Begin with a plan

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NV
• NY
• OH
• OR
• PA
• RI
• SC
• TX
• UT
• VA
• VI
• VT
• WA
• WI
• WY

Eric started his professional career after high school working as an illustrator for public television before being drafted into the United States Army in 1966. Eric served two tours in Vietnam and completed his service in 1972 at the rank of Captain. Before completing active duty, Eric graduated from Hampton University on the G.I Bill. After starting with Merrill Lynch, Eric joined Kidder, Peabody, & Co., now UBS Financial, in 1975 leading to a career in the financial services industry spanning 45 years in Hampton Roads.

As an active member of the community for many decades, Eric has served as chairman of the Norfolk Chamber of Commerce, Investment Committee of the United Way Foundation of South Hampton Roads, Urban League of Hampton Roads, and the Old Dominion University Research Foundation. Eric resides in Virginia Beach and continues to serve many community foundations in a volunteer role.

• Senior Portfolio Manager

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NY
• OH
• OR
• PA
• RI
• SC
• TX
• UT
• VA
• VT
• WA
• WI

Joel started in the financial services industry in 1984 before joining Paine Webber, now UBS, in 2000. Prior to entering the business, Joel received his BA in Economics from the University of Georgia.

A native of Danville, Joel currently resides in Virginia Beach with his wife, Carol, and two rescue dogs, Maddy and Earl, both of whom they adopted through Hope for Life Rescue in Virginia Beach. In the community, Joel currently serves on the board of Virginia Beach Vision and Temple Emanuel. In his free time, Joel enjoys yoga, playing golf, and reading some of his favorite authors such as Lee Child and Louise Penny. Joel and his wife Carol have three grown children and two grandchildren. 

• University of Georgia, Economics

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NV
• NY
• OH
• OR
• PA
• RI
• SC
• TN
• TX
• UT
• VA
• VI
• VT
• WA
• WI

After graduating from the United States Military Academy in 1985, Jim served as an officer in the United States Army based at Fort Eustis, Virginia.  After completing his service in 1990, Jim was eager to stay in the Hampton Roads community and joined Kidder, Peabody, and Co., now UBS Financial, leading to a career in the financial services industry spanning over 30 years.

Jim is a current board member and past President of The Rotary Club of Norfolk in addition to being a board member of the Virginia Air and Space Science Center. Jim and his wife, Clare, reside in Suffolk.

• United States Military Academy

• Certified Investment Management Analyst®
• Senior Portfolio Manager
• Wealth Advisor

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NV
• NY
• OH
• OR
• PA
• RI
• SC
• TX
• UT
• VA
• VT
• WA
• WI

Tracy began her career in the Financial Services industry with Wheat First Securities in 1989.  She remained with Wheat First until joining UBS in 2007.  Tracy’s primary focuses are in the development and implementation of individual, corporate, and non-profit retirement plans. In addition, Tracy and her team provide comprehensive financial planning strategies, portfolio management, lending, and insurance services.

Tracy received her BA in Business Management from Virginia Wesleyan College in Norfolk, Virginia.  Tracy is extremely active in her local community, supporting many charitable organizations throughout. She has been a member of the School Planning Council in Virginia Beach as well as President and board member of the Parent/Teacher/Student Association. 

Tracy is a true Hampton Roads native, residing in Virginia Beach with her husband of 30 years, James, and their two dogs.   

• Forbes America's Top Women Wealth Advisors Best-in-State, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

• Virginia Wesleyan, BA, Business Management

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• MT
• NC
• NH
• NJ
• NM
• NV
• NY
• OH
• OR
• PA
• RI
• SC
• TX
• UT
• VA
• VT
• WA
• WI

Neal joined the Atlantic Wealth Consultants as a Financial Advisor in 2012. Prior to joining UBS, Neal graduated from Old Dominion University in 2001 and then served in the United States Navy as a Navy SEAL until he completed his service in 2012. During his time in the Navy, Neal earned his MBA from Webster University.

Neal was a 2016 honoree of the Inside Business’s 40 under 40 in Hampton Roads, in addition he is the current Treasurer for the Club Brittany Swim Club and is a former board member of the Cape Henry Rotary Club.  Neal is a Hampton Roads native and resides in Virginia Beach with his wife, Laura, and their three children.

• Old Dominion University, B.S. Finance
• Webster University, M.B.A.

• CERTIFIED FINANCIAL PLANNER™
• Portfolio Manager

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NY
• OH
• OR
• PA
• RI
• SC
• TN
• TX
• UT
• VA
• VT
• WA
• WI
• WY

For over 15 years, Morgan Edwards has worn many hats in the financial services industry. After joining UBS in 2014 as a Financial Advisor, Morgan built his practice, which specializes in comprehensive financial planning and asset management for high net worth families throughout the greater United States. Clients value his straight forward honesty and informal approach to navigating complex issues and markets. His firm belief is that through understanding each clients’ unique situation and their drivers, he is able to tailor expert advice and knowledge for a vast array of circumstances. This approach has led to him in becoming a leader amongst his peers in assets under management and client satisfaction.

With his mother and father both middle school teachers, Morgan has a natural ability and passion to educate. He received his B.B.A from James Madison University and competed on the collegiate level as a soccer goalkeeper. Morgan credits a lot of his ability to manage financial markets under pressure, to that of his experience reading and directing his teams on the soccer field. After deciding on a career in finance, Morgan went on to earn his Certified Financial Planner™ (CFP®) designation from Old Dominion University and stays very active in his continuing education.   

Morgan has served on the Board of the Hampton Roads chapter of The Financial Planning Association and stays very busy in his community. He and his wife, Amanda live with their three young children, Knox, Holden and Millie in the Chicks Beach area of Virginia Beach. There, they enjoy everything about the outdoor lifestyle. His many hobbies and passions include snowboarding, acoustic guitar, running, golf, hiking and beach days on the Chesapeake Bay surrounded by his family and friends.

• James Madison University, B.A. Business Administration

• CERTIFIED FINANCIAL PLANNER™
• Portfolio Manager

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NY
• OH
• OR
• PA
• RI
• SC
• TX
• UT
• VA
• VT
• WA
• WI

Courtney joined Atlantic Wealth Consultants in 2021 as a Financial Advisor. Courtney’s career began in 2003 with Capital Group before serving as Director of Planning for Mass Mutual in Hampton Roads for a number of years. Courtney’s dedication and passion for planning led her to join the Norfolk branch of UBS in 2017 to serve as a financial planner covering the state of Virginia.

Courtney is a graduate of Old Dominion University and is an active volunteer with the Norfolk art scene. While financial planning is her passion during the day, you may see Courtney performing in sketch comedies and other theater productions around Norfolk, where she resides with her children.

• Old Dominion University

• CERTIFIED FINANCIAL PLANNER™

• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• HI
• IL
• IN
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• NC
• NH
• NJ
• NM
• NV
• NY
• OH
• OR
• PA
• RI
• SC
• TX
• UT
• VA
• VT
• WA
• WI

Ben joined the Atlantic Wealth Consultants in March of 2020 as a Financial Advisor. Prior to coming to Norfolk, Ben worked with UBS in Charlotte since 2016. 

Ben is a graduate of the Virginia Military Institute where he earned his B.A. in Economics & Business. Ben serves as the President of Habitat for Humanity of South Hampton Roads in addition to previously serving as an assistant coach for the Cape Henry Collegiate lacrosse team. Ben resides in Virginia Beach with his wife and son. 

• Virginia Military Institute, B.A. Economics and Business

• CERTIFIED FINANCIAL PLANNER™

• NY
• TX
• VA

Ellie was born and raised in beautiful Spokane, Washington and attended Seattle Pacific University. She has enjoyed many years experience in administrative and secretarial positions in business as well as church. Ellie had played the piano and organ since she was a teenager and is very active in the music ministry of her church in Chesapeake, VA. Ellie loves living in Hampton, VA in spite of driving through the tunnel every day, and she is the very proud God-Mother to two beautiful young ladies, Cheyenne and Shelby.

• Seattle Pacific University

• FL
• NC
• PA
• TX
• VA

M.K.  began her career in the Financial Services industry as an officer at a local savings bank in Norfolk, Virginia where she spent 8 years in financial analysis and planning, handling the bank's investments and cash management.  She joined UBS's predecessor firm Kidder, Peabody in 1991.  M.K.'s duties focus on the administrative and client service areas of the team.  She holds the Series 7, Series 66 and Series 63 licenses.

M.K. received her B.A. in Political Science and B.S. in Sociology from Virginia Tech.  M.K. currently resides in Chesapeake, Virginia with her husband of 40 years, Dave.   Their youngest son, Tyler, currently resides in Raleigh, North Carolina and their oldest son, David, resides in Dinwiddie, Virginia.

• FL
• VA

Lisa joined Atlantic Wealth Consultants in 2015 after working in another area of UBS for the previous 7 years. 

Lisa grew up on Long Island, NY and currently lives with her husband Doug in South Mills, NC.  She has 3 children and 2 grandchildren.  Lisa loves to garden and is an active member of Towne South Church of Christ and its youth group.  

Chrystine joined Atlantic Wealth Consultants Group of UBS in October 2021 after working at another firm since 2019. Motivated by her mother’s many years in the financial services industry, Chrystine joined UBS’s Norfolk branch as an intern during her four years in school and our team is lucky to have her back.

Chrystine is a graduate of Old Dominion University with a double major in Criminal Justice and Sociology. Around the area, she is involved with a run group that participates in many local events while also serving on the hospitality team at her church. Born and raised in Virginia Beach, Chrystine and her husband, Braden, are expecting their first child in the fall of 2022.

• Old Dominion University , B.A. Criminal Justice and Sociology