An experienced and committed team

Benjamin Lam is the leader of the team. He has been in the wealth advisory industry for more than 40 years, starting in 1981 in London when he joined Merrill Lynch (ML), and, briefly at Citibank New York in between. After more than 35 years at ML, he joined UBS International in March 2016. His experience spans from his early years in institutional services in Singapore and New York, advising corporate investors, to his current role as a Wealth Management Advisor to more than 100 high net worth global families, mostly from the Asia-Pacific area. 

He has an undergraduate degree from the University of Hong Kong, received an MBA from the Asian Institute of Management in Manila, Philippines. He also attended a management studies program at the London School of Economics. He is an active Rotarian and serves as a Board Director at Alliance For Smiles Inc., a non-profit(503c3) organization in San Francisco. He is a Certified Investment Management Analyst (CIMA) and a member of the Investments and Wealth Institute.

Maggie has been in the wealth advisory industry for more than 30 years. She started her career in 1983 at Standard Chartered Bank in Hong Kong  as a retail bank Financial Consultant and she left in 1991 as Regional Retail Credit manager . In January 1992, she joined Wells Fargo Bank in Los Altos, California. In 1995 she moved on to become an International Financial Advisor at Merrill Lynch International in San Francisco.  In 2016  she joined UBS International as Senior Vice President in Investment.

Her experience includes starting and managing a Personal Financial Center for the retail division at Standard Chartered Bank. She has held positions such as Regional Manager for Retail Credit as well as Premier Banking Manager in the financial services industry. Her expertise includes complex domestic and offshore trust structures, banking and credit, wealth management , non-profit organization ( 501c3) investment as well as insurance and estate planning products. 

She received her education in Hong Kong and the Philippines. She is active in non-profit organizations including the DuiHua Foundation and the Asia Society of Northern California.

Emmie Yang has been in the wealth advisory industry for over 33 years, starting in 1991 when she joined Bank of America Intl Private Bank in New York, later relocating to its San Francisco branch, before joining Merrill Lynch International Wealth Management in 2000. She joined UBS FSI International in March 2016.

Her experience includes managing relationships for high-net-worth individuals and corporations in Asia, Europe, and Latin America while based in New York, and focusing on Asia Pacific region clients upon relocating to San Francisco. Emmie's strengths are specifically in the areas of offshore structures for tax & wealth planning, as well as global asset allocation, structured investments, insurance, and banking services. Her language abilities include fluency in Mandarin, Cantonese, Hokkien, and Tagalog (Filipino).

Her education encompasses a B.A. (Hons.) from the University of California at Los Angeles and an MA degree in International Relations/Economics/Management from Yale University.  She is active in non-profit activities and serves as the president of the Bay Area Dragonboat Foundation, a non-profit organization in San Francisco promoting family wellness, competitive team sports and a youth volunteering program for local communities.

University of California, Berkeley

BA Economics

Experience:

Shelly has over 22 years of wealth finance expertise. She joined Citibank Personal Banking in the year 2000, was then recruited to Merrill Wealth Management Cupertino Silicon Valley office as Client Service Associate. She later relocated to Merrill San Francisco International branch office.  She joined UBS International office in March 2016, and she is the team’s Senior Wealth Strategy Associate.

Certifications: 

• FINRA Series 7
• FINRA Series 66

San Francisco State University

BS Business Administration (Concentration in International Business)

Experience

Georgiana Suen is a Senior Wealth Strategy Associate. She joined the team at Merrill Lynch International, San Francisco since 2010. Prior to joining the team, she was an Assistant Relationship Manager at Citibank International Personal Banking where she started her career in banking and finance industry in 2004. 

Certifications

• FINRA Series 7
• FINRA Series 66

San Francisco State University

BS Business Administration (Emphasis in Marketing)

Experience

Emily Cai is a Registered Client Services Associate who joined the team at UBS in October 2022. She has experience working with clients across a variety of industries.

Certifications

• FINRA Series 7
• FINRA Series 66