Family. Wealth. For generations

Three generations in the front yard

A planning-based approach with an emphasis on risk management

Our team is dedicated to making a meaningful impact on your personal and professional life. That means understanding your priorities. Whether your focus is on maintaining your lifestyle, preparing your family to be responsible stewards of wealth or preserving your values and legacy, we’re committed to each generation of your family.

Chess board

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Rick Berardo

    Rick Berardo

    Senior Vice President–Wealth Management

    Senior Portfolio Manager

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    • AL
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • MS
    • MT
    • NC
    • ND
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • RI
    • SC
    • SD
    • TN
    • TX
    • VA
    • VT
    • WA
    • WI
    • WV

    Rick was born in Jersey City, NJ and relocated to Orlando, FL in 1978.  After graduating from the University of Central Florida in 1983 as a Political Science major with a pre-law emphasis, he worked at UPS until 1989. Immediately after UPS, Rick started his career as a Financial Advisor with Paine Webber. 

    Rick’s primary focus is portfolio construction, financial planning, asset management and multi-generational wealth preservation and transfer strategies.

    Rick and his wife Maureen have two children. Vincenza completed her PhD in 2022 and relocated to Lowell, MA and his son Richard who joined the UBS team upon graduating with his degree in Business Information Management.

    Rick and  Maureen are very active with dog rescue organizations and enjoy spending time with

    Rick holds FINRA Series 7 and 63 & 65 securities licenses and is a licensed California insurance agent (CA License #:0C56669).

        • Senior Portfolio Manager
        201 North New York Ave
        Winter Park, FL 32789
      • Pranjal-Mehta

        Pranjal "P.J." Mehta

        Senior Vice President–Wealth Management

        Senior Portfolio Manager

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        • AL
        • AZ
        • CA
        • CO
        • CT
        • DC
        • DE
        • FL
        • GA
        • HI
        • IA
        • ID
        • IL
        • IN
        • KS
        • KY
        • LA
        • MA
        • MD
        • ME
        • MI
        • MN
        • MO
        • MS
        • MT
        • NC
        • ND
        • NJ
        • NM
        • NV
        • NY
        • OH
        • OR
        • PA
        • RI
        • SC
        • SD
        • TN
        • TX
        • VA
        • VT
        • WA
        • WI
        • WV

        Immediately after completing his MBA in Finance in 1997 from the University of Central Florida, PJ started his career as a Financial Advisor. Since joining UBS in 2008, PJ’s primary focus is working with clients on their asset management, multi-generational wealth preservation, transfer strategies, and philanthropic objectives.

        PJ was born and raised in Mumbai, India. He earned his bachelor’s in accounting at the University of Bombay. While studying, he worked at his family’s practice of Chartered Accountants overseeing the internal audit department.

        PJ and his wife Tracey live in Oviedo, Florida. Outside of the office, they enjoy their weekends spending time with their three adult children and their dog Teddy.

        Pranjal holds FINRA Series 7 and 63 & 65 securities licenses and is a licensed California insurance agent (CA License #:0C57246).

            • Senior Portfolio Manager
            201 North New York Ave
            Winter Park, FL 32789
          • Maritza-Gines

            Maritza Gines

            Senior Client Associate

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              Maritza was born in Brooklyn, NY and raised in Puerto Rico.  She began her career at UBS in 1990 at the Puerto Rico branch and subsequently transferred to the Orlando, Florida branch in 1997. 

              Maritza’s primary focus is assisting new clients with on-boarding and existing clients with their administrative requests. Maritza strives to provide and maintain the highest level of client service and satisfaction, a key component of our service model.

              Maritza has two children, Genesi and Geraldo, and 3 grandchildren. Maritza likes to travel, enjoys’ singing, dancing, and spending time with her family. 

                    201 North New York Ave
                    Winter Park, FL 32789
                  • Winnona-Grabe

                    Winnona "Wendy" Grabe

                    Senior Client Associate

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                    • AL
                    • CA
                    • CO
                    • DC
                    • FL
                    • GA
                    • KY
                    • MA
                    • MD
                    • MI
                    • MN
                    • NC
                    • NJ
                    • NM
                    • NY
                    • OH
                    • PA
                    • SC
                    • TN
                    • VA

                    Wendy began her career in the Financial Services industry in Orlando, FL at PaineWebber in 1991. With over 31 years of experience, Wendy’s focus is providing our clients with superior service. In addition to the Series 7 and 63, Wendy holds the Life and Long-Term Care insurance 2-15 license.

                    Wendy lives in Winter Park, FL with her husband. She enjoys boating, RVing, and spending time with family and friends.

                     

                          201 North New York Ave
                          Winter Park, FL 32789
                        • Richard Berardo

                          Richard Berardo

                          Client Associate

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                                  201 North New York Ave
                                  Winter Park, FL 32789

                                Defining your priorities. Pursuing what matters.

                                Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

                                Retirement planning

                                Retirement planning

                                Goals-based planning

                                Goals-based planning

                                Wealth, from your point of view

                                How can you be more certain in an uncertain market?

                                Let's put your plan in place, for today, tomorrow and for generations to come

                                You don't have to let market volatility get in the way of your long-term goals. Through the plan we create together, we can help you pursue what matters most.

                                Backed by the strength of UBS

                                A global leader in wealth management

                                $2.8 trillion

                                In invested assets globally 
                                As of 06/30/2022

                                51 countries

                                Our global footprint

                                Global leader

                                UBS is a world-leading wealth manager