Global Access. Boutique Solutions.

Private Wealth Management

Team CL

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

3 FAs

  • Danilo Lacayo Profile Photo

    Danilo Lacayo

    Senior Vice President–Wealth Management

    Financial Advisor

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    • CA
    • DE
    • FL
    • IL
    • MO
    • NC
    • NJ
    • VA

    Danilo Lacayo is a Senior Vice President and International Private Wealth Advisor (IPWA) at UBS in Coral Gables, where he helps high and ultra high net worth families, and institutions manage wealth with clarity and confidence. As an IPWA, Danilo is part of a select group of UBS advisors recognized for their expertise in serving international high net worth clients with complex cross-border needs. This designation reflects his ability to deliver tailored strategies that align with global financial goals, regulatory environments, and multi-jurisdictional planning. Danilo also holds the designation of Senior Portfolio Manager – in this role he constructs and manages discretionary investment portfolios, applying advanced asset allocation and risk management techniques to help clients preserve and grow their wealth.

    With over 20 years of experience in banking, consulting, and wealth management, Danilo provides strategies to build, preserve, and transfer wealth across generations. He joined UBS in 2007 and has guided clients through dynamic markets with personalized advice. His earlier career includes serving as Southern Cone Sales Manager for BankBoston’s International Wealth Management division (later Bank of America) and as a Principal Consultant at PricewaterhouseCoopers, advising Fortune 500 companies on financial strategies in the US and Latin America primarily.

    Danilo holds an MBA from Harvard Business School and a Bachelor’s degree from Georgetown University. He earned the Foundation Certificate in International Trust Management from STEP (Society of Trust and Estate Practitioners) and maintains securities licenses Series 7 and 66, along with Life, Variable, and Annuity Licenses. Fluent in Spanish, he serves a diverse international clientele.

    Outside of work, Danilo is active in his community. He has served as an officer of the Harvard Business School Club of South Florida and participates in the Georgetown Club of Miami. He resides in Coral Gables with his wife and son.

    Danilo’s career reflects his belief that wealth management is about more than investments—it’s about building trust, creating lasting value, and supporting the communities where his clients thrive.

    • UBS Wealth Management Director’s Council, 2025UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

    Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

      • Senior Portfolio Manager
      • Private Wealth Advisor
      550 Biltmore Way
      Coral Gables, FL 33134
      danilo.lacayo@ubs.com
      Danilo Lacayo
      550 Biltmore Way,Coral Gables,FL,33134
    • Michael Calrk

      Michael Clark

      Senior Vice President–Wealth Management

      Financial Advisor

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      • CA
      • DE
      • FL
      • IL
      • MO
      • NC
      • NJ
      • VA

       

      With over four decades of experience in the financial services industry, Michael Clark brings both depth and global perspective to his role as Senior Vice President – Wealth Management and Senior Portfolio Manager at UBS. Based in the Coral Gables International office, Michael specializes in serving international and ultra-high-net-worth clients with sophisticated financial needs.

      Michael began his career in 1980 as a Financial Advisor with Prudential Securities, where he developed foundational expertise in investment planning and relationship management in the Miami/Fort Lauderdale area. Since joining UBS in 1987, he has built a distinguished career dedicated to helping clients navigate complex financial landscapes through personalized strategies that align with their long-term goals.

      Known for his integrity and client-first philosophy, Michael has guided clients through volatile markets and major life transitions with strategic financial planning and disciplined portfolio management. He is deeply committed to building enduring relationships grounded in trust, transparency, and exceptional service—helping clients preserve and grow their wealth across generations.

      Michael holds a Bachelor of Science degree in Finance from Syracuse University and is fluent in both English and Spanish, allowing him to serve a diverse clientele with cultural sensitivity and clear communication.

        Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

          • Private Wealth Advisor
          • Senior Managed Accounts Consultant
          550 Biltmore Way
          Coral Gables, FL 33134
          michaelrb.clark@ubs.com
          Michael Clark
          550 Biltmore Way,Coral Gables,FL,33134
        • Richard Kinkade

          Richard Kinkade

          Vice President–Wealth Management

          Financial Advisor

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            Richard P. Kinkade, Jr.  is returning to UBS, where he previously served for 14 years as a Senior Vice President of Investments. Prior to his return, Richard held the position of Managing Director and Senior Wealth Advisor at Strategy Asset Managers, focusing on client expansion in the Southeastern US and Latin America. With his extensive background in international wealth management and portfolio management, Richard brings a wealth of knowledge and experience to the team. His strategic insights and proven track record in client expansion across diverse regions, such as the Southeastern US and Latin America, will enhance the teams' efforts in these markets. Additionally, his leadership experience in managing key regions at BankBoston International Private Bank (later Bank of America after the 2003 merger) signifies his capability to navigate complex financial landscapes, providing our clients with sophisticated and tailored solutions. Richard's fluency in Spanish will also facilitate better communication and deeper relationships with our Spanish-speaking clientele, further strengthening our global outreach

            Richard holds a Foundation Certificate in International Trust Management from the Society of Trust and Estate Practitioners (STEP) and has his Series 7 and 66 securities licenses. He earned his M.B.A. from Thunderbird School of Global Management and his B.A. from the University of Arizona.

            Richard resides in Coral Gables, Florida, with his wife and two children.

              Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

                  550 Biltmore Way
                  Coral Gables, FL 33134
                  richard.kinkadejr@ubs.com
                  Richard Kinkade
                  550 Biltmore Way,Coral Gables,FL,33134
                • perfil 3

                  Guadalupe Abril

                  Authorized Officer

                  Senior Wealth Strategy Associate

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                  • CA
                  • CO
                  • DE
                  • FL
                  • IL
                  • MO
                  • NC
                  • NJ
                  • TX
                  • VA

                  Guadalupe is a Senior Wealth Strategy Associate with 23 years experience in the financial industry and who plays a central role in delivering personalized wealth management strategies for high-net-worth clients. She joined UBS in 2012.

                  As part of a collaborative team, Guadalupe helps design tailored financial plans that reflect each client’s unique goals, risk tolerance, and long-term vision.

                  She is deeply involved in building trusted client relationships and identifying investment opportunities that align with individual financial circumstances. Working closely with the Financial Advisors, Guadalupe provides thoughtful recommendations and insights that support informed decision-making.

                  In addition to her client-facing responsibilities, Guadalupe mentors junior team members and contributes to their development through coaching and performance feedback. She also leverages the firm’s robust platform to craft customized asset allocation strategies, analyze portfolio performance, and deliver business analytics that support sustainable growth.

                  Born in Panama, Guadalupe enjoys traveling and spending time with her husband and their two children

                  Guadalupe graduated from the University of Costa Rica and holds Series 7, Series 66 and Life, Health and Annuity Licenses

                    Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

                        550 Biltmore Way
                        Coral Gables, FL 33134
                        guadalupe.abril@ubs.com
                        Guadalupe Abril
                        550 Biltmore Way,Coral Gables,FL,33134
                      • Alexandra

                        Alexandra Weimann

                        Client Associate

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                          With over 27 years of experience in the banking industry, Alexandra Weimann brings a wealth of operational expertise and client service excellence to her role as Senior Client Associate at UBS Financial Services Inc. Since joining UBS in 2010, Alexandra has been a cornerstone of the team, providing daily administrative and operational support across a wide range of functions.

                          Her career began at ABN Amro Bank NV (1998–2007), followed by Banco Itaú Europa Internacional (2007–2010), before she transitioned to UBS. Alexandra’s responsibilities span onboarding domestic and international clients, managing account documentation, and overseeing the opening and renewal of loan and SBLC accounts. She handles operational transactions including U.S. and foreign wires, internal journals, checks, bill payments, ACATs, and non-ACAT positions. Her role also includes managing client and prospect related onboarding processes as well as being a reliable backup for other team associates, ensuring seamless continuity in daily operations.

                          Alexandra’s educational journey reflects her global perspective and commitment to continuous learning. She graduated from Lycée Français Paul Valery in 1987 and pursued intensive language studies at Académie de Langues et de Commerce in Geneva, Switzerland. She later studied accounting and Microsoft applications at Bergen Community College in New Jersey (1991–1994), and completed AutoCAD coursework in computer architectural and graphic design at Miami Dade Community College (1998–1999).

                          Born in Cali, Colombia, Alexandra is fluent in Spanish, English, and French. Outside of work, she enjoys painting and reading, and cherishes time with her two daughters, one dog, and two cats.

                          Her dedication to client service, operational precision, and team collaboration make her an invaluable asset to UBS and a trusted partner to clients.

                           

                            Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

                                550 Biltmore Way
                                Coral Gables, FL 33134
                                alexandra.weimann@ubs.com
                                Alexandra Weimann
                                550 Biltmore Way,Coral Gables,FL,33134
                              • Bradford Norford

                                Bradford Norford

                                Director

                                Advisory Consultant

                                Brad’s responsibilities in the Southeast region focus on providing Financial Advisors with strategies to enhance advisor practice efficiencies and increase scale. He does this primarily via Advisory program education and practice management strategies tailored to an advisor or team’s practice goals. He also dispenses portfolio construction advice in accordance with CIO, investment manager implementation ideas and case design assistance. 

                                Professional History

                                Brad began his career in the financial services industry while in college and has since spent over 24 years in the business. After graduating college in 1998, he joined PaineWebber (the predecessor to UBS), first as a sales assistant then later as a financial advisor. He would transition to asset management sales, representing managers as a senior salesperson at firms such as OppenheimerFunds, Nationwide Asset Management and Sage Advisory Services, a boutique fixed income manager before coming back to UBS in early 2020.

                                Education

                                Brad earned both his Master of Science in Finance and B.B.A. from the Lubin School of Business at Pace University in New York City. He is also a Certified Investment Management Analyst® (CIMA®), a designation sponsored by the Investments & Wealth Institute and taught in conjunction with the Wharton School, University of Pennsylvania. He also attained the Accredited Investment Fiduciary® (AIF®) designation which is sponsored by Fi360. He holds the FINRA Series 7, 63 and 65 licenses.

                              • Todd Greenberg

                                NMLS #947868

                                Director Senior Wealth Management Banker

                                Experience

                                Todd Greenberg joined UBS Bank USA in 2013 and he is currently a Senior Wealth Management Banker covering the South Florida Markets along with both Miami International Markets and Puerto Rico. Todd has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

                                Todd began his career in financial services in 1999. Prior to joining UBS, he started his banking Career at NationsBank which quickly turned to Bank of America and then joined Merrill Lynch during the acquisition. During his tenor, he held positions including Vice President of Wealth Management Banking, Branch Leader, Senior Mortgage Consultant.

                                Education 

                                In Todd Greenberg’s role as a Senior Wealth Management Banker his NMLS # is 641853. He currently holds his Series 7, 63, and 66 securities licenses. 

                                Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender

                                Contact

                                Todd.Greenberg@ubs.com

                                (561) 367-7843



                              • Manuel Dempaire

                                Manuel Dempaire

                                Executive Director

                                Executive Director – Wealth Planner, Southern Latin America and Spain

                                Experience

                                Manuel is responsible for the development and delivery of strategic and practical solutions for ultra-high net worth individuals and families in the Southern Cone Region and Spain. He collaborates closely with financial and legal advisers from a range of jurisdictions, with a shared goal of articulating and providing comprehensive wealth planning analysis that creates lasting value to clients by integrating business, financial and individual interests while managing risk, challenges and opportunities that come with wealth.

                                Prior to joining UBS, Manuel was in private practice assisting individuals and families in all aspects of business strategy, asset protection and estate planning. He worked with counsel and advisors in Latin America to assure that clients took advantage of all available structuring opportunities while remaining fully compliant with applicable laws and regulations. Manuel worked for a major international trust company as well as for international law firms (Baker & McKenzie and Norton Rose Fulbright) where he gained solid experience in wealth advisory and international taxation.

                                Education

                                Manuel received his Master's Degree (LL.M) from Harvard Law School. He completed a course in Business Law at Northwestern University College. He received his Law Degree (J.D.) from Universidad Católica Andrés Bello in Caracas, Venezuela. Manuel is fluent in Spanish.

                                Contact

                                Manuel.Dempaire@ubs.com

                                (305) 523-6680

                              • Carlos Nogues

                                Associate Director

                                Regional Sales Director

                                Years of investment industry experience: 9
                                Education: Florida International University (US), BBA

                                Carlos is Regional Sales Director covering the UBS International Channel for UBS Asset Management. He is responsible for representing and delivering the full range of Equity. Fixed Income, and Alternatives products and our International Financial Advisors and clients at Wealth Management. 

                                Carlos joined UBS Asset Management in 2016 as a Trade Specialist, supporting our Separately Managed Accounts Platform, before moving to the GWM Client Coverage Sales Team as a Product Specialist.

                                Carlos attended Florida International University where he graduated with a degree in Business Administration and obtained the CFA Charter in 2019.
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                              As of 12/31/2024

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