Your life's goals

Wealth management to help you get there

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Michael Carr

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AR
- AZ
- CA
- CT
- DC
- FL
- GA
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WI
Mike began his career in Sarasota, FL as a corporate lender with NCNB/Bank of America in 1989. In 1997 Mike moved to Gainesville, FL to accept a position with Merrill Lynch where he worked for 18 years as a Wealth Management Advisor and was also the Branch Manager for 9 of those years. In 2015, Mike and his team moved to UBS to open the new Gainesville office and has been the Branch Manager there as well since his arrival. Mike earned his undergraduate degree in Finance from Florida State University.

Mike and his wife Carrie split time between Gainesville and Sarasota, where he has deep roots in the community. Their oldest son Trey graduated from Florida State University, their daughter Natalie is a Senior at Auburn University, and their youngest son Cannon is a Junior in high school. Mike is on the board of Climb for Cancer in Gainesville, FL and chairs the Finance Committee. Mike and his family love being on the water fishing on the West Coast of Florida and attending just about any sporting event they can find.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- NAPA Top DC Advisor Teams, 2021, 2022The NAPA rating is awarded annually in March based on information from December of the prior year.
- Athletes & Entertainers Consultant
4313 NW 8th Avenue
1st Floor, Suite 10
Gainesville, FL 32605

mike.carr@ubs.com

Michael Carr

4313 NW 8th Avenue,Gainesville,FL,32605
Tina Arpaia-McCann

Authorized Officer

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CT
- DC
- FL
- GA
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- RI
- SC
- TN
- TX
- VA
- WI
Tina has been with Carr & Associates for 19 years. Prior to working in Wealth Management, Tina was in banking for 17 years most recently as a Vice President at Wachovia. She holds her Series 7 license as well as her Series 9 & 10 securities management licenses. She has also obtained her Chartered Retirement Planning Consultant and Accredited Wealth Management Advisor designations. Tina holds a BA in Human Resource Management from the University of South Florida.

Tina was born and raised in Bradenton, Florida and has lived in Gainesville for the past 22 years. In her spare time, she enjoys horseback riding, watching college football and spending quality time with her friends and family. She has been involved in many civic organizations including Big Brothers/Big Sisters and Rotary.
- Accredited Wealth Management Advisor℠
- Chartered Retirement Planning Counselor
4313 NW 8th Avenue
1st Floor, Suite 10
Gainesville, FL 32605

tina.mccann@ubs.com

Tina Arpaia-McCann

4313 NW 8th Avenue,Gainesville,FL,32605
Ashley Hartley

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- RI
- SC
- TN
- TX
- VA
- VT
- WI
Ashley joined the financial services industry in 2008, interning in wealth management while completing her Finance degree at the University of Florida. She joined the Carr & Associates team in 2012 at Merrill Lynch, later moving with them to UBS Financial Services in 2015. She holds her Series 7 and 66 licenses as well as her Series 9 & 10 securities management licenses. Ashley is a CERTIFIED FINANCIAL PLANNER™ professional and has specializations as a Certified Divorce Financial Analyst® (CDFA) practitioner and Chartered Retirement Plans Specialist^SM (CRPS®).

Ashley lives in the Haile Plantation neighborhood of Gainesville with her miniature goldendoodle, Charlie. In her free time, she enjoys volunteering, travel, exercise and spending time with her family. Ashley is passionate about her community and serves on the Board of Directors for the Ronald McDonald House of North Central Florida. She serves as Treasurer and Chair of the Finance Committee and sits on the Development Committee and other subcommittees. Ashley has also served as a Guardian ad Litem volunteer for over six years and coordinates the annual office school supply drive and Christmas wish list drive for the local children in foster care.
- Certified Divorce Financial Analyst
- CERTIFIED FINANCIAL PLANNER®
- Chartered Retirement Plans Specialist℠
4313 NW 8th Avenue
1st Floor, Suite 10
Gainesville, FL 32605

ashley.waddington@ubs.com

Ashley Hartley

4313 NW 8th Avenue,Gainesville,FL,32605

Michael Carr

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AR
- AZ
- CA
- CT
- DC
- FL
- GA
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- TN
- TX
- VA
- VT
- WA
- WI
Mike began his career in Sarasota, FL as a corporate lender with NCNB/Bank of America in 1989. In 1997 Mike moved to Gainesville, FL to accept a position with Merrill Lynch where he worked for 18 years as a Wealth Management Advisor and was also the Branch Manager for 9 of those years. In 2015, Mike and his team moved to UBS to open the new Gainesville office and has been the Branch Manager there as well since his arrival. Mike earned his undergraduate degree in Finance from Florida State University.

Mike and his wife Carrie split time between Gainesville and Sarasota, where he has deep roots in the community. Their oldest son Trey graduated from Florida State University, their daughter Natalie is a Senior at Auburn University, and their youngest son Cannon is a Junior in high school. Mike is on the board of Climb for Cancer in Gainesville, FL and chairs the Finance Committee. Mike and his family love being on the water fishing on the West Coast of Florida and attending just about any sporting event they can find.
- Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- NAPA Top DC Advisor Teams, 2021, 2022The NAPA rating is awarded annually in March based on information from December of the prior year.
- Athletes & Entertainers Consultant
4313 NW 8th Avenue
1st Floor, Suite 10
Gainesville, FL 32605

mike.carr@ubs.com

Michael Carr

4313 NW 8th Avenue,Gainesville,FL,32605
Tina Arpaia-McCann

Authorized Officer

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CT
- DC
- FL
- GA
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NH
- NJ
- NV
- NY
- OH
- OK
- PA
- RI
- SC
- TN
- TX
- VA
- WI
Tina has been with Carr & Associates for 19 years. Prior to working in Wealth Management, Tina was in banking for 17 years most recently as a Vice President at Wachovia. She holds her Series 7 license as well as her Series 9 & 10 securities management licenses. She has also obtained her Chartered Retirement Planning Consultant and Accredited Wealth Management Advisor designations. Tina holds a BA in Human Resource Management from the University of South Florida.

Tina was born and raised in Bradenton, Florida and has lived in Gainesville for the past 22 years. In her spare time, she enjoys horseback riding, watching college football and spending quality time with her friends and family. She has been involved in many civic organizations including Big Brothers/Big Sisters and Rotary.
- Accredited Wealth Management Advisor℠
- Chartered Retirement Planning Counselor
4313 NW 8th Avenue
1st Floor, Suite 10
Gainesville, FL 32605

tina.mccann@ubs.com

Tina Arpaia-McCann

4313 NW 8th Avenue,Gainesville,FL,32605
Ashley Hartley

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- IN
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- RI
- SC
- TN
- TX
- VA
- VT
- WI
Ashley joined the financial services industry in 2008, interning in wealth management while completing her Finance degree at the University of Florida. She joined the Carr & Associates team in 2012 at Merrill Lynch, later moving with them to UBS Financial Services in 2015. She holds her Series 7 and 66 licenses as well as her Series 9 & 10 securities management licenses. Ashley is a CERTIFIED FINANCIAL PLANNER™ professional and has specializations as a Certified Divorce Financial Analyst® (CDFA) practitioner and Chartered Retirement Plans Specialist^SM (CRPS®).

Ashley lives in the Haile Plantation neighborhood of Gainesville with her miniature goldendoodle, Charlie. In her free time, she enjoys volunteering, travel, exercise and spending time with her family. Ashley is passionate about her community and serves on the Board of Directors for the Ronald McDonald House of North Central Florida. She serves as Treasurer and Chair of the Finance Committee and sits on the Development Committee and other subcommittees. Ashley has also served as a Guardian ad Litem volunteer for over six years and coordinates the annual office school supply drive and Christmas wish list drive for the local children in foster care.
- Certified Divorce Financial Analyst
- CERTIFIED FINANCIAL PLANNER®
- Chartered Retirement Plans Specialist℠
4313 NW 8th Avenue
1st Floor, Suite 10
Gainesville, FL 32605

ashley.waddington@ubs.com

Ashley Hartley

4313 NW 8th Avenue,Gainesville,FL,32605

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

House View Monthly

A leading global wealth manager

UBS Year Ahead 2025

Roaring 20s: The next stage

Our Chief Investment Office (CIO) looks to what awaits investors in the next half of the decade with the 2025 edition of Year Ahead.

A dramatic change in US politics, Chinese economic stimulus, ongoing geopolitical developments and falling interest rates are all at play. How should you prepare your portfolio? Let’s talk about how you can move confidently forward in the new year and beyond.

Read the report

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Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Your life's goals

Pursuing your goals together

Michael Carr

Tina Arpaia-McCann

Ashley Hartley