Building relationships that help inspire confidence

Financial planning is at the heart of our comprehensive wealth management approach. Our team’s 70-plus years of experience have taught us that the best way to add value is by helping busy, successful people pursue their goals. When clients entrust us with their wealth, we seek to earn it with our skill, knowledge and service.

Our commitment to planning starts with listening. We ask the important questions to find out what matters most to each client, forging long-term relationships in the process. As part of UBS, we are able to coordinate our clients’ entire financial lives, addressing business as well as personal needs. We offer access to the firm’s global specialists in business transition planning, wealth transfer, portfolio construction, insurance, liquidity management and philanthropy, among other areas.

Start the planning conversation

We’re looking for relationships, not transactions.
- Aligned Wealth Partners

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Thomas "Tom" Flanagan

Senior Vice President–Wealth Management
View bio Industry recognition
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- MA
- MI
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Throughout his career, Tom has provided personalized wealth management solutions to assist clients in achieving what is most important to them and their families. He began in the securities industry 35 years ago at E. F. Hutton & Co. before it was purchased by Shearson in 1987. Shortly after this, he joined PaineWebber, which was later acquired by UBS to expand its global reach. Tom graduated from the University of Oregon in 1975 and received a Personal Financial Planning Certificate from UC Riverside in 1986.

Since becoming a desert resident in 1980, Tom has been active within the community. He is a past member of Rancho Mirage Rotary and a Paul Harris Fellow. He is a past president and board member of Big Brothers Big Sisters of the Desert. He and his wife, Kelly, actively support charitable causes dedicated to children and animals. They live in Indian Wells and have a daughter Kaileigh who is a graduate of the University of Oregon. Tom is an avid outdoorsman who enjoys hunting, fishing, hiking and golfing.

CA Insurance License #: 0A30079
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Oregon, B.S. Business Administration
- Holds the Series 3, 7 and 66 securities licenses
- Personal Financial Planning Certificate from the University of California Riverside, 1986
- Insurance licenses—life, variable annuity, variable life and long-term care
Home Worker ID
Home Worker ID, ID 000

thomas.flanagan@ubs.com

Thomas "Tom" Flanagan

Home Worker ID,Home Worker ID,ID,000
James "Jim" Bruner, CFP, MPAS, CPWA, CEPA

Senior Vice President–Wealth Management
View bio Industry recognition
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- MA
- MI
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
Jim started in the financial services industry in 1990 with Bank of America. Prior to joining UBS in 2007, Jim was a Senior Vice President with US Trust, a division of Bank of America, in Palm Desert. Jim has been a Certified Financial Planner (CFP®) professional since 1999 and was licensed as a Certified Private Wealth Advisor ®(CPWA) in 2018. He holds an M.S. in financial planning from the College for Financial Planning and a B.A. in communications from California State University, Fullerton. Jim was granted the designation Master Planner Advanced Studies (MPAS®) in November 2013 and the designation of Certified Exit Planning Advisor (CEPA®) in 2019.

He is former Chairman of the Board of the Riverside International Automotive Museum, and he sits on the board of the Palm Springs International Film Festival. He is past board president of Big Brothers Big Sisters of the Desert and past Vice President of the Indian Wells chapter of Childhelp. Jim has taught investments, financial planning, and corporate finance as an adjunct professor for the University of Redlands and California State University, San Bernardino. Jim lives with his wife, Kelly, in Bermuda Dunes, and enjoys outdoor activities, including off-roading and boating.

CA License #0D10582
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- College for Financial Planning, M.S. Financial Planning
- California State University, Fullerton, B.A. Communications
- CERTIFIED FINANCIAL PLANNER®
- Certified Exit Planning Advisor
- Master Planner Advances Studies℠
- Certified Private Wealth Advisor®
- Holds the Series 7 and 66 securities licenses
- Insurance licenses—life, variable annuity, variable life and long-term care
75-280 Highway 111
Indian Wells, CA 92210

james.bruner@ubs.com

James "Jim" Bruner, CFP, MPAS, CPWA, CEPA

75-280 Highway 111,Indian Wells,CA,92210
Patrick "Pat" Lizza, CRPC, CRPS, EFC

Market Director

Financial Advisor
View bio Industry recognition
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- MA
- MD
- ME
- MI
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
Pat is the Branch Manager in the Indian Wells office and a member of Aligned Wealth Partners. He joined UBS in 2011 and has worked with the team to hone their client focused approach. Aligned Wealth Partners has built a comprehensive wealth management practice serving select professionals, entrepreneurs, retirees and their families. With financial planning at its core, the team recognizes that every client has a unique set of circumstances and aspirations and employs a detailed discovery process that enables us to deeply understand not just the client's financial data, but more importantly, their values, goals, and relationships. This holistic approach enables the team to develop customized strategies specific to the client's needs which should maximize the probability that their objectives are achieved.

Prior to UBS, Pat spent 17 years in the high end hospitality industry developing significant trust with clients and an understanding of their needs. He served as treasurer on the Board of Directors of Xavier Jesuit College Preparatory High School and currently serves on the Southwestern Growers Tournament Committee for the Boys and Girls Club of the Coachella Valley. Pat and his wife, Tricia, live in La Quinta and have two grown children, Meg and Hogan.

CA Insurance License #0H86489
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of California, Berkeley, B.A.
- Financial Advisor
- Chartered Retirement Planning Counselor
- Chartered Retirement Plans Specialist℠
- Endowment & Foundation Consultant
- Certified Exit Planning Advisor
- Holds the Series 7, 9, 10 and 66 securities licenses
- Insurance licenses—life, variable annuity, variable life and long-term care
Securities-backed lending

Financial planning

Philanthropy

Exit planning

Business succession

Custom portfolios

Asset allocation

Alternative investments

75-280 Highway 111
Indian Wells, CA 92210

pat.lizza@ubs.com

Patrick "Pat" Lizza, CRPC, CRPS, EFC

75-280 Highway 111,Indian Wells,CA,92210
Cody Finley

Financial Advisor
View bio
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- HI
- ID
- IL
- IN
- KS
- KY
- MA
- MI
- MN
- MT
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
As a Financial Advisor at UBS, Cody strives to bring a wealth of knowledge and expertise to guide clients on their financial journeys. He has worked in the financial services industry since 2017. Committed to delivering personalized financial solutions, he leverages UBS's global resources to provide comprehensive advice tailored to each client's unique needs. With a client-centric approach and a foundation rooted in financial planning, Cody is dedicated to deliver an unwavering level of holistic wealth management. Cody is honored to contribute to UBS's mission of providing world-class financial services, and he looks forward to making a positive impact in the lives of those he serves.

Cody currently resides in La Quinta with his wife Meadow. He enjoys the great outdoors, sporting events, traveling, playing golf, and spending time with his friends and family.

CA Insurance License: 4323531
- University of Arizona, B.A.
- Holds the Series 7 and 66 securities licenses
- Insurance licenses—life, variable annuity, variable life and long-term care
75-280 Highway 111
Indian Wells, CA 92210

cody.finley@ubs.com

Cody Finley

75-280 Highway 111,Indian Wells,CA,92210
Crystalinda Ray

Client Associate
View bio
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KY
- MA
- MI
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
75-280 Highway 111
Indian Wells, CA 92210

crystalinda.ray@ubs.com

Crystalinda Ray

75-280 Highway 111,Indian Wells,CA,92210

Roubina Kurkjian

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

Education and personal information

In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender
David Mader

NMLS #947868

Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

David Mader joined UBS Bank USA in 2017 and he is currently a Wealth Management Banker covering the Pacific Desert and Pacific Northwest Markets.

David has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

David began his career in financial services with Wells Fargo Bank in 2002. Prior to joining UBS, he was a Financial Advisor at Wells Fargo Advisors in Palos Verdes, CA.

Education and personal information

In David’s role as a Wealth Management Banker his NMLS # is 637276. He holds his Series 7 and 66 securities licenses, Life, Health and Annuities license and a Personal Financial Planning Certificate from the University of California, Irvine. He also holds a BA in Political Science with a Minor in Business Administration from California State University, Fullerton where he graduated Cum Laude.

Outside of the office, he enjoys going to the beach with his family, coaching his daughter and son’s soccer teams and on a rare occasion, a quick round of golf.

Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.

Thomas "Tom" Flanagan

Senior Vice President–Wealth Management
View bio Industry recognition
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- MA
- MI
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Throughout his career, Tom has provided personalized wealth management solutions to assist clients in achieving what is most important to them and their families. He began in the securities industry 35 years ago at E. F. Hutton & Co. before it was purchased by Shearson in 1987. Shortly after this, he joined PaineWebber, which was later acquired by UBS to expand its global reach. Tom graduated from the University of Oregon in 1975 and received a Personal Financial Planning Certificate from UC Riverside in 1986.

Since becoming a desert resident in 1980, Tom has been active within the community. He is a past member of Rancho Mirage Rotary and a Paul Harris Fellow. He is a past president and board member of Big Brothers Big Sisters of the Desert. He and his wife, Kelly, actively support charitable causes dedicated to children and animals. They live in Indian Wells and have a daughter Kaileigh who is a graduate of the University of Oregon. Tom is an avid outdoorsman who enjoys hunting, fishing, hiking and golfing.

CA Insurance License #: 0A30079
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Oregon, B.S. Business Administration
- Holds the Series 3, 7 and 66 securities licenses
- Personal Financial Planning Certificate from the University of California Riverside, 1986
- Insurance licenses—life, variable annuity, variable life and long-term care
Home Worker ID
Home Worker ID, ID 000

thomas.flanagan@ubs.com

Thomas "Tom" Flanagan

Home Worker ID,Home Worker ID,ID,000
James "Jim" Bruner, CFP, MPAS, CPWA, CEPA

Senior Vice President–Wealth Management
View bio Industry recognition
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- MA
- MI
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
Jim started in the financial services industry in 1990 with Bank of America. Prior to joining UBS in 2007, Jim was a Senior Vice President with US Trust, a division of Bank of America, in Palm Desert. Jim has been a Certified Financial Planner (CFP®) professional since 1999 and was licensed as a Certified Private Wealth Advisor ®(CPWA) in 2018. He holds an M.S. in financial planning from the College for Financial Planning and a B.A. in communications from California State University, Fullerton. Jim was granted the designation Master Planner Advanced Studies (MPAS®) in November 2013 and the designation of Certified Exit Planning Advisor (CEPA®) in 2019.

He is former Chairman of the Board of the Riverside International Automotive Museum, and he sits on the board of the Palm Springs International Film Festival. He is past board president of Big Brothers Big Sisters of the Desert and past Vice President of the Indian Wells chapter of Childhelp. Jim has taught investments, financial planning, and corporate finance as an adjunct professor for the University of Redlands and California State University, San Bernardino. Jim lives with his wife, Kelly, in Bermuda Dunes, and enjoys outdoor activities, including off-roading and boating.

CA License #0D10582
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- College for Financial Planning, M.S. Financial Planning
- California State University, Fullerton, B.A. Communications
- CERTIFIED FINANCIAL PLANNER®
- Certified Exit Planning Advisor
- Master Planner Advances Studies℠
- Certified Private Wealth Advisor®
- Holds the Series 7 and 66 securities licenses
- Insurance licenses—life, variable annuity, variable life and long-term care
75-280 Highway 111
Indian Wells, CA 92210

james.bruner@ubs.com

James "Jim" Bruner, CFP, MPAS, CPWA, CEPA

75-280 Highway 111,Indian Wells,CA,92210
Patrick "Pat" Lizza, CRPC, CRPS, EFC

Market Director

Financial Advisor
View bio Industry recognition
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- MA
- MD
- ME
- MI
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
Pat is the Branch Manager in the Indian Wells office and a member of Aligned Wealth Partners. He joined UBS in 2011 and has worked with the team to hone their client focused approach. Aligned Wealth Partners has built a comprehensive wealth management practice serving select professionals, entrepreneurs, retirees and their families. With financial planning at its core, the team recognizes that every client has a unique set of circumstances and aspirations and employs a detailed discovery process that enables us to deeply understand not just the client's financial data, but more importantly, their values, goals, and relationships. This holistic approach enables the team to develop customized strategies specific to the client's needs which should maximize the probability that their objectives are achieved.

Prior to UBS, Pat spent 17 years in the high end hospitality industry developing significant trust with clients and an understanding of their needs. He served as treasurer on the Board of Directors of Xavier Jesuit College Preparatory High School and currently serves on the Southwestern Growers Tournament Committee for the Boys and Girls Club of the Coachella Valley. Pat and his wife, Tricia, live in La Quinta and have two grown children, Meg and Hogan.

CA Insurance License #0H86489
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of California, Berkeley, B.A.
- Financial Advisor
- Chartered Retirement Planning Counselor
- Chartered Retirement Plans Specialist℠
- Endowment & Foundation Consultant
- Certified Exit Planning Advisor
- Holds the Series 7, 9, 10 and 66 securities licenses
- Insurance licenses—life, variable annuity, variable life and long-term care
Securities-backed lending

Financial planning

Philanthropy

Exit planning

Business succession

Custom portfolios

Asset allocation

Alternative investments

75-280 Highway 111
Indian Wells, CA 92210

pat.lizza@ubs.com

Patrick "Pat" Lizza, CRPC, CRPS, EFC

75-280 Highway 111,Indian Wells,CA,92210
Cody Finley

Financial Advisor
View bio
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- HI
- ID
- IL
- IN
- KS
- KY
- MA
- MI
- MN
- MT
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
As a Financial Advisor at UBS, Cody strives to bring a wealth of knowledge and expertise to guide clients on their financial journeys. He has worked in the financial services industry since 2017. Committed to delivering personalized financial solutions, he leverages UBS's global resources to provide comprehensive advice tailored to each client's unique needs. With a client-centric approach and a foundation rooted in financial planning, Cody is dedicated to deliver an unwavering level of holistic wealth management. Cody is honored to contribute to UBS's mission of providing world-class financial services, and he looks forward to making a positive impact in the lives of those he serves.

Cody currently resides in La Quinta with his wife Meadow. He enjoys the great outdoors, sporting events, traveling, playing golf, and spending time with his friends and family.

CA Insurance License: 4323531
- University of Arizona, B.A.
- Holds the Series 7 and 66 securities licenses
- Insurance licenses—life, variable annuity, variable life and long-term care
75-280 Highway 111
Indian Wells, CA 92210

cody.finley@ubs.com

Cody Finley

75-280 Highway 111,Indian Wells,CA,92210
Crystalinda Ray

Client Associate
View bio
- AK
- AR
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KY
- MA
- MI
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
75-280 Highway 111
Indian Wells, CA 92210

crystalinda.ray@ubs.com

Crystalinda Ray

75-280 Highway 111,Indian Wells,CA,92210

Roubina Kurkjian

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

Education and personal information

In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender
David Mader

NMLS #947868

Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

David Mader joined UBS Bank USA in 2017 and he is currently a Wealth Management Banker covering the Pacific Desert and Pacific Northwest Markets.

David has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

David began his career in financial services with Wells Fargo Bank in 2002. Prior to joining UBS, he was a Financial Advisor at Wells Fargo Advisors in Palos Verdes, CA.

Education and personal information

In David’s role as a Wealth Management Banker his NMLS # is 637276. He holds his Series 7 and 66 securities licenses, Life, Health and Annuities license and a Personal Financial Planning Certificate from the University of California, Irvine. He also holds a BA in Political Science with a Minor in Business Administration from California State University, Fullerton where he graduated Cum Laude.

Outside of the office, he enjoys going to the beach with his family, coaching his daughter and son’s soccer teams and on a rare occasion, a quick round of golf.

Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.

Connecting you to the deep resources of UBS

By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

Personal wealth management

Sophisticated retirement and wealth transfer solutions

Your success is a reflection of your hard work and determination. But you may not have much time to think about the bigger picture. Our role is to address the complexities of your wealth and life. We can work with you to help grow and preserve your wealth, plan for the retirement you envision and shape your legacy.

Our team has a process in place to address all aspects of wealth management for executives, entrepreneurs and other accomplished individuals. Whether you need to diversify concentrated wealth, access liquidity to reach new goals or design a retirement income plan, we understand how to move forward. We leverage the global insights and best thinking of UBS to craft your customized portfolio, review your estate plan, assess your insurance needs and provide liability management solutions.

Women face particular concerns in their financial lives, such as longer lifespans and the likelihood that they will become the sole decision-maker at some point. Our team seeks to help empower them to take a more active role in their financial well-being. With our planning process, women can find answers to the big questions and feel confident about the future.

Understanding your life, your wealth and what you want to accomplish is important to how we work together at UBS. We start with questions and a discussion that helps us focus on what’s really important to you.

Then, we can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.

Liquidity-To help maintain your lifestyle

Entertainment and travel
Taxes
Purchasing a home

Longevity- To help improve your lifestyle

Retirement
Healthcare and long-term care expenses
Second home

Legacy- To help improve the lives of others

Giving to family
Philanthropy
Wealth transfer over generations

Working together, we can help you:

Gain confidence that your money is in an appropriate strategy—when it needs to be there
Better manage investment risk—based on your different goals and timeframes
Take the emotion out of investing—with a clearer understanding of your short-term needs

_{Timeframes may vary. Strategies are subject to individual client goals, objectives and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.}

_{All investments involve the risk of loss, including the risk of loss of the entire investment.}

Planning for business owners

A strategy for the transition—and for what comes next

When you own a business, it is an integral part of your identity, and may be the core of your wealth. We can advise you about the financial—and emotional—aspects of a business transition. Our approach seeks to maximize value, achieve the best terms and create a vision for your life after a sale or succession.

We work with you to address the needs of your business today and seek to achieve the full benefit of your future liquidity event. We can connect you with the UBS Investment Bank for mergers and acquisitions services, UBS Asset Management for strategies to diversify concentrated equity positions, UBS Bank USA for access to financing and the UBS Advanced Planning Group to structure your wealth efficiently in advance of your transition.

Our role

Proactive discovery

We seek to uncover and mitigate any gaps between your vision of a successful transition and the infrastructure you need to execute that vision.

Collaboration with your team

Coordination among your tax, legal and financial professionals is essential to help identify synergies and avoid contradictions.

Idea flow and illustration

We craft a detailed plan in advance that will allow you to incorporate ideas from all your trusted advisors. Our illustrations offer clarity and understanding, increasing the probability of a successful transition.

Execution of planning advice

We follow through to ensure that all the advice and counsel delivered by your extended team is executed before you pursue a transition.

UBS intellectual capital

We draw on the vast resources that UBS offers for business owners to bring you useful insights and perspectives, including:

Financial planning for business owners contemplating a liquidity event
Presale planning
Preparing for a strategic exit
Flexible financing solutions

_{Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval.}

Access to the global reach and depth of UBS

Bringing the capabilities of the firm to you

Our team is proud to be a part of one of the world’s largest wealth managers. We believe UBS is well-positioned to meet the needs of wealthy individuals and families, business owners, corporate leaders and entrepreneurs. The combination of our firm’s strong global resources and our local presence can give you confidence about your financial future.

Building on its history of over 150 years, UBS is committed to helping high net worth individuals pursue their wealth management goals. Our financial planning knowledge is complemented by relationships with UBS specialists who can enhance your entire financial life. As UBS Financial Advisors, we can offer you access to a broad array of private and institutional solutions.

Wealth management services

Advanced Planning Group
Philanthropic advisory
Private banking
Financing for aircraft, artwork and antiques

Solutions for corporate executives

Equity compensation services
Corporate retirement plans
Nonqualified deferred compensation (NCDC)
10b5-1 plans
Share buybacks

Resources for business owners

Small business lending
M&A advisory
ESOP advisory
Insurance needs assessment

_{Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval.}

How we work with you

A personal relationship centered on high-quality service

Beyond the financial advice we offer, our commitment to the families we serve sets us apart. Our business growth comes from referrals, as long-standing clients tell their friends and colleagues how we have helped them over the years. We understand the emotions behind wealth, and we’re here to support you, your family and your business through all of life’s changes.

Our experienced team has the perspective and in-depth knowledge that your wealth requires. James Bruner is a Certified Financial Planner™ professional and a Certified Private Wealth Advisor® (CPWA®). Patrick Lizza is a Chartered Retirement Planning CounselorSM (CRPC®) and Chartered Retirement Plans SpecialistSM (CRPS®). The rigor of these certifications enables us to meet the sophisticated needs of business owners, corporate executives and retired investors.

Our role

We will collaborate with your tax and legal professionals to ensure that all aspects of your wealth are working in harmony. Clients know that they can depend on us for high-touch and responsive service. We help them determine the best way to finance needs such as care for aging parents. But we go beyond the money to identify the best options for their loved ones. From our community of Indian Wells to the rest of California and beyond, we are known for our caring and compassionate advice.

Ready to sell your business?

The five hallmarks of a successful sale

Move forward with confidence in possibly the biggest venture of your life. We can help advise and orchestrate your entire team of experts throughout the sale process and beyond.

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A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Building relationships that help inspire confidence

Pursuing your goals together

Thomas "Tom" Flanagan

James "Jim" Bruner, CFP, MPAS, CPWA, CEPA

Patrick "Pat" Lizza, CRPC, CRPS, EFC

Cody Finley

Crystalinda Ray

Roubina Kurkjian

David Mader