$6 trn
UBS Group invested assets
As of 12/31/2024
We understand that decree holders are in a unique situation that requires specialized holistic advice and planning. We pride ourselves on providing tailored, tax-efficient wealth management solutions to decree holders through our in-depth holistic wealth management process, The Founder Method. Call or email us today to discuss how we can apply The Founder Method to your unique situation.
Are you a non-Puerto Rico resident? Click here to learn more about the services we offer in the Florida area.
The Founder Method delivers an added layer of strategic value for Puerto Rico residents. We offer robust holistic wealth management solutions empowered by UBS' long-standing presence on the island. We combine our in-depth experience in helping Act 60 clients optimize their wealth holistically through the unique advantages of being a decree holder.
We begin by understanding your full landscape — your business, family, investments, values, and vision. We don’t just hear your goals; we uncover the drivers behind them. This phase is about clarity and connection.
Leveraging deep expertise and a multi-disciplinary lens, we architect a holistic strategy to ensure you maximize the benefits of being a decree holder.
Scroll to see our process includes three key components which we align under one cohesive plan.
1) Personalized investment strategies that maximize the tax efficiency of capital gains, interest, and dividends under Act 60 and Act 22 regulations.
2) On-island banking and investment capabilities that integrate seamlessly with your broader U.S. and international portfolio.
3) Cross-jurisdictional trust and estate planning that accounts for Puerto Rico domicile and its implications.
Execution is where strategy meets value. We coordinate with your legal and tax professionals to structure Act 60 decrees properly and plan for long-term compliance. Our team takes a hands-on role to keep your wealth in motion and your goals on track.
The Founder Method provides the clarity, confidence, and comprehensive support founders need to help preserve their legacy, grow their wealth strategically, and fulfill their personal vision — especially those leveraging the advantages of Puerto Rico residency.
Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.
Challenges:
- Complex financial situations
- Various moving parts not working in unison
- Incorporating next generation
Solutions:
- Family advisory services
- UBS philanthropic team
- Bringing full resources of a global firm to the client's table
Challenges:
- Income tax minimization
- Estate and gift tax reduction
- Business exit planning strategy
Solutions:
- Advanced tax planning- coordinated UBS resources and outside attorneys and CPA
- Assembling subject matter experts/specialists
- Cash flow modeling
Challenges
- Income tax minimization
- Liquidity managemen
- Asset titling
- Estate planning
Solutions
- Personalized capital gain-oriented investments
- Sophisticated cash management strategies
- Advanced Planning Group
Family offices are as different as the families they serve—one size does not fit all. For families who are seeking to coordinate and consolidate their investment management and planning, a well-structured family office can play a crucial role in the preservation and growth of wealth through
the generations.
A road map to help facilitate the process
Often, the process of selling a business is unknown to the business owner. This may leave them vulnerable to making significant mistakes. This brochure may serve as a general road map for facilitating the sale of a closely held business.
As they say, “failing to plan is planning to fail.” Learn how planning for the personal side of a liquidity event, both before and after the transaction, you can help mitigate risks.
First Quarter 2025
A Family Office Solutions Publication
With a new year ahead, we are pleased to share the first edition of the Family Office Quarterly for 2025, bringing you leading insights, thoughtful discussions and experience-based practices across the many dimensions of managing a family office.
This is the first UBS report surveying the opinions of entrepreneurs in our client base and Industry Leader Network. We asked about key developments shaping their industries and wealth, digital technologies offering opportunities, their main concerns, and specific wealth management needs for the future.
You've carefully planned for the future of your business, have you invested the same time and effort in planning for your own financial future?
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
$6 trn
UBS Group invested assets
As of 12/31/2024
51 countries
Our global footprint
Global leader
UBS is a leading and truly global wealth manager
