Experience

Howard (Hap) Redgate has been in the business for more than 50 years.  The first 20 years included working for Kidder Peabody and PaineWebber where he opened and managed the Andover, MA office.  In 1991 he founded Andover Equity Associates, a Registered Investment Advisory firm and he ran this company as a founder/owner for 25 years.  In 2016  he decided to join UBS Financial Services Inc.  For the past 30 years he has been managing equity portfolios within a strict discipline and results are produced using the application of asset allocation and stock selection with a strong consideration to sector analysis.  His clients include Not-for-Profits, Endowments, Death Benefit funds, but mostly individuals.  His history of ameliorating risk through his  investment methodology consisting of a balance between three classes of assets including cash, equities, and fixed income has proven to be a consistent strategy that has been well received by his clients.  Hap is a BU graduate and devotes his spare time in a variety of areas including philanthropy, exercising, and gardening just to name a few. Hap and his wife Susan reside in Andover, MA.

Bill is a wealth Advisor and Senior Portfolio Manager at UBS Financial Services and has been serving clients since 1979.  His clients range from affluent to ultra high net worth, with special emphasis on tax advantaged investing and estate succession issues. He serves on the Lahey-Northeast Health System's Development Committee, where he works on fundraising and philanthropic issues. He also is president of the Winnipesaukee Pavilion Condominium Association and secretary of the North Shore Aero Club. Bill takes most pride in his family. He lives in Boxford, MA with his wife of over 40 years, Nancy. He has 3 daughters; Stacey, Lindsay and Michelle and five grandchildren. Bill enjoys golf, tennis, skiing, boating and as an instrument-rated private pilot, flying.

Bill holds his series 7, 63 and 65 securities licenses as well as Series 8 Branch Manager's license. Bill is an industry arbitrator with FINRA. 

Scott understands that what drives many of his clients is a desire for peace of mind in their financial lives. This is especially true for those entering or anticipating retirement and have concerns about the financial risks of longevity. That's a big part of why Scott focuses on financial planning and specializes in long-term care planning and annuity analysis. He is detailed-oriented, highly empathetic, and driven to help clients determine, set and achieve their goals. Scott began his career at Putnam Investments in 1997 and later moved to RBC in 2002, where he served as a Financial Advisor. He joined UBS in 2008.

Scott graduated from Union College with a B.S. degree in psychology. He holds Series 7, 6, and 66 securities licenses as well as life insurance and long term care insurance licenses.

Lindsay is a Certified Financial Planner (CFP Designation) who specializes in working with clients to help create customized financial plans and investment solutions.  She is experienced in all aspects of comprehensive wealth management, including investments, insurance and multi-generational wealth transfer. Lindsay is active in the UBS Women and Wealth initiative and has become a trusted advisor to many successful women. 

Mark is a second generation Financial Advisor, Mark literally grew up in the business. His considerable experience working with individuals, families and small business owners has taught him that no two clients are alike and thus their financial plans and portfolios shouldn't be either. Mark is passionate about building and tracking tailored portfolios and is responsible for leveraging UBS's extensive resources for helping to provide the best investment strategies, tactical asset allocation, and money manager selection for his clients' specific needs.

Mark earned his B.S. degree in political science from Union College. He holds Series 7 and 66 securities licenses, as well as insurance licenses.

Tamee is a Client Service Associate and has been in the industry for 16 years.  She joined Hap Redgate in 2012 where she became the Operations Manager of Andover Equity Associates.  In 2016 Hap Redgate merged his business with a team at UBS Financial Services, Tamee joined that team where she continues to service the client’s needs.

Tamee graduated Salem State University. She and her husband Jeff have two children and reside in Haverhill, MA.

Noelle is a Senior Client Service Associate who assists our clients with administrative tasks and provides team and trade support. She has been in the financial services industry since 1998. Noelle graduated with a B.S. in business administration from New England College and is currently FINRA registered with her series 7 and 63 licenses. Outside of work, Noelle enjoys cooking, gardening and photography.

Dagmar is a Senior Client Service Associate who helps to ensure our clients' administrative needs are always covered in a timely fashion.  She has been in the financial services industry since 1995, and has been at UBS since 2008.  Outside of work, Dagmar enjoys spending time with family and friends.