KY
- MA
- MD
- ME
- NC
- NH
- NJ
- NY
- OH
- PA
- PR
- SC
- TX
- UT
- VA
- WI
Rick is a Certified Financial Planner with over 40 years of experience in the financial services industry. Prior to joining UBS, he was associated with Merrill Lynch. Rick uses financial planning as the foundation of his clients' portfolio strategies. Rick earned an M.B.A. in finance and has completed the UBS Wealth Management education program. Outside of the office, he has been active in many community organizations, including Westfield Foundation, the Westfield YMCA and many youth sports programs. Rick and his wife Margie reside in Westfield, NJ.
109 North Avenue
2nd Floor
Westfield, NJ 07090

richard.coltrera@ubs.com

Richard Coltrera, CFP

109 North Avenue,Westfield,NJ,07090
Jaime Santos Banghart, CRPC

Authorized Officer

Senior Wealth Strategy Associate
View bio
- CA
- CO
- CT
- DE
- FL
- GA
- IL
- IN
- KS
- KY
- MA
- MD
- NC
- NH
- NJ
- NY
- OH
- PA
- PR
- SC
- TX
- UT
- VA
- WI
Jaime is the Coltrera Devaney Wealth Management team’s Senior Wealth Strategy Associate. She works closely with clients to build a comprehensive financial plan, ensuring that the plan remains aligned with their overall goals and objectives over time. With a deep understanding of the unique challenges faced by those simultaneously caring for aging parents and supporting their own children, Jaime is passionate about providing guidance and support towards the achievement of all our clients’ financial goals, regardless of their stage in life. Utilizing insight earned over 20 years of financial services experience, Jaime focuses on clients’ financial goal analysis, daily portfolio operations, as well as, the team’s practice management, and strategy implementation.
- Chartered Retirement Planning Counselor
109 North Avenue
2nd Floor
Westfield, NJ 07090

jaime.santos@ubs.com

Jaime Santos Banghart, CRPC

109 North Avenue,Westfield,NJ,07090
Paulo A. Nunes

Client Associate
View bio
- FL
- KS
- NC
- NJ
- NY
- PA
Paulo is an integral part of Coltrera Devaney Wealth Management with a combined 18 years of experience in the retail banking and financial services industries. Prior to joining the Coltrera Devaney Wealth Management team, Paulo managed operational responsibilities for the Northern New Jersey division of UBS. Today, he is responsible for managing all of our team operations, client requests and account administration. He is committed to building lasting relationships with each client and takes pride in responding to client requests and working with the team to address their needs, no matter how small or complex. Paulo also assists in delivering customized service and solutions, always striving to exceed clients’ expectations. During his 10 year tenure in operations, Paulo was awarded a Service Excellence Award for his contributions to his team and the firm.
109 North Avenue
2nd Floor
Westfield, NJ 07090

paulo.nunes@ubs.com

Paulo A. Nunes

109 North Avenue,Westfield,NJ,07090

A focus on personalized access and service

Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

US equity market outlook

A leading global wealth manager

Modern Retirement Monthly

Traditional or Roth?

For most families, a balance of Traditional and Roth contributions will provide the best results. However, this doesn’t mean that you should contribute to both types of accounts equally. The UBS Chief Investment Office (CIO) provides an overview of Traditional and Roth 401(k) accounts, highlighting key factors that you should consider when deciding where you will direct your hard-earned savings.

Learn more

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

Global leader

UBS is a leading and truly global wealth manager

Financial strength

Driving confidence.
A- Standard & Poor’s
A Fitch
A3 Moody’s

UBS AG, long-term senior secured debt rating. As of 03/31/2024

Let's move forward. Together.

Pursuing your goals together

Robert Devaney, CRPC

Richard Coltrera, CFP

Jaime Santos Banghart, CRPC

Paulo A. Nunes