Experience. Advice. Collaboration.

Planning for your family’s entire financial needs

The Waters Group Team Bio Pic

At times, the complexity of today’s global economy may feel overwhelming. Whether you’re a working professional who is building wealth, a successful executive or business owner contemplating your next act, or the head of a multigenerational family looking to preserve your family’s future—you have questions. You expect clear answers from an advisor with worldwide experience who understands you, your family and your community.


Our highly credentialed team offers the thoughtful perspective and proactive service your family needs to help meet their goals. With a team of advisors spanning decades of experience, we strive, relentlessly, to make sure you feel well taken care of. By putting financial planning at the core of everything we do, we offer the capabilities to help you, your business and your family unlock opportunity, preserve wealth and create continuity.

International Space Station

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Shelley Waters

    Shelley Waters

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AL
    • CA
    • CO
    • FL
    • IL
    • LA
    • MI
    • NM
    • NV
    • OK
    • OR
    • PA
    • SC
    • TX
    • VA

    Financial solutions for peace of mind

    Caring for clients’ financial wellbeing comes naturally to Shelley. Growing up in a
    family of 8, she understands the importance of building relationships. Shelley is
    passionate about creating custom solutions and a dialogue with clients that go far
    beyond a financial checklist. The Waters Group does not believe in “cookie cutter”
    solutions. We address complex financial challenges unique to every client. Shelley’s
    professional guidance brings over three decades of experience in wealth
    management for multigenerational affluent families, business owners and
    executives. The world is full of uncertainty. That’s why clients count on us for
    peace of mind about their wealth.


    Time is the real treasure

    Meeting clients two to four times a year is essential. This allows us to listen for
    changes in our clients’ lives that may impact their goals, risk tolerance or financial
    well-being. Our goal is to identify potential red flags to avoid any issue. We conduct
    a deep dive into investment strategy, tax efficiency and other key financial topics.
    Our meetings end with a detailed next step agenda. Your overall wealth is important
    — family, retirement, selling a business, education, healthcare, estate planning,
    taxes, and social security. Our goal is to be your personal CFO, so you can spend
    more time doing what you love with the people you care about most.

    Life

    Shelley loves to spend time with her family saltwater fishing and on beach vacations.  She is passionate about photography and forever chasing her personal best trout.  Shelley’s community involvement spans 45 years and includes serving the Education for Tomorrow Alliance, The Optimist Club, The Chamber of Commerce and The Woodlands Economic Development Partnership, The Woodlands Waterway Arts Festival, and Houston’s 5th Ward serving at-risk youth. 

    • Forbes America’s Top Women Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
    • Forbes Best-in-State Women Wealth Advisors, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

    • Texas A&M University, B.S., Economics, with a focus on Stock and Commodities Markets, and Statistics
    • Wealth Advisor
    Legacy planning
    Long-term care planning
    Retirement planning
    Estate planning strategies
    Exit planning
    Multi-generational families
    Business owners
    Corporate executives
    1780 Hughes Landing Blvd
    3 Hughes Landing, Suite 200
    The Woodlands, TX 77380
  • Philip Bio Pic

    Philip Schneider

    Client Associate

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    • AL
    • CA
    • CO
    • FL
    • IL
    • MI
    • NM
    • NV
    • OK
    • PA
    • SC
    • TX
    • VA

    Beyond dollars and cents


    Wealth management is more than just about the bottom line. There is a
    responsibility to get to know and understand each client’s specific needs and
    challenges. At The Waters Group, Philip is on the front line working with clients
    every day as the teams senior registered client associate and operations specialist.
    This includes working closely with clients on administrative details related to their
    UBS relationship including preparing documents, day-to-day processing and
    coordinating actions with the team. He is also the team specialist for insurance and
    annuities. Our clients don’t rely on toll-free numbers. Philip is just a local number
    away. His financial knowledge, analytic skills and accessibility are invaluable to our
    clients and our team.


    A resource with the experience necessary to help clients succeed


    Prior to joining UBS, Philip worked in the banking and insurance industries. Philip’s
    attention to detail and analytic skill set allows him to create custom administrative
    solutions and leverage UBS resources to offer clients the best of both worlds — a
    local wealth management team with the strength of a global financial powerhouse.
    The Waters Group provides custom solutions to help organize your financial life,
    address complex financial challenges, and create peace of mind.

    Life


    Philip was raised in The Woodlands, TX and resides there with his wife Andrea, son Henry, and daughter, Lenore.  He is the owner of a small retail business dealing with sports merchandise and memorabilia.  Philip enjoys traveling and is a huge Disney fan including visiting the theme parks over 50 times and counting

      • Baylor University, B.B.A. in Economics
        1780 Hughes Landing Blvd
        3 Hughes Landing, Suite 200
        The Woodlands, TX 77380
      • Megan Bio Pic

        Megan Waters

        Client Associate

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        • AL
        • CA
        • CO
        • FL
        • IL
        • MI
        • NM
        • OK
        • PA
        • SC
        • TX
        • VA

        Helping build financial stability in uncertain times


        Megan understands first-hand the positive impact a financial plan can have on a
        family. Growing up, she watched her single mom work multiple jobs and still
        struggle financially. This led Megan to build a career where she can make a
        difference by helping people manage and grow their money in a meaningful way.
        With more than ten years of experience in the financial industry, today Megan is
        proud to be part of a team with complimentary skill sets that provides wealth
        management for affluent clients and their families. “I love to help our clients build
        a strong financial foundation for their family and generations to come.”

        A central, trusted financial resource for clients


        Megan’s role with The Waters Group is diverse and she likes it that way. This gives
        her great insight into helping The Waters Group serve clients as the central resource
        in their financial lives. Her areas of focus include client administrative support,
        portfolio investment screening, strategic new business development, team
        marketing and event planning. Megan believes in a comprehensive, family-centered
        approach to financial planning that enhances the connections between wealth,
        family and the next generations. The Waters Group provides custom solutions to
        help organize your wealth, address complex financial challenges, and create peace
        of mind.

        Life

        Megan is co-chair for the UBS Young Professional Network - Texas Chapter.  Megan enjoys baseball with her son, RJ and husband Randall, while chasing her other twin boys, Rokzen and Ryken.  As a family they like to spend time together at the beach and salt-water fishing.  Megan enjoys volunteering for Montgomery County Women's Shelter and donating backpacks filled with school supplies, get-well cards and lunch bags to under privileged children

          • Sam Houston State University, Double B.A. in Banking and Finance
            1780 Hughes Landing Blvd
            3 Hughes Landing, Suite 200
            The Woodlands, TX 77380
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