Let's move forward. Together.

3 Point Wealth Advisors work primarily with business owners as they grow and eventually transition their business. The most important component of the process is to ensure that the family is financially prepared for the future. This is achieved by creating a multi-generational financial plan for the family (aka family “business” plan) with a focus on maintaining the current lifestyle (“liquidity”), improving the future lifestyle (“longevity”) and improving the lives of others (“legacy”).

Other components of the process involve:

· Working with experts to maximize the eventual sale price of the company

· Managing Risk through vehicles such as Captive Insurance

· Working with Estate Attorneys and Accountants to ensure efficient transfer of wealth.

· Supporting charitable causes

· Minimizing taxes through investment strategies as well as vehicles such as Trusts, 529s and Donor Advised accounts.

· Investment strategies that achieve the family goals which may include being socially responsible.

2022 Team Photo

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Michael E Hyzdu Profile Photo

    Michael E. Hyzdu, CFP, CEPA

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AK
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
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    • OK
    • OR
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    • WA
    • WI

    Mike joined UBS in 2002 after beginning his career in the technology sector where he started a branch of a Fortune 500 company that grew to be #2 of 24 in the nation. He then moved to Arthur Andersen where he ran the e-business consulting practice in Columbus, Ohio.

    Mike is a Certified Exit Planning Advisor (CEPA®) where he helps other entrepreneurs as they create, grow and eventually transition their businesses.

    As a Certified Financial Planner (CFP®) Mike works directly with business owner families to implement multi-generational plans with customized investment, borrowing and risk management strategies.

    Mike is a part of the 3 Point Wealth Advisory Group which currently manages portfolios for over 100 Captive Insurance Companies. The goal for these portfolios is to achieve growth while maintaining stability and liquidity to pay claims and expenses. The group considers liquidity needs, domicile requirements, Captive Manager preferences and growth objectives in the portfolio construction.

    Mike is an industry recognized leader and was awarded Forbes/SHOOK Best-in-State Wealth Advisors, 2021. UBS was awarded “Bank of the Year” and Mike was personally named, “Banker of the Year” in the Captive Insurance industry by “Captive International” in 2021.

    Current and former community work includes; Junior Achievement Board Chair, Moeller High School Alumni Board, Church Youth Group Leader, HOBY Leadership Program Director, Miami University Football Alumni Board, Dublin Youth Football League Board Secretary and the Ohio Captive Insurance Association.

    His personal interests include working out, racquetball, yoga, and participating in a weekly bible study with six of his closest friends. Mike is also the Chapel Leader for the Columbus Clippers (Cleveland Guardians AAA) baseball team.

    Mike and Nicole have been married for roughly 30 years, have two adult children (Nathan and Madison) and reside in Dublin, Ohio.

          8044 Montgomery Road
          The Towers At Kenwood
          Cincinnati, OH 45236
        • T. Tyler Holocher Profile Photo

          T. Tyler Holocher, CFP, CEPA

          Vice President–Wealth Management

          Financial Advisor

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          • AK
          • AR
          • AZ
          • CA
          • CO
          • CT
          • DC
          • DE
          • FL
          • GA
          • IA
          • ID
          • IL
          • IN
          • KS
          • KY
          • LA
          • MA
          • MD
          • ME
          • MI
          • MN
          • MO
          • MT
          • NC
          • NE
          • NH
          • NJ
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          • NY
          • OH
          • OK
          • OR
          • PA
          • RI
          • SC
          • TN
          • TX
          • UT
          • VA
          • VT
          • WA
          • WI

          Tyler has an entrepreneurial spirit that enables him to understand what drives business owners. Tyler joined 3 Point Wealth Advisors in 2013 to build a captive insurance practice. Starting from the ground up, his team now manages the assets for 140 captive insurance companies. Tyler has further expanded his focus to business owners and their families.

          He found that he could have a significant impact on his clients’ lives by helping them make well-informed decisions and connecting them to the expertise they need. Tyler honed his skills rapidly, earning the Certified financial Planner™ certification and going on to become a Certified Exit Planning Advisor®. His knowledge and experience enable him to help entrepreneurs pursue business growth, manage risk, generate cash flow, determine the right business transition strategy and feel confident about their lives after the sale.

          Driven by a strong work ethic, Tyler strives to earn his clients’ trust by delivering a high level of service and exceptional advice. He feels privileged to support them as they pursue their life’s work. Ultimately, he takes pride in putting clients on a path to lasting success and multigenerational wealth.

          Tyler seeks to live his values and give back to others. He is actively involved in Junior Achievement and Young Patrons Guild. He is the founder and president of the Covington Catholic Alumni Association. Tyler founded and serves as president of the Cincinnati CEPA® chapter.

                8044 Montgomery Road
                Suite 100W
                Cincinnati, OH 45236
              • Michael McCluskey III Profile Photo

                Michael McCluskey III, CFP, CEPA

                Authorized Officer

                Senior Wealth Strategy Associate

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                • AZ
                • CA
                • CO
                • DC
                • DE
                • FL
                • IL
                • IN
                • KY
                • MA
                • MD
                • MI
                • MN
                • MO
                • NC
                • NJ
                • NV
                • NY
                • OH
                • PA
                • RI
                • SC
                • TN
                • TX
                • VA
                • VT
                • WI

                Mike started his career at UBS in 2008 after graduating with a degree in Finance and Management from the University of Kentucky. In his time with UBS Mike has achieved the Certified Financial Planner™ (CFP®) and the Certified Exit Planning Advisor (CEPA®) designations, and graduated with an MBA from Xavier University. After passing Level I, he is currently working on Level II of the Chartered Financial Analyst (CFA) curriculum.

                Mike volunteers his time as a Board Member of CASA for Kids Northern Kentucky.


                Mike and his wife, Maggie, live in Fort Thomas, Kentucky and have two kids, Michael IV (Mac) and Everette (Evie).

                      8044 Montgomery Road
                      Suite 100W
                      Cincinnati, OH 45236
                    • Ashley Boone Profile Photo

                      Ashley Boone

                      Client Associate

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                        Ashley joined UBS in July of 2017. Prior to joining 3 Point Wealth Advisors, Ashley was Branch Manager and Retail Officer of a local bank for 7 years and has 10 years of experience in the financial industry. She helps manage client service, operational needs and provides administrative support primarily for our Captive Insurance Business.
                        Outside of work, Ashley enjoys RV traveling, boating, fitness, sports and the outdoors. She also enjoys volunteering with the Juvenile Diabetes Research Foundation.
                        Ashley lives in Union, Kentucky with her husband Chris, and their daughter Whitney.

                              8044 Montgomery Road
                              Suite 100W
                              Cincinnati, OH 45236
                            • Megan Watts Profile Photo

                              Megan Watts

                              Client Associate

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                              • AZ
                              • CA
                              • CO
                              • DE
                              • FL
                              • IL
                              • IN
                              • KY
                              • MI
                              • MN
                              • NC
                              • NJ
                              • NY
                              • OH
                              • PA
                              • SC
                              • TX
                              • VT
                              • WI

                              Megan began her career at UBS Financial Services in June of 2014 after graduating from Miami University where she earned her Bachelor's degree in Finance.  Megan provides our clients with operational and administrative support on a day-to-day basis. She holds her Series 7 and Series 66 licenses.

                              Outside of work, Megan enjoys playing volleyball, being outdoors and spending time with friends and family.  Megan and her husband Josh live in West Chester, Ohio with their son Weston.

                                    8044 Montgomery Road
                                    Suite 100W
                                    Cincinnati, OH 45236
                                  • Brent Gargano Profile Photo

                                    Brent Gargano, CFP

                                    Senior Wealth Strategy Associate

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                                    • AZ
                                    • CA
                                    • CO
                                    • CT
                                    • DC
                                    • DE
                                    • FL
                                    • GA
                                    • ID
                                    • IL
                                    • IN
                                    • KY
                                    • LA
                                    • MA
                                    • MI
                                    • MN
                                    • MT
                                    • NC
                                    • NH
                                    • NJ
                                    • NV
                                    • NY
                                    • OH
                                    • PA
                                    • RI
                                    • SC
                                    • TN
                                    • TX
                                    • VA
                                    • VT
                                    • WI

                                    Brent joined UBS in 2020 after spending seven years with Fidelity Investments, working with individual clients to build personal wealth plans.  After joining Fidelity in 2013, Brent obtained his series 7, 63 and 66 licenses and has been recognized as a CFP® Professional since 2017.

                                    In addition to his time at Fidelity, Brent spent several years leading the Financial Planning Association's young professional network in Southwest Ohio. 

                                    Brent has a strong passion for personal wealth planning and enjoys building meaningful relationships with families to help them navigate their finances and improve their relationship with their wealth.

                                    Brent's personal interests include fishing, biking, canoeing, and taking trips to Nashville where his Dad and younger siblings live.  Brent and his wife, Megan, have been married since 2018.  They have a daughter, Ellie, born in December of 2019, and a son, Shepard, who they welcomed in September of 2021. 

                                          8044 Montgomery Road
                                          Suite 100W
                                          Cincinnati, OH 45236
                                        Multigenerational planning

                                        Multigenerational planning

                                        Business transition and succession planning

                                        Business transition and succession planning

                                        A team approach

                                        A team approach

                                        Are you ready for anything?

                                        A Liquidity strategy can help.

                                        In a world of uncertainties—like market volatility or rising inflation—it’s no wonder 70% of investors surveyed say they want to boost their emergency savings. So how can you move forward with confidence? Have a strategy for the cash you need right now. Click to watch how.

                                        Source: UBS Investor Watch, The new valuables; June 2021: 3,800 investors surveyed in 15 markets around the world; May 2021.

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                                        As of 12/31/2021

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