Let's move forward. Together.

Team

The Power of Partnership

No matter what your age, or where you are on your planning journey, we can help steer you down the right path toward retirement. We will work with you to build the foundation of your plan. Over time, as life or market circumstances change, we will work with you to adjust your plan where and when needed. When it comes to retirement planning, it's never too early to start.

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It is also important to use all the resources available to you to create the financial freedom you desire.

One of the easiest ways for you to feel confident in your financial endeavors is to collaborate with our experienced team of advisors while you are accumulating wealth. Many try to do investing alone, and soon find they are overwhelmed, have procrastinated, or have made unsound decisions which negatively impact their retirement dreams. For over 30 years, our clients have appreciated our guidance and coaching in this important area of their lives and fully understand their wealth is determined as much by their discipline as our investment advice.

We discover all we can about you, as an individual investor, through deep planning conversations about your family, career, long-term goals and concerns. If you are a business owner, we can help you offer cost-effective retirement vehicles which fit your business and employee’s needs, including provider search, investment and employee education consulting.

Our goal is to collaborate with you, collaborate within our team, and collaborate with the experts available through UBS Financial Services, Inc., a global leader in asset management.

Just as important, we believe client service is key to earning your trust. That is why we go the extra mile to deliver the exceptional service you deserve. Always with compassion. Always with integrity. Always striving for excellence in all that we do. These ideals may not be easy to find these days. To us though, they are essential.

  • Carleton Crimmins

    Carleton Crimmins

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CO
    • CT
    • FL
    • GA
    • IA
    • ID
    • IL
    • IN
    • MA
    • MD
    • MI
    • MN
    • MT
    • NC
    • NM
    • NV
    • NY
    • OH
    • OR
    • PA
    • SC
    • TN
    • TX
    • WA
    • WI

    Carl has been serving our clients’ financial needs since 1987. His team joined UBS Financial Services, Inc. in 2009 with their focus on helping clients manage their serious money. He graduated Alma College and completed the Senior Account Executive Training at the Wharton School of the University of Pennsylvania.


    Carl has always been competitive, conscientious and drawn to long-term relationships. He decided early he wanted to work with clients as they dreamed and saved for their retirements and transitioned out of the workforce. He has been able to guide his clients through many of life’s highs and lows, providing a consistent, trusted voice as they enjoy their golden years.


    Outside of work, Carl spends his time with wife and teammate, Mindy, and their quirky dog, Bentley. They have raised six “grown and flown” children, many who have married extraordinary partners. Engaging with their church and favorite charities, working out, and conversations around a fire are ways Carl relaxes. The pursuit of relaxation is always a work in progress.

          325 N. Old Woodward Ave
          Suite 200
          Birmingham, MI 48009
        • Mario Lepore II

          Mario Lepore II, CRPS

          Financial Advisor

          Senior Retirement Plan Consultant

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          • AZ
          • CA
          • CO
          • CT
          • FL
          • IL
          • IN
          • MI
          • NC
          • NM
          • NY
          • OH
          • PA
          • SC
          • TN
          • TX
          • WI

          Mario is a Chartered Retirement Plan Specialist, whose goal is to assist sponsors in meeting the criteria established under ERISA through world class retirement plan capabilities.

          Fiduciary liability is a primary concern for many plan sponsors. As part of Mario's service contract he signs on as a 3(21) co-fiduciary. Throughout his career, Mario has fulfilled the need for solid advice and cost efficient designs for 401(k), 403(b), 401(a), cash balance and deferred compensation plans. He has a high level of specialized knowledge in this complicated benefit space.


          As one of a select group of financial advisors qualified to participate in the DC Advisory program at UBS, Mario helps business owners design the retirement plan suited for their company and employee’s needs. Monitoring investments, carrying out day-to-day administrative tasks, providing plan participant support and education can be very challenging to a company’s human resource department. Program provider search, investment and employee education consulting are the three primary needs Mario can fulfill with a flexible menu of services with fees that are simple to understand and fully disclosed in advance.


          Mario enjoys unique hobbies and raising three beautiful and talented daughters, with his wife, Silvia.

              • Senior Retirement Plan Consultant
              325 N. Old Woodward Ave
              Suite 200
              Birmingham, MI 48009
            • James Bertrand

              James Bertrand

              Financial Advisor

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              • AZ
              • CA
              • CO
              • CT
              • FL
              • IL
              • IN
              • MD
              • MI
              • NC
              • NM
              • NV
              • NY
              • OH
              • OR
              • PA
              • SC
              • TN
              • TX
              • VA
              • WA
              • WI

              James has been in the financial services industry for close to a decade, joining UBS Financial Services, Inc. in April 2023. He received his Bachelor of Commerce (Honors) from Queen’s Smith School of Business in Kingston, Ontario CA.


              Prior to joining UBS, he was a Banker at J.P. Morgan’s Private Bank for six years, advising families with complex balance sheets and financial needs arising from substantial assets. He began his career at Morgan Stanley as a Wealth Advisor Associate specializing in building and implementing financial plans.


              James is drawn to our team’s desire to provide excellent advice and service for our clients over their lifetime. He wants to partner with our clients, helping to articulate what they are trying to achieve with their wealth, empowering them to make informed and appropriate choices across the full range of investment possibilities offered by UBS. His solid experience, youth, positivity and humility provides added strength to our team.


              He is recently married to his amazing wife, Annie, and loves their Golden Retriever, Copper. He enjoys playing in several hockey leagues as well as “attempting” to improve upon his golf game.

                    325 N. Old Woodward Ave
                    Suite 200
                    Birmingham, MI 48009
                  • Melinda Frink-Crimmins

                    Melinda Frink-Crimmins

                    Wealth Strategy Associate

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                    • CA
                    • FL
                    • IL
                    • IN
                    • MI
                    • NY
                    • OH
                    • OR
                    • TN

                    Mindy graduated from Western Michigan University with a degree in psychology and found a unique niche on our team. For the last 30 years, her job responsibilities have widely varied but mainly have been to help Carl and the team, however needed, freeing them to do what they do best.


                    Mindy is fortunate to work in the financial field which has taught her to competently make investment decisions. Her goal is to help clients also learn and feel secure participating in the management of their financial health. Mindy is most interested in what our clients do with their wealth to create opportunities and bring enjoyment to their lives, families, and communities.


                    Mindy loves creating time and space for family, friends and neighbors to gather, connect, and relax. The dog, Bentley and her “therapy” garden occupy most of her time now that their kids are on their own. Yet she finds she is still very busy being a counter balance for Carl inside and outside of work.

                          325 N. Old Woodward Ave
                          Suite 200
                          Birmingham, MI 48009
                        • heather

                          Heather Steggall

                          Senior Client Associate

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                          • AZ
                          • CA
                          • CO
                          • FL
                          • ID
                          • IL
                          • IN
                          • MI
                          • MN
                          • NY
                          • OH
                          • OR
                          • TN
                          • TX
                          • WI

                          Heather has worked in financial services since 1993. She graduated from Michigan State University and has been with UBS Financial Services since 2007.


                          Heather takes pride in her ability to navigate clients through challenging situations, building trust as she helps them consolidate and understand their different accounts and investments. She is fully licensed and registered, highly organized, accountable and a joy to be around.


                          Outside of UBS, Heather spends time with her family. She is married to Chris who is a great partner helping raise two young men, Sean and Marcus, a budding video artist and natural football star. We are certain she never has time to relax as the boys' interests and school activities keep both Heather and Chris on their toes.

                                325 N. Old Woodward Ave
                                Suite 200
                                Birmingham, MI 48009
                              • heather

                                Heather Brown

                                Senior Client Associate

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                                  Heather joined UBS Financial Services, Inc in 2009, after starting her career in the financial services in 1996.


                                  Heather supports our business clients with their unique administrative needs along with being proficient in individual client operational support. Heather is also Series 7 licensed, and although we have two “Heathers” on our team…neither is the “other” Heather. They are both integral in helping fulfill the promises the team makes to our clients and they keep our team running smoothly.


                                  Heather has two daughters, Alexandra and Audrey, and enjoys hiking, traveling and spending time with family. One of her favorite activities is to volunteer in the Neonatal Intensive Care Unit (NICU) ward cuddling newborns.

                                        325 N. Old Woodward Ave
                                        Suite 200
                                        Birmingham, MI 48009

                                      A focus on personalized access and service

                                      Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

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                                      Whether it’s for your family, your community or your cause—your money and investments today will shape tomorrow. Start crafting a plan that serves your purpose and the people who matter most. We know your legacy matters to you. It matters to us too.

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                                      In invested assets globally 
                                      As of 11/07/2023

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