Transition your business. Plan for life.

Private Wealth Management

At Certus Financial Group, our clients are busy, successful professionals who depend on us to anticipate their concerns and help manage their financial world so they can attend to life’s other important priorities. Our team includes seasoned discretionary portfolio managers, experienced advisors and planning professionals, including a certified exit planner, retirement plan consultants and Certified Financial Planners. Focusing primarily on business transition and multigenerational wealth management, we bring a mix of exit planning insight, disciplined financial planning and institutional investment management experience to each relationship.

Collectively, we’ve spent decades navigating the markets so there is very little we haven’t seen. You can trust that our investment perspective is grounded, but also open to opportunities we believe offer our clients the greatest potential benefit. Whether you’re restructuring your portfolio, creating a more tax-efficient estate planning strategy or transitioning your business, we can coordinate with your other professional advisors to deliver one integrated approach. With the feel of a boutique family office and access to the resources of a global leader in wealth management, our goal is to provide you with a trusted and consistent source of advice and solutions for every stage of life.

Start the conversation

Raymond Chase, CFP®, CRPC®, CEPA

Managing Director–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Ray focuses on working with high net worth families with privately held business interests and senior corporate executives. With over 30 years of experience in the financial services industry, Ray has guided clients through many market cycles to help them preserve and enhance not only their wealth, but more importantly, their lives. Ray is a graduate of The University of Delaware with a B.A. in finance. Additionally, he has earned certifications as a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Chartered Retirement Planning CounselorSM (CRPC®) and a Certified Exit Planning Advisor (CEPA). He is active with American Corporate Partners where he mentors military veterans interested in becoming entrepreneurs. Ray resides in Ponte Vedra, FL with his wife Sue and has four adult children. In his spare time, he enjoys spending time with his family at Lake George NY, motorcycle touring, hiking, the NY Giants and making furniture.
- Barron's Top 1,200 Financial Advisors, 2021, 2022
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Private Wealth Advisor
- CERTIFIED FINANCIAL PLANNER™
- Chartered Retirement Planning Counselor℠
- Certified Exit Planning Advisor
500 Campus Drive
2nd Floor
Florham Park, NJ 07932
Tristan Cooper, CFP®

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Tristan focuses on financial planning and investment management for the high net worth and ultra high net worth clients of the team. Prior to joining UBS in 2011, he was a Financial Advisor and Business Development Associate with J.P. Morgan Securities. From 2005 to 2010, Tristan obtained operational and client relations experience serving in a variety of roles at Smith Barney. Tristan earned a bachelor’s degree in economics and business from Lafayette College in 2005, and in July 2012, he attained his CERTIFIED FINANCIAL PLANNER™ (CFP®) certification. Tristan, his wife and three children live in Westchester County, NY, where they proudly support the Westchester SPCA, Inc.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Private Wealth Advisor
- CERTIFIED FINANCIAL PLANNER™
500 Campus Drive
Florham Park, NJ 07932
Daniel Riordan, CRPC®, CRPS®

First Vice President–Wealth Management

Private Wealth Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Dan advises individuals, corporations and nonprofit organizations on the vast array of retirement plans and strategies. He provides insight into a client’s entire balance sheet, including their investment approach, liability management and wealth structuring solutions such as life and long-term care insurance. Dan is a graduate of Rutgers University with a B.S. in marketing. He began his career in the financial services industry in 2002 and joined UBS in 2012 after spending the prior six years at Merrill Lynch. Dan has acquired both the Chartered Retirement Planning CounselorSM (CRPC®) and the Charted Retirement Plans SpecialistSM (CRPS®) designations. He lives in Chester, NJ with his wife and two children. He proudly supports several charitable organizations including Family Promise of Morris County and is a board member of Beyond the Walls.
- Private Wealth Advisor
- Chartered Retirement Planning Counselor℠
- Chartered Retirement Plans Specialist℠
500 Campus Drive
Florham Park, NJ 07932
Angeline Newman

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Bringing a career of more than 30 years as a financial advisor to the exclusive Private Wealth Management division of UBS, Angie offers extensive capital markets experience, deep investment knowledge and an astute perceptiveness about people and their needs. Since her days with Smith Barney/Citigroup, she has helped clients manage their complex wealth through periods of high and low growth and volatility. Today, she continues to share her lifelong passion for investing in the markets, welcoming the opportunity to educate curious clients about how they can participate to pursue their most important goals.

“I truly care for and am motivated by my clients. My main goal is to serve them as they entrust me with their financial future.”

Angie strives to communicate clearly to her clients, and clarify for them why portfolios are positioned as they are with respect to the economy, asset allocation and individual securities. In essence, Angie aims to make the investing conversation less intimidating and more insightful. She listens carefully to help her "tune in" to her clients, their families and their goals. The best interests of her clients are her number one priority.

Past experience
- Smith Barney/Citigroup
Credentials
- Series 7 and 63 securities licenses
- Life and health insurance licenses (in select states)
Education
- Syracuse University
Life
- Outside of work, Angie continues to live a life of service.
- Her faith and family are top priorities.
- She has served on a number of nonprofit boards, including those of Matheny Medical and Educational Center and From Houses to Homes in Guatemala, where she traveled to build homes and ran fundraisers.
- Angie has also supported the Susan G. Komen foundation by participating on event committees and served on the Delbarton Mothers Guild and the Parents Committee of Far Hills Country Day School.
- She and her husband enjoy spending time with their blended family of six young adult children.
- Forbes America’s Top Women Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Portfolio Manager
- Private Wealth Advisor
500 Campus Drive
Florham Park, NJ 07932
Lloyd Schaefer, CRPC®

Executive Director

Senior Wealth Strategy Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IA
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- PA
- SC
- TN
- TX
- VA
- WA
- WY
Lloyd advises high net worth clients, such as executives and entrepreneurs. He uses his experience and knowledge to provide the team’s clients with a clear road map to their wealth goals. He utilizes a wide range of investment strategies focused on income generation. He graduated from Rutgers University with a B.A. in chemistry and an M.B.A. in finance. Lloyd began his financial services career in 1972. He joined Merrill Lynch in 1974 and spent 38 years there before joining UBS in 2012. Lloyd is a Chartered Retirement Planning CounselorSM (CRPC®). He resides in Long Valley, NJ with his wife. Lloyd enjoys travel, deep sea fishing and rooting for the New Jersey Devils hockey team.
- Chartered Retirement Planning Counselor℠
500 Campus Drive
Florham Park, NJ 07932
Eric Schenk, CFP®, CRPC®

Authorized Officer

CERTIFIED FINANCIAL PLANNER™
View bio
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- PA
- SC
- TN
- TX
- VA
- WA
Eric has been with UBS since 2012 and primarily focuses on financial planning and investment management for the team. Eric has held various roles that have provided him experience in the operational side as well as in relationship management. Before joining the Certus Financial Group, Eric worked as a Financial Advisor at UBS’s Wealth Management Americas headquarters. Eric graduated Magna Cum Laude from Rowan University with a B.S. in accounting. He holds the Series 7 and 66 securities licenses as well as the CERTIFIED FINANCIAL PLANNERTM (CFP®) and Chartered Retirement Planning CounselorSM (CRPC®) designations. He resides in Morris County, NJ with his wife, daughter, and 2 dogs. He enjoys hiking, kayaking and is active in adult ice hockey and softball leagues.
- CERTIFIED FINANCIAL PLANNER™
- Chartered Retirement Planning Counselor℠
500 Campus Drive
Florham Park, NJ 07932

Raymond Chase, CFP®, CRPC®, CEPA

Managing Director–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Ray focuses on working with high net worth families with privately held business interests and senior corporate executives. With over 30 years of experience in the financial services industry, Ray has guided clients through many market cycles to help them preserve and enhance not only their wealth, but more importantly, their lives. Ray is a graduate of The University of Delaware with a B.A. in finance. Additionally, he has earned certifications as a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Chartered Retirement Planning CounselorSM (CRPC®) and a Certified Exit Planning Advisor (CEPA). He is active with American Corporate Partners where he mentors military veterans interested in becoming entrepreneurs. Ray resides in Ponte Vedra, FL with his wife Sue and has four adult children. In his spare time, he enjoys spending time with his family at Lake George NY, motorcycle touring, hiking, the NY Giants and making furniture.
- Barron's Top 1,200 Financial Advisors, 2021, 2022
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Private Wealth Advisor
- CERTIFIED FINANCIAL PLANNER™
- Chartered Retirement Planning Counselor℠
- Certified Exit Planning Advisor
500 Campus Drive
2nd Floor
Florham Park, NJ 07932
Tristan Cooper, CFP®

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Tristan focuses on financial planning and investment management for the high net worth and ultra high net worth clients of the team. Prior to joining UBS in 2011, he was a Financial Advisor and Business Development Associate with J.P. Morgan Securities. From 2005 to 2010, Tristan obtained operational and client relations experience serving in a variety of roles at Smith Barney. Tristan earned a bachelor’s degree in economics and business from Lafayette College in 2005, and in July 2012, he attained his CERTIFIED FINANCIAL PLANNER™ (CFP®) certification. Tristan, his wife and three children live in Westchester County, NY, where they proudly support the Westchester SPCA, Inc.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Private Wealth Advisor
- CERTIFIED FINANCIAL PLANNER™
500 Campus Drive
Florham Park, NJ 07932
Daniel Riordan, CRPC®, CRPS®

First Vice President–Wealth Management

Private Wealth Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Dan advises individuals, corporations and nonprofit organizations on the vast array of retirement plans and strategies. He provides insight into a client’s entire balance sheet, including their investment approach, liability management and wealth structuring solutions such as life and long-term care insurance. Dan is a graduate of Rutgers University with a B.S. in marketing. He began his career in the financial services industry in 2002 and joined UBS in 2012 after spending the prior six years at Merrill Lynch. Dan has acquired both the Chartered Retirement Planning CounselorSM (CRPC®) and the Charted Retirement Plans SpecialistSM (CRPS®) designations. He lives in Chester, NJ with his wife and two children. He proudly supports several charitable organizations including Family Promise of Morris County and is a board member of Beyond the Walls.
- Private Wealth Advisor
- Chartered Retirement Planning Counselor℠
- Chartered Retirement Plans Specialist℠
500 Campus Drive
Florham Park, NJ 07932
Angeline Newman

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WY
Bringing a career of more than 30 years as a financial advisor to the exclusive Private Wealth Management division of UBS, Angie offers extensive capital markets experience, deep investment knowledge and an astute perceptiveness about people and their needs. Since her days with Smith Barney/Citigroup, she has helped clients manage their complex wealth through periods of high and low growth and volatility. Today, she continues to share her lifelong passion for investing in the markets, welcoming the opportunity to educate curious clients about how they can participate to pursue their most important goals.

“I truly care for and am motivated by my clients. My main goal is to serve them as they entrust me with their financial future.”

Angie strives to communicate clearly to her clients, and clarify for them why portfolios are positioned as they are with respect to the economy, asset allocation and individual securities. In essence, Angie aims to make the investing conversation less intimidating and more insightful. She listens carefully to help her "tune in" to her clients, their families and their goals. The best interests of her clients are her number one priority.

Past experience
- Smith Barney/Citigroup
Credentials
- Series 7 and 63 securities licenses
- Life and health insurance licenses (in select states)
Education
- Syracuse University
Life
- Outside of work, Angie continues to live a life of service.
- Her faith and family are top priorities.
- She has served on a number of nonprofit boards, including those of Matheny Medical and Educational Center and From Houses to Homes in Guatemala, where she traveled to build homes and ran fundraisers.
- Angie has also supported the Susan G. Komen foundation by participating on event committees and served on the Delbarton Mothers Guild and the Parents Committee of Far Hills Country Day School.
- She and her husband enjoy spending time with their blended family of six young adult children.
- Forbes America’s Top Women Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Portfolio Manager
- Private Wealth Advisor
500 Campus Drive
Florham Park, NJ 07932
Lloyd Schaefer, CRPC®

Executive Director

Senior Wealth Strategy Associate
View bio
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IA
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- PA
- SC
- TN
- TX
- VA
- WA
- WY
Lloyd advises high net worth clients, such as executives and entrepreneurs. He uses his experience and knowledge to provide the team’s clients with a clear road map to their wealth goals. He utilizes a wide range of investment strategies focused on income generation. He graduated from Rutgers University with a B.A. in chemistry and an M.B.A. in finance. Lloyd began his financial services career in 1972. He joined Merrill Lynch in 1974 and spent 38 years there before joining UBS in 2012. Lloyd is a Chartered Retirement Planning CounselorSM (CRPC®). He resides in Long Valley, NJ with his wife. Lloyd enjoys travel, deep sea fishing and rooting for the New Jersey Devils hockey team.
- Chartered Retirement Planning Counselor℠
500 Campus Drive
Florham Park, NJ 07932
Eric Schenk, CFP®, CRPC®

Authorized Officer

CERTIFIED FINANCIAL PLANNER™
View bio
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- PA
- SC
- TN
- TX
- VA
- WA
Eric has been with UBS since 2012 and primarily focuses on financial planning and investment management for the team. Eric has held various roles that have provided him experience in the operational side as well as in relationship management. Before joining the Certus Financial Group, Eric worked as a Financial Advisor at UBS’s Wealth Management Americas headquarters. Eric graduated Magna Cum Laude from Rowan University with a B.S. in accounting. He holds the Series 7 and 66 securities licenses as well as the CERTIFIED FINANCIAL PLANNERTM (CFP®) and Chartered Retirement Planning CounselorSM (CRPC®) designations. He resides in Morris County, NJ with his wife, daughter, and 2 dogs. He enjoys hiking, kayaking and is active in adult ice hockey and softball leagues.
- CERTIFIED FINANCIAL PLANNER™
- Chartered Retirement Planning Counselor℠
500 Campus Drive
Florham Park, NJ 07932

For entrepreneurs

Build. Expand. Exit.

We understand that when it comes to your business, you’re going to be invested at every level. So, wherever you

are in your company’s development—we can help you build, expand

and prepare for future liquidity events. Because each stage of the business life cycle requires intelligent planning, we create a long-term financial plan for pursuing growth, innovation and transition—so you

can focus on the other priorities in your life. To help inform our recommendations, we’ll coordinate with our network of both third-party and UBS for their expertise in mergers and acquisitions; private equity and debt financing; risk management; estate and tax planning strategies.

For corporate executives

Navigate your benefits, awards, cash flow, portfolio and taxes.

We believe providing your key executives with financial planning services can deliver significant benefits to your company. These may include increased impact and value from your reward programs, enhanced focus from your senior leadership team on running your business, and the potential to drive employee satisfaction and retention of your most important talent. For senior executives, compensation and benefits, investments, insurance, estate planning and taxes are highly interconnected. That’s why our personalized financial planning service focuses on delivering education to help them make the most informed choices.

For multigenerational families

What's your vision?

We can help you bring your vision to life.

Our 150-year heritage of managing the wealth of generations of the world’s visionaries—creative thinkers, driven doers, legacy builders—is a testament to our passion for what we do.

Backed by the strength of UBS

A global leader in wealth management

^$2.8 trillion

In invested assets globally
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

Transition your business. Plan for life.

Raymond Chase, CFP®, CRPC®, CEPA

Tristan Cooper, CFP®

Daniel Riordan, CRPC®, CRPS®

Angeline Newman

Lloyd Schaefer, CRPC®

Eric Schenk, CFP®, CRPC®