Advice for your whole financial life

Private Wealth Management

To help make a difference in the lives of our clients, we have to understand more than their balance sheets. We always start by asking: What's most important to you and your family? And why?

We help our clients navigate the changes that shape our global economy. Whether helping to advise some of the top CEOs in the country, engage tech-savvy entrepreneurs or working across each generation of exceptional families, we bring the multigenerational perspective and broad access of a Private Wealth Management team.

Our aim is to deliver the best to you every day in order to help guide you—and keep you—on the right track in meeting your goals.

We look to ‘tie it all together’ for the client—offering advice for the full spectrum of their financial life.
- Daniel Schwartz, CIMA®, CPM®, FOC

Our exceptional team

Our entire team is dedicated to establishing meaningful client relationships, delivering white glove service and cultivating a boutique environment. Team members offer complementary skills and bring a wealth of experience to every relationship.

Daniel Schwartz, CIMA, CPM, FOC

Managing Director–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Over his 30-year career, Dan has helped clients navigate through several market cycles and has continuously strived to refine the skills that have earned him national recognition. He works with a wide range of clients, including CEOs, entrepreneurs and wealthy families providing portfolio management and Financial Planning Strategies. Dan’s dedication to his clients and passion in which he strives to make a difference in their success is what sets him apart.

“Inspired by the example my father set of passion and drive, I have built this practice by always putting our clients and their families first. What sets us apart is our compassionate understanding of each generation’s unique needs.”

Dan and his team offer a perspective developed over multiple market cycles. The foundation of Dan's Investment Process is a relentless focus on intrinsic value. His understanding of financial markets and risk mgmt. help to refine his clients strategies as their needs and the financial markets change. An industry-recognized professional, Dan helps provide a steady hand to clients and their families.

Experience
- Began career with Kidder Peabody in 1987
- Moved to Morgan Stanley Smith Barney in 1991
- Joined UBS Private Wealth Management in 2012
Credentials
- Certified Investment Management Analyst® (CIMA^®) professional
- Certified Portfolio Manager^® (CPM^®) designation
- Economics, SUNY Albany, 1987
Life
- Dan has two children, Billy and Michael
- Avid golfer, snowboarder, vintage race car driver and plays guitar
- Dan has been actively involved with the Institute for Educational Achievement (IEA), a leading school for children with autism
- Barron's Top 1,200 Financial Advisors, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes America's Top Wealth Advisors, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Private Wealth Advisor
Investing

Asset allocation

Multi-generational families

Family Offices

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Devin Darcangelo, CEPA

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Devin brings more than 20 years of investment experience helping corporate executives, high net worth families, private equity and hedge fund professionals achieve their financial goals. Devin specializes in asset allocation, tailored portfolio construction and opportunistic investing. His goal is to seamlessly meet clients’ personal financial needs.

Devin has experience guiding clients through liquidity events, legacy planning, transitioning to a new phase of life and assisting business owners during the sale of their business. He provides advice centered around retirement, strategic financial planning, and streamlining the many complexities associated with substantial and generational wealth.

Drawing on his experience as a Division I lacrosse player at Syracuse University, Devin is passionate about coaching his two son’s youth sports. He and his family split their time between Westhampton Beach, NY and Mount Pleasant, SC.

Experience
- Began his career as a Financial Advisor at Merrill Lynch (2000 – 2005)
- Vice President at Morgan Stanley (2005 – 2010)
- Vice President, Financial Advisor at UBS (joined in 2010)
- Senior Vice President at UBS Private Wealth Management, Alfa Group (joined in 2014)
Credentials
- Graduate of Syracuse University, Whitman School of Management
- Certified Exit Planning Advisor
Community Involvement
- Enjoys volunteering with local youth sports programs
- Has been actively involved as a volunteer with the Ronald McDonald House of NYC.
- Alumni Volunteer, Syracuse University- Syracuse Lacrosse Alumni Network (SLAN)
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Private Wealth Advisor
Alternative investments

Investing

Home Worker SC
Home Worker SC, SC 000
George Fosdick, CFP

First Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
For more than 20 years, George has helped his clients and their families develop, execute and monitor their personalized comprehensive wealth management plans. Providing focused and disciplined guidance, he helps ensure that clients have full access to the broad global resources of UBS Private Wealth Management.

“In the ever-changing world of global finance, navigating each market cycle requires diligent focus and constant education.”

George believes that three key tenets define his client relationships: clarity, focus and objectivity. Clarity comes from helping clients understand what the team is doing and, more importantly, why they are doing it. Helping clients achieve their most important goals is his number one focus. And objectivity helps ensure that he, and the entire team, is putting the client’s needs first. George aims to provide a steady hand navigating a complex financial environment undergoing constant change.

Experience
- Began his career in 1998 in the Estate Planning department of Prudential Securities
- Spent the next decade in Private Banking at JPMorgan Chase and Wells Fargo
- Joined the Alfa Group in 2011
Credentials
- Certified Financial Planner™ (CFP®) designation through the College of Financial Planning
- B.A., political economy, Muhlenberg College
Life
- Wife, Monica, and three children live in Ramsey, NJ
- Passionate about being engaged in his local community
- Volunteer firefighter for over 25 years
- Coaches youth sports and enjoys the outdoors
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Private Wealth Advisor
Financial planning

401(k) plan services

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
William Schwartz, CEPA

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Whether working with successful millennials, multigenerational families, senior executives or entrepreneurs, Billy helps deliver tailored advice focused on all aspects of their lives. Driven by empathy for understanding his clients' unique situation, passion for helping them pursue their goals and discipline for continually working to provide efficient and useful guidance, Billy strives for excellence in everything he does.

Billy was exposed to the wealth management industry at a young age. Watching his father become a top financial advisor, he recognized the joy that his father's life work—helping people simplify their complex financial lives—brought him. That's why he set the same goal for himself: to build the kind of enduring client relationships that can last a lifetime.

“There is nothing more rewarding to me than bringing comfort into someone's life by helping them figure out their complex financial challenges.”

Experience
- Worked as a credit analyst for Amalgamated Bank's commercial and industrial lending team
- Selected for UBS's Wealth Advice Center IGAP Training Program in 2018, where he gained experience as a Client Service Associate and Financial Advisor
- Joined his father and The Alfa Group in 2019
Credentials
- Series 7 and 66 securities licenses
- B.A. in economics, Franklin & Marshall College
- Graduate of Bergen Catholic High School and the Peddie School
Life
- Active member of the Robin Hood Foundation’s The Forest
- Member of the Young Patrons Program with the Wildlife Conservation Society and youth lacrosse coach
- Enjoys the outdoors and is an avid traveler, snowboarder and vinyl collector
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
Exit planning

Lending services

Business succession

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Michael Sanzone

Account Vice President

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
By working directly with a diverse group of ultra-high net worth clients , including millennial investors who may be just starting out, Michael is dedicated to making a meaningful difference in their lives. He has experience helping with uncommonly complex investment situations and focuses on understanding clients' big picture and most pressing needs.

Michael is working to build lasting relationships by being consistently responsible, proactive and accessible. He works closely with each member of the team to provide market research, develop and implement financial plans, coordinate investment strategies and monitor client portfolios. Throughout, Michael is dedicated to helping clients feel prepared and on track to meeting their goals.

“Our steady guidance helps us develop long-term relationships with our clients. They know we are right there with them every step of the way as they face opportunities and complexities at various stages of life.”

Experience
- Graduated from Merrill Lynch's Financial Advisor Development Program where he served as a junior advisor on a team within the Private Banking & Investment Group, primarily servicing UHNW and institutional clients
- Joined The Alfa Group at UBS in 2019
Accomplishments
- B.A. degree, business and political science, Franklin & Marshall College
- Hold Series 7 and 66 licenses
Life
- Founding member of the Young Professionals Committee at Children's Environmental Literacy Foundation
- Avid golfer and skier
- Member of the Upper Montclair Country Club
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
Financial planning

Asset allocation

Executive compensation

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Nina Hakim

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- CT
- FL
- IL
- LA
- MD
- NC
- NJ
- NY
- PA
- TX
- VA
Focus
- Investing
Home Worker FL
Home Worker FL, FL 000

Setta Oghlian

Senior Client Associate
View bio
Setta has worked in the financial services industry for over 19 years, most recently as a personal banker at JP Morgan Chase. Setta has focused on private clients and small businesses. She resides in Westwood, NJ with her husband and two boys.

Focus
- Team operations leader
- Client service
61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Krystle Tharani-Kukreja

Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- MA
- MD
- ME
- NC
- NJ
- NV
- NY
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- WA
Krystle has been in the financial services industry for over 12 years. She joined the Alfa team in February 2018 with a specific focus on special client projects, account monitoring and trade execution. Prior to joining UBS, Krystle held roles at Dealogic as a Client Coverage Executive and Bank of America Merrill Lynch in their strategic initiatives group working on delivering institutional solutions for clients within Global Wealth Management. Krystle earned a Bachelor of Science in Finance from the University of Southern California's (USC) Marshall School of Business. She also holds FINRA's Series 7 and 66 licenses. Krystle now resides in Franklin Lakes, NJ with her husband and their dog.

Focus
- Specialized reporting
- Special team projects
61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Nicole Flanzbaum

Senior Client Associate
View bio
- CA
- FL
- HI
- NJ
- NV
- NY
- TX
Focus
- Client service
- Special team projects
61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Kevin Cunane

Senior Wealth Strategy Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Kevin brings more than 10 years of investment experience, including work in private equity and sell side equity research. Kevin focuses on asset allocation, investment research, and portfolio strategy. Kevin is a CFA charter holder and has his Series 7, 63, 86, and 87 licenses.

Experience

Financial analyst, US Energy Development Corporation (2011-2016)
Vice President, Oil and Gas Exploration & Production Analyst, Citi (2016-2021)
Joined The Alfa Group in 2021
Credentials

Certified Financial Analyst (CFA)
Series 7, 63, 86, 87 securities licenses
B.S. in Business Administration, Finance Concentration, University at Buffalo
Life

Enjoys golf, boating, and is an avid traveler
- Chartered Financial Analyst®
1285 Avenue Of The Americas
New York, NY 10019
Madeline Clinton

Client Associate
View bio
- NJ
- NY
Madeline is a recent graduate of Amherst College where she double majored in Economics and Art & the History of Art and served as captain of the women’s tennis team. Prior to joining UBS Private Wealth Management, Madeline gained experience interning at an investment bank on their sales, trading, and research desks, and working as an art associate at a prominent art gallery, Chase Edwards, in Bridgehampton, NY. Madeline hopes to use her unique economic and art background to serve our clients’ diversified portfolio needs

Credentials:

B.A., Economics and Art & the History of Art, Amherst College

Life:

Active member of Tuesday’s Children
Enjoys tennis, golf, and film photography
Member of the New York Athletic Club
1285 Avenue Of The Americas
New York, NY 10019

Daniel Schwartz, CIMA, CPM, FOC

Managing Director–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Over his 30-year career, Dan has helped clients navigate through several market cycles and has continuously strived to refine the skills that have earned him national recognition. He works with a wide range of clients, including CEOs, entrepreneurs and wealthy families providing portfolio management and Financial Planning Strategies. Dan’s dedication to his clients and passion in which he strives to make a difference in their success is what sets him apart.

“Inspired by the example my father set of passion and drive, I have built this practice by always putting our clients and their families first. What sets us apart is our compassionate understanding of each generation’s unique needs.”

Dan and his team offer a perspective developed over multiple market cycles. The foundation of Dan's Investment Process is a relentless focus on intrinsic value. His understanding of financial markets and risk mgmt. help to refine his clients strategies as their needs and the financial markets change. An industry-recognized professional, Dan helps provide a steady hand to clients and their families.

Experience
- Began career with Kidder Peabody in 1987
- Moved to Morgan Stanley Smith Barney in 1991
- Joined UBS Private Wealth Management in 2012
Credentials
- Certified Investment Management Analyst® (CIMA^®) professional
- Certified Portfolio Manager^® (CPM^®) designation
- Economics, SUNY Albany, 1987
Life
- Dan has two children, Billy and Michael
- Avid golfer, snowboarder, vintage race car driver and plays guitar
- Dan has been actively involved with the Institute for Educational Achievement (IEA), a leading school for children with autism
- Barron's Top 1,200 Financial Advisors, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes America's Top Wealth Advisors, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Private Wealth Advisor
Investing

Asset allocation

Multi-generational families

Family Offices

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Devin Darcangelo, CEPA

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Devin brings more than 20 years of investment experience helping corporate executives, high net worth families, private equity and hedge fund professionals achieve their financial goals. Devin specializes in asset allocation, tailored portfolio construction and opportunistic investing. His goal is to seamlessly meet clients’ personal financial needs.

Devin has experience guiding clients through liquidity events, legacy planning, transitioning to a new phase of life and assisting business owners during the sale of their business. He provides advice centered around retirement, strategic financial planning, and streamlining the many complexities associated with substantial and generational wealth.

Drawing on his experience as a Division I lacrosse player at Syracuse University, Devin is passionate about coaching his two son’s youth sports. He and his family split their time between Westhampton Beach, NY and Mount Pleasant, SC.

Experience
- Began his career as a Financial Advisor at Merrill Lynch (2000 – 2005)
- Vice President at Morgan Stanley (2005 – 2010)
- Vice President, Financial Advisor at UBS (joined in 2010)
- Senior Vice President at UBS Private Wealth Management, Alfa Group (joined in 2014)
Credentials
- Graduate of Syracuse University, Whitman School of Management
- Certified Exit Planning Advisor
Community Involvement
- Enjoys volunteering with local youth sports programs
- Has been actively involved as a volunteer with the Ronald McDonald House of NYC.
- Alumni Volunteer, Syracuse University- Syracuse Lacrosse Alumni Network (SLAN)
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Private Wealth Advisor
Alternative investments

Investing

Home Worker SC
Home Worker SC, SC 000
George Fosdick, CFP

First Vice President–Wealth Management

Private Wealth Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
For more than 20 years, George has helped his clients and their families develop, execute and monitor their personalized comprehensive wealth management plans. Providing focused and disciplined guidance, he helps ensure that clients have full access to the broad global resources of UBS Private Wealth Management.

“In the ever-changing world of global finance, navigating each market cycle requires diligent focus and constant education.”

George believes that three key tenets define his client relationships: clarity, focus and objectivity. Clarity comes from helping clients understand what the team is doing and, more importantly, why they are doing it. Helping clients achieve their most important goals is his number one focus. And objectivity helps ensure that he, and the entire team, is putting the client’s needs first. George aims to provide a steady hand navigating a complex financial environment undergoing constant change.

Experience
- Began his career in 1998 in the Estate Planning department of Prudential Securities
- Spent the next decade in Private Banking at JPMorgan Chase and Wells Fargo
- Joined the Alfa Group in 2011
Credentials
- Certified Financial Planner™ (CFP®) designation through the College of Financial Planning
- B.A., political economy, Muhlenberg College
Life
- Wife, Monica, and three children live in Ramsey, NJ
- Passionate about being engaged in his local community
- Volunteer firefighter for over 25 years
- Coaches youth sports and enjoys the outdoors
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Private Wealth Advisor
Financial planning

401(k) plan services

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
William Schwartz, CEPA

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
Whether working with successful millennials, multigenerational families, senior executives or entrepreneurs, Billy helps deliver tailored advice focused on all aspects of their lives. Driven by empathy for understanding his clients' unique situation, passion for helping them pursue their goals and discipline for continually working to provide efficient and useful guidance, Billy strives for excellence in everything he does.

Billy was exposed to the wealth management industry at a young age. Watching his father become a top financial advisor, he recognized the joy that his father's life work—helping people simplify their complex financial lives—brought him. That's why he set the same goal for himself: to build the kind of enduring client relationships that can last a lifetime.

“There is nothing more rewarding to me than bringing comfort into someone's life by helping them figure out their complex financial challenges.”

Experience
- Worked as a credit analyst for Amalgamated Bank's commercial and industrial lending team
- Selected for UBS's Wealth Advice Center IGAP Training Program in 2018, where he gained experience as a Client Service Associate and Financial Advisor
- Joined his father and The Alfa Group in 2019
Credentials
- Series 7 and 66 securities licenses
- B.A. in economics, Franklin & Marshall College
- Graduate of Bergen Catholic High School and the Peddie School
Life
- Active member of the Robin Hood Foundation’s The Forest
- Member of the Young Patrons Program with the Wildlife Conservation Society and youth lacrosse coach
- Enjoys the outdoors and is an avid traveler, snowboarder and vinyl collector
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
Exit planning

Lending services

Business succession

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Michael Sanzone

Account Vice President

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- NE
- NH
- NJ
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WY
By working directly with a diverse group of ultra-high net worth clients , including millennial investors who may be just starting out, Michael is dedicated to making a meaningful difference in their lives. He has experience helping with uncommonly complex investment situations and focuses on understanding clients' big picture and most pressing needs.

Michael is working to build lasting relationships by being consistently responsible, proactive and accessible. He works closely with each member of the team to provide market research, develop and implement financial plans, coordinate investment strategies and monitor client portfolios. Throughout, Michael is dedicated to helping clients feel prepared and on track to meeting their goals.

“Our steady guidance helps us develop long-term relationships with our clients. They know we are right there with them every step of the way as they face opportunities and complexities at various stages of life.”

Experience
- Graduated from Merrill Lynch's Financial Advisor Development Program where he served as a junior advisor on a team within the Private Banking & Investment Group, primarily servicing UHNW and institutional clients
- Joined The Alfa Group at UBS in 2019
Accomplishments
- B.A. degree, business and political science, Franklin & Marshall College
- Hold Series 7 and 66 licenses
Life
- Founding member of the Young Professionals Committee at Children's Environmental Literacy Foundation
- Avid golfer and skier
- Member of the Upper Montclair Country Club
- Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
Financial planning

Asset allocation

Executive compensation

61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Nina Hakim

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- CT
- FL
- IL
- LA
- MD
- NC
- NJ
- NY
- PA
- TX
- VA
Focus
- Investing
Home Worker FL
Home Worker FL, FL 000
Setta Oghlian

Senior Client Associate
View bio
Setta has worked in the financial services industry for over 19 years, most recently as a personal banker at JP Morgan Chase. Setta has focused on private clients and small businesses. She resides in Westwood, NJ with her husband and two boys.

Focus
- Team operations leader
- Client service
61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Krystle Tharani-Kukreja

Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- MA
- MD
- ME
- NC
- NJ
- NV
- NY
- OR
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- WA
Krystle has been in the financial services industry for over 12 years. She joined the Alfa team in February 2018 with a specific focus on special client projects, account monitoring and trade execution. Prior to joining UBS, Krystle held roles at Dealogic as a Client Coverage Executive and Bank of America Merrill Lynch in their strategic initiatives group working on delivering institutional solutions for clients within Global Wealth Management. Krystle earned a Bachelor of Science in Finance from the University of Southern California's (USC) Marshall School of Business. She also holds FINRA's Series 7 and 66 licenses. Krystle now resides in Franklin Lakes, NJ with her husband and their dog.

Focus
- Specialized reporting
- Special team projects
61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Nicole Flanzbaum

Senior Client Associate
View bio
- CA
- FL
- HI
- NJ
- NV
- NY
- TX
Focus
- Client service
- Special team projects
61 South Paramus Road
Mack Center IV, 4th Floor
Paramus, NJ 07652
Kevin Cunane

Senior Wealth Strategy Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Kevin brings more than 10 years of investment experience, including work in private equity and sell side equity research. Kevin focuses on asset allocation, investment research, and portfolio strategy. Kevin is a CFA charter holder and has his Series 7, 63, 86, and 87 licenses.

Experience

Financial analyst, US Energy Development Corporation (2011-2016)
Vice President, Oil and Gas Exploration & Production Analyst, Citi (2016-2021)
Joined The Alfa Group in 2021
Credentials

Certified Financial Analyst (CFA)
Series 7, 63, 86, 87 securities licenses
B.S. in Business Administration, Finance Concentration, University at Buffalo
Life

Enjoys golf, boating, and is an avid traveler
- Chartered Financial Analyst®
1285 Avenue Of The Americas
New York, NY 10019
Madeline Clinton

Client Associate
View bio
- NJ
- NY
Madeline is a recent graduate of Amherst College where she double majored in Economics and Art & the History of Art and served as captain of the women’s tennis team. Prior to joining UBS Private Wealth Management, Madeline gained experience interning at an investment bank on their sales, trading, and research desks, and working as an art associate at a prominent art gallery, Chase Edwards, in Bridgehampton, NY. Madeline hopes to use her unique economic and art background to serve our clients’ diversified portfolio needs

Credentials:

B.A., Economics and Art & the History of Art, Amherst College

Life:

Active member of Tuesday’s Children
Enjoys tennis, golf, and film photography
Member of the New York Athletic Club
1285 Avenue Of The Americas
New York, NY 10019

$3.3 billion

Assets under management

As of 02/01/2021

75+

Collective years of experience

Recognized by 13
leading financial publications

Family Office Consultant

Dan Schwartz is proud to have earned this UBS business designation, a designation granted to a select group of Financial Advisors who have a track record of understanding the investment, business, passion and legacy needs of the most sophisticated clients. FOCs undergo rigorous training to hone their knowledge and skill across all dimensions of managing significant wealth.

Multigenerational families: Your values, your legacy

We work closely with highly successful multigenerational families to provide comprehensive wealth management with institutional-level solutions. By teaming up with the UBS Global Family Office and Family Advisory and Philanthropy Services groups, we can bring the full breadth of the firm’s capabilities to your unique family needs. And with a Family Office Consultant (FOC) on our team, we can offer highly bespoke opportunities to help families with sophisticated needs thrive, now and in the future.

Investment management: A comprehensive approach

Our deep experience in portfolio management means that we can provide advice that is agile, focused and grounded in decades of analyzing complex issues and building portfolios. We are fundamentally value investors, looking to identify shares of companies that we believe are undervalued. But our investment recommendations certainly don’t end there. We can provide comprehensive evaluation and analysis of company balance sheets and performance and offer a full range of portfolio construction and asset management services.

Business planning: Experienced guidance

We focus on offering advice to entrepreneurs and C-suite executives, at all stages of their professional careers. Whether you require focused planning strategies that will help build your wealth or a thoughtful exit strategy that will ensure a smooth transition to the next phase of your life—or your next exciting venture—we are positioned to help, with a full range of services, from liability management to liquidity planning to advice on private investments.

An integrated approach

What sets us apart?

We operate as a small boutique inside one of the world’s largest wealth managers, which allows us to offer you a broad and deep framework of solutions and experience. As a Family Office Consultant, Daniel Schwartz can align your specific needs, no matter how complex, with the full suite of UBS capabilities.

Learn more

Backed by the strength of UBS

A global leader in wealth management

Global leader

UBS is a world-leading wealth manager

For Ultra-High Net Worth clients

Euromoney Private Banking and Wealth Management Survey, 2016-2020

ESG/Impact Investing

Euromoney Private Banking and Wealth Management Survey, 2015-2022

Advice for your whole financial life

Private Wealth Management

Our exceptional team

Daniel Schwartz, CIMA, CPM, FOC

Devin Darcangelo, CEPA

George Fosdick, CFP

William Schwartz, CEPA

Michael Sanzone

Nina Hakim

Setta Oghlian

Krystle Tharani-Kukreja

Nicole Flanzbaum

Kevin Cunane

Madeline Clinton